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Frequent Contributor
Hammer23
Posts: 428
Registered: ‎01-21-2012
0

Re: The Rankings are in for 2012 - Anyone Surprised?

I am surprised Wells is so low. They have been great with my account. I agree Barclay's should be near the top, they have been great as well. 

 

I would put Cap One dead last. 

WF Home Projects Visa $8500 / Towpath CU Visa $7000 / Chase Freedom Visa $5500 / Cap 1 QS Visa Sig $5000 / Barclaycard Ring MC $5000 / GE Lowes $5000 / Citi Best Buy MC $4250 / Barclaycard Rewards Visa $4000 / BFG CU Visa $3500 / Citi Sears$3000 / WF Visa $2000 / GE Walmart $1900 / GE Care Credit $1900 / GE Amazon $1400 / Cap 1 Kohls $1000 / GE Old Navy $800 / Webbank Fingerhut $700
Established Member
bobomb01
Posts: 40
Registered: ‎08-26-2012
0

Re: The Rankings are in for 2012 - Anyone Surprised?

I must be one of the lucky ones... I've never had an issue with Capital One.

 

My second CC was a Capital One Platinum Mastercard with a $500 limit. I opened it in 2008. In 2009, they automatically upped my limit to $4750. Two weeks ago I requested a product change to a Venture One card to avoid an annual fee. I did it via their online chat and the card is sitting in my wallet as I type this.

 

That said, It's going in the sock drawer once my American Express Gold arrives hopefully today or tomorrow. Although I plan to keep it active because of AAoA and no foreign transaction fees.

 

 

FICO: 754, (Walmart TU, 9/4/13)
Wallet: AMEX Gold, and cash.
Chase Freedom (5000), Capital One Venture1 (4750), CU Visa (5000), Discover More (5500), Walmart Discover (7500), Barclays Visa (2000)

Established Contributor
Koop10010
Posts: 731
Registered: ‎02-15-2012
0

Re: The Rankings are in for 2012 - Anyone Surprised?

I don't really find it any of it surprising.  Amex customer service has always been great with me, despite the fact that I get foreign reps a majority of the time.  They've never had thick accents and have always been helpful.  I have no experience with Discover, but it's all US based and everyone seems to say it's great.  I haven't had too much experience with Chase yet, but the message center has been hit-or-miss.  The Sapphire Preferred's dedicated US customer service was exceptional the one time I used it, but never used the customer service of one of the lower cards.  Capitol one's customer service blows and my folks have had plenty of bad experiences with their Bank of America cards, so I'm not surprised by that.

FICOs (2/24/12): EX 752, EQ 740
Chase Sapphire Preferred, Freedom; American Express PR Gold, Blue Cash Everyday
Valued Contributor
jsickz32
Posts: 1,987
Registered: ‎06-25-2012
0

Re: The Rankings are in for 2012 - Anyone Surprised?

@bonbomb01
You gonna find yourself buying random stuff just so you can use GOLD lol and it will take over ur debit card
Amex BCE (2500) / Amex SPG (4000) / Amex GoldPR / Merrill+ Visa siggy (5000) / BofA Amex (6000) / Bofa cash rewards (5000) / BofA Privileges Cash Rewards (5000) / Citi Forward (4400) / Citi DP (2000) / Chase Freedom (4000) / Chase CSP (5000) / Chase Hyatt (5000) / Discover IT (1700) / FNBO AMEX (3600) / NFCU cashRewards Visa signature (15000) / NFCU Flagship Visa signature (12500) / NFCU Navcheck (5000) / Nordstrom (500) / MetroCU Visa Elite (5000) / Walmart (4500) / Kays Jewerels (6600) / Kohls (300) / Macys Platinum (2500) / DCU platinum Visa (17500) / Citizens bank cash back (1100) / Bill Me Later (1631) / PayPal Smart connect (2200) / BestBuy store card (2000)
Established Contributor
learnin113
Posts: 541
Registered: ‎12-02-2011
0

Re: The Rankings are in for 2012 - Anyone Surprised?

Barclays should be right down there at the bottom with Crap 1.

Established Member
bobomb01
Posts: 40
Registered: ‎08-26-2012
0

Re: The Rankings are in for 2012 - Anyone Surprised?

