I see a lot of post on here saying ( PIF each month) . The way i get the most out of my utilization is having a 1% at the first of each month ,for the optimal credit score for that month . Any Comments !!!!!
You can do BOTH!
Definition: PIF = pay the Statement Balance by the Due Date
Example:
Credit Line = $1000, Statement Balance = $500, Charges made after Statement Date = $500
If you PIF, you will pay $500, leaving $500 to report on the Next Statement Date.
If you pay MORE THAN THE STATEMENT BALANCE, ie $990, then the remaining $10 (1% of 1000) will be the New Balance on the Next Statement Date.
Kill 2 birds with 1 stone... PIF AND 1% UTILIZATION 
