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Established Contributor
laboi_22
Posts: 612
Registered: ‎07-07-2011

The Rankings are in for 2012 - Anyone Surprised?

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‎08-29-2012 06:39 AM - edited ‎08-29-2012 06:40 AM

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Current Scores: EX - 728 FICO (5/11/13) TU - 774 FICO (5/16/13) EQ ??

Current Cards: Chase Freedom $5,000, CSP $5,700, BofA Visa Signature $15,000, AMEX BCE $6,000, Walmart $4,150, Gap Visa $10,000, JC Penny $5,800, Lowes $8,500, Dillard's AMEX $8,000, AMEX Hilton HHonors - $2,000, Chase United $12,000, Citi AAdvantage & Simplicity $6,000/$6,000, SPG AMEX $1,000
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Frequent Contributor
Razeus
Posts: 351
Registered: ‎04-02-2012

Re: The Rankings are in for 2012 - Anyone Surprised?

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‎08-29-2012 06:41 AM

Not at all.  I see CapOne is near the bottom as they rightfully should be.  I can't stand them.  I'm this close to being done with them.

My Wallet:
Discover It $11,000 | Chase Freedom $5000 | AMEX BCE $3000 | Paypal Extras Platinum $3,000 | Wells Fargo $1,000 | AMEX Zync NPSL

I want:
AMEX BCP | Chase Sapphire Preferred | US Bank Cash+ | Citibank Dividend Preferred
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MsLadyRover
Posts: 734
Registered: ‎03-14-2012

Re: The Rankings are in for 2012 - Anyone Surprised?

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‎08-29-2012 06:42 AM

I'm surprised that Bank of America falls so low.  Are they really that bad?

I only have a couple of bank accounts with them.  No credit cards.


Starting Score: 639 (Walmart TU)
Current Score: TU 688 (myFICO) EX 679 (Credit Sesame) EQ 660 (myFICO)
Goal Score: 700 Across the Board (Mortgage Goal Achieved 1/31/2012!)
Take the FICO Fitness Challenge
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Valued Contributor
jsickz32
Posts: 1,815
Registered: ‎06-25-2012

Re: The Rankings are in for 2012 - Anyone Surprised?

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‎08-29-2012 06:43 AM

See i disagree with that, i would put chase lower than bofa because bofa is more willing to play with me than chase....
Amex BCE (2500) / Amex SPG (4000) / Amex GoldPR / BofA Total rewards (2500) / BofA Amex (3900) / Bofa cash rewards (5700) / BofA Privileges Cash Rewards (5000) / Citi Forward (3000) / Chase Freedom (3500) / Discover IT (1700) / FNBO AMEX (3600) / Barclays Apple Visa (3960) / NFCU cashRewards Visa signature (12500) / NFCU Flagship Visa signature (12500) / NFCU Navcheck (5000) / MetroCU Visa Elite (5000) / Walmart (4500) / Kays Jewerels (6600) / Kohls (300) / Macys Platinum (2500) / DCU platinum Visa (17500) / Citizens bank cash back (1100) / Bill Me Later (601) / PayPal Smart connect (2200)
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Established Contributor
laboi_22
Posts: 612
Registered: ‎07-07-2011

Re: The Rankings are in for 2012 - Anyone Surprised?

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‎08-29-2012 06:43 AM

So am I, but I think AMEX is always the default when it comes to ranking. I mean are they really that good? Don't get me wrong my AMEX is my best friend and it gets lots of use, but I get overseas reps all the time who are sometimes not helpful. Discover, althought I don't use their card much, has been nothing but great in the way of customer service. Also has been Chase from my experience. A lot of people give GE Bank a bad rap, but they've always been very helpful to me and they are very good with CLIs and I like some of the rewards programs. 

Current Scores: EX - 728 FICO (5/11/13) TU - 774 FICO (5/16/13) EQ ??

Current Cards: Chase Freedom $5,000, CSP $5,700, BofA Visa Signature $15,000, AMEX BCE $6,000, Walmart $4,150, Gap Visa $10,000, JC Penny $5,800, Lowes $8,500, Dillard's AMEX $8,000, AMEX Hilton HHonors - $2,000, Chase United $12,000, Citi AAdvantage & Simplicity $6,000/$6,000, SPG AMEX $1,000
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Regular Contributor
HenryJumbo
Posts: 127
Registered: ‎07-21-2012

Re: The Rankings are in for 2012 - Anyone Surprised?

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‎08-29-2012 06:45 AM

I really expected Capital One to be lower, maybe two power circles. 3 HPs, low CL, no CLI, terrible customer service, yep I'm surprized.

Starting Score: EX: 736 FAKO | TU: 757 FICO | EQ 730 FICO
Current Score: EX: 736 FAKO | TU: 750 FICO | EQ 730 FICO
Goal Score:     EX: 750 FICO | TU: 750 FICO | EQ: 750 FICO
In my wallet:  $5,000  $2,400
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Established Contributor
laboi_22
Posts: 612
Registered: ‎07-07-2011

Re: The Rankings are in for 2012 - Anyone Surprised?

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‎08-29-2012 06:48 AM

I have Bank of America and I could not have been happier with the service I've recieved. No problems at all. I've been more upset after hanging up with Captial One than BofA on any given day!

Current Scores: EX - 728 FICO (5/11/13) TU - 774 FICO (5/16/13) EQ ??

Current Cards: Chase Freedom $5,000, CSP $5,700, BofA Visa Signature $15,000, AMEX BCE $6,000, Walmart $4,150, Gap Visa $10,000, JC Penny $5,800, Lowes $8,500, Dillard's AMEX $8,000, AMEX Hilton HHonors - $2,000, Chase United $12,000, Citi AAdvantage & Simplicity $6,000/$6,000, SPG AMEX $1,000
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Valued Contributor
jsickz32
Posts: 1,815
Registered: ‎06-25-2012

Re: The Rankings are in for 2012 - Anyone Surprised?

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‎08-29-2012 06:57 AM

^+1
Amex BCE (2500) / Amex SPG (4000) / Amex GoldPR / BofA Total rewards (2500) / BofA Amex (3900) / Bofa cash rewards (5700) / BofA Privileges Cash Rewards (5000) / Citi Forward (3000) / Chase Freedom (3500) / Discover IT (1700) / FNBO AMEX (3600) / Barclays Apple Visa (3960) / NFCU cashRewards Visa signature (12500) / NFCU Flagship Visa signature (12500) / NFCU Navcheck (5000) / MetroCU Visa Elite (5000) / Walmart (4500) / Kays Jewerels (6600) / Kohls (300) / Macys Platinum (2500) / DCU platinum Visa (17500) / Citizens bank cash back (1100) / Bill Me Later (601) / PayPal Smart connect (2200)
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Super Contributor
CS800
Posts: 6,114
Registered: ‎04-07-2008

Re: The Rankings are in for 2012 - Anyone Surprised?

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‎08-29-2012 06:57 AM

I would put CITI at the bottom. Surprised BOA is that low. But I do like GE though.

 

 





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Super Contributor
CS800
Posts: 6,114
Registered: ‎04-07-2008

Re: The Rankings are in for 2012 - Anyone Surprised?

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‎08-29-2012 06:58 AM - edited ‎08-29-2012 06:59 AM

I just noticed Barclay is high up there. I would put Chase above Discover.





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