Reply
Established Contributor
laboi_22
Posts: 634
Registered: ‎07-07-2011
0

The Rankings are in for 2012 - Anyone Surprised?

[ Edited ]

50f3b07d0a0d02b701e5a5dc678ff3be.jpg

Current Scores: EX - 728 FICO (5/11/13) TU - 771 FICO (7/02/13) EQ ??

Current Cards: Chase Freedom $5,000, CSP $5,700, BofA Visa Signature $15,000, AMEX BCE $6,000, Walmart $4,150, Gap Visa $10,000, JC Penny $5,800, Lowes $8,500, Dillard's AMEX $8,000, AMEX Hilton HHonors - $2,000, Chase United $12,000, Citi AAdvantage & Simplicity $6,000/$6,000, SPG AMEX $1,000
Frequent Contributor
Razeus
Posts: 387
Registered: ‎04-02-2012
0

Re: The Rankings are in for 2012 - Anyone Surprised?

Not at all.  I see CapOne is near the bottom as they rightfully should be.  I can't stand them.  I'm this close to being done with them.

My Wallet:
Discover It $11,000 | Chase Freedom $5,000 | AMEX BCE $3,000 | Paypal Extras Platinum $5,000 | Wells Fargo $1,000 | AMEX Zync NPSL
Valued Contributor
MsLadyRover
Posts: 2,787
Registered: ‎03-14-2012
0

Re: The Rankings are in for 2012 - Anyone Surprised?

I'm surprised that Bank of America falls so low.  Are they really that bad?

I only have a couple of bank accounts with them.  No credit cards.



Starting Score: 639 (Walmart TU)
Current Score: TU 715 (Barclay) EX 685 (myFICO) EQ 697 (myFICO)
Goal Score: 700 Across the Board (Mortgage Goal Achieved 1/31/2012!)

Take the FICO Fitness Challenge
Valued Contributor
jsickz32
Posts: 1,987
Registered: ‎06-25-2012
0

Re: The Rankings are in for 2012 - Anyone Surprised?

See i disagree with that, i would put chase lower than bofa because bofa is more willing to play with me than chase....
Amex BCE (2500) / Amex SPG (4000) / Amex GoldPR / Merrill+ Visa siggy (5000) / BofA Amex (6000) / Bofa cash rewards (5000) / BofA Privileges Cash Rewards (5000) / Citi Forward (4400) / Citi DP (2000) / Chase Freedom (4000) / Chase CSP (5000) / Chase Hyatt (5000) / Discover IT (1700) / FNBO AMEX (3600) / NFCU cashRewards Visa signature (15000) / NFCU Flagship Visa signature (12500) / NFCU Navcheck (5000) / Nordstrom (500) / MetroCU Visa Elite (5000) / Walmart (4500) / Kays Jewerels (6600) / Kohls (300) / Macys Platinum (2500) / DCU platinum Visa (17500) / Citizens bank cash back (1100) / Bill Me Later (1631) / PayPal Smart connect (2200) / BestBuy store card (2000)
Established Contributor
laboi_22
Posts: 634
Registered: ‎07-07-2011
0

Re: The Rankings are in for 2012 - Anyone Surprised?

So am I, but I think AMEX is always the default when it comes to ranking. I mean are they really that good? Don't get me wrong my AMEX is my best friend and it gets lots of use, but I get overseas reps all the time who are sometimes not helpful. Discover, althought I don't use their card much, has been nothing but great in the way of customer service. Also has been Chase from my experience. A lot of people give GE Bank a bad rap, but they've always been very helpful to me and they are very good with CLIs and I like some of the rewards programs. 

Current Scores: EX - 728 FICO (5/11/13) TU - 771 FICO (7/02/13) EQ ??

Current Cards: Chase Freedom $5,000, CSP $5,700, BofA Visa Signature $15,000, AMEX BCE $6,000, Walmart $4,150, Gap Visa $10,000, JC Penny $5,800, Lowes $8,500, Dillard's AMEX $8,000, AMEX Hilton HHonors - $2,000, Chase United $12,000, Citi AAdvantage & Simplicity $6,000/$6,000, SPG AMEX $1,000
Regular Contributor
HenryJumbo
Posts: 136
Registered: ‎07-21-2012
0

Re: The Rankings are in for 2012 - Anyone Surprised?

I really expected Capital One to be lower, maybe two power circles. 3 HPs, low CL, no CLI, terrible customer service, yep I'm surprized.

Starting Score: EX: 736 FAKO | TU: 757 FICO | EQ 730 FICO
Current Score: EX: 736 FAKO | TU: 750 FICO | EQ 730 FICO
Goal Score:     EX: 750 FICO | TU: 750 FICO | EQ: 750 FICO
In my wallet:  $12,500  $8,000
Established Contributor
laboi_22
Posts: 634
Registered: ‎07-07-2011
0

Re: The Rankings are in for 2012 - Anyone Surprised?

I have Bank of America and I could not have been happier with the service I've recieved. No problems at all. I've been more upset after hanging up with Captial One than BofA on any given day!

Current Scores: EX - 728 FICO (5/11/13) TU - 771 FICO (7/02/13) EQ ??

Current Cards: Chase Freedom $5,000, CSP $5,700, BofA Visa Signature $15,000, AMEX BCE $6,000, Walmart $4,150, Gap Visa $10,000, JC Penny $5,800, Lowes $8,500, Dillard's AMEX $8,000, AMEX Hilton HHonors - $2,000, Chase United $12,000, Citi AAdvantage & Simplicity $6,000/$6,000, SPG AMEX $1,000
Valued Contributor
jsickz32
Posts: 1,987
Registered: ‎06-25-2012
0

Re: The Rankings are in for 2012 - Anyone Surprised?

^+1
Amex BCE (2500) / Amex SPG (4000) / Amex GoldPR / Merrill+ Visa siggy (5000) / BofA Amex (6000) / Bofa cash rewards (5000) / BofA Privileges Cash Rewards (5000) / Citi Forward (4400) / Citi DP (2000) / Chase Freedom (4000) / Chase CSP (5000) / Chase Hyatt (5000) / Discover IT (1700) / FNBO AMEX (3600) / NFCU cashRewards Visa signature (15000) / NFCU Flagship Visa signature (12500) / NFCU Navcheck (5000) / Nordstrom (500) / MetroCU Visa Elite (5000) / Walmart (4500) / Kays Jewerels (6600) / Kohls (300) / Macys Platinum (2500) / DCU platinum Visa (17500) / Citizens bank cash back (1100) / Bill Me Later (1631) / PayPal Smart connect (2200) / BestBuy store card (2000)
Super Contributor
CS800
Posts: 6,548
Registered: ‎04-07-2008
0

Re: The Rankings are in for 2012 - Anyone Surprised?

I would put CITI at the bottom. Surprised BOA is that low. But I do like GE though.

 

 




Super Contributor
CS800
Posts: 6,548
Registered: ‎04-07-2008
0

Re: The Rankings are in for 2012 - Anyone Surprised?

[ Edited ]

I just noticed Barclay is high up there. I would put Chase above Discover.





myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Click to Verify - This site chose VeriSign SSL for secure e-commerce and confidential communications.
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+