[ Edited ]

@jsickz32

 

Haha.. hopefully not. Although I do plan on passing all my bills through the card, so in a sense it will be like my checking account.

 

Since finishing college I've been pretty good about budgeting. Bills are paid as soon as I am and I know what I can spend every pay period as "free" money. I take that out as cash. If I use a card I take that much cash out of my "free" money and keep it with the reciept of the card use. When it is time to pay the card, I redeposit the cash so I have enough to PIF. Carrying cash also gives me a visual for what I can spend. It probably sounds excessive but it keeps me on track.

FICO: 754, (Walmart TU, 9/4/13)
Wallet: AMEX Gold, and cash.
Chase Freedom (5000), Capital One Venture1 (4750), CU Visa (5000), Discover More (5500), Walmart Discover (7500), Barclays Visa (2000)

Established Contributor
CruzImperial
Posts: 869
Registered: ‎07-04-2012
0

Re: The Rankings are in for 2012 - Anyone Surprised?

I am surprised US Bank are below the average. I chatted with one of their bankers today about their Cash+ card and besides being knowledgeable, she was the most concerned and caring person I've ever talked to. 5 stars without a doubt in customer service for them. They even let us open a Platinum Checking Package totally free of charge.

Fico Scores: . Walmart TU 748 . Garden 8/19 2014 .

Cap One Journey 500 | Discover IT 500 | GE Home Design 5.6k | GE HHGREGG 5k | Amex Zync NPSL | Amex BCE 6k | Citi Forward 4.2k | Citi Dividend 3k | GE BrandsMart 1k | GE Lowes 8.5k | Discover Walmart 7.5k | Barclays Apple 2.5k | BoA CR 2.7k | CSP 7.2k | Platinum Prestige 5k | IT Chrome 4k | Slate 2.3k |
Established Contributor
gettnthere
Posts: 912
Registered: ‎06-14-2012
0

Re: The Rankings are in for 2012 - Anyone Surprised?

I just don't get why GE is ranked so low, they've always been good to me and have some great policies in place. I think Chase is pretty good, ive only had my Freedom card for 3months but ive called them about a few various times about random things and they have always been excited to help and seem well informed of their company policy


Starting Score: EQ 609, EX 633(Fako), TU 700
Current Score: EQ 699, EX 758, TU 733
Goal Score: 720 across the board
Garden Club Member-GC Challenge: App free since 10/31/12 :smileywink:
Established Contributor
laboi_22
Posts: 634
Registered: ‎07-07-2011
0

Re: The Rankings are in for 2012 - Anyone Surprised?


gettnthere wrote:
I just don't get why GE is ranked so low, they've always been good to me and have some great policies in place. I think Chase is pretty good, ive only had my Freedom card for 3months but ive called them about a few various times about random things and they have always been excited to help and seem well informed of their company policy

I agree GE has been nothing but great with service and on my accounts.

Current Scores: EX - 728 FICO (5/11/13) TU - 771 FICO (7/02/13) EQ ??

Current Cards: Chase Freedom $5,000, CSP $5,700, BofA Visa Signature $15,000, AMEX BCE $6,000, Walmart $4,150, Gap Visa $10,000, JC Penny $5,800, Lowes $8,500, Dillard's AMEX $8,000, AMEX Hilton HHonors - $2,000, Chase United $12,000, Citi AAdvantage & Simplicity $6,000/$6,000, SPG AMEX $1,000
Established Contributor
flowfaster
Posts: 787
Registered: ‎08-30-2011
0

Re: The Rankings are in for 2012 - Anyone Surprised?

I agree that GE is way too low.  GE has been nothing but great to me.  I think I know why they are so low though.  It is probably because A. It is very hard to talk to a live person who can actually help. B. They approve with really low limits (average Joe is not going to know to call in every 4 months). C. the minimum payments are not enough to cover the balance before 0% financing expires and the average Joe does not know any better.

Amex BCP/BC/Zync - Amex Business GR - Barclays NFL Visa Sig 49ers/Arrival - BoA BBR - Cap 1 Quicksilver - Citi Forward/Preferred - Chase Amazon/Freedom/Ink Plus - Discover IT - Fidelity Amex - GECRB Amazon/Walmart - PenFed PRV - Target - USAA Amex - US Bank CASH+/Club Carlson

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