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Contributor
Posts: 90
Registered: ‎02-09-2009
0

The Results Of App Spree Are IN

I have solicited advice from you all(thank you),the past couple of weeks. So,it's only fair that I share with you the results of my app spree.

 

First a little background;

No baddies

No inq since 3/08

active cards: Cap 1 MC and Cap 1 Visa

Best Buy Rewards Zone(must go) never a CLI,got it 2 years ago as a rebuilder

Chase Visa

 

Today,following the advice of the FICO forum masters as to which I should app 1st,I went into Nordstrom for a Coach bag,applied and was approved for 5k Visa...pulled EQ

Came home,went online with invite from Discover and was approved for 7,500 Discover More.....pulled EX

Feeling frisky or maybe risky,apped a RBS Kroger online was approved for 3K...........pulled EQ

and last but not least, apped a Macy's store card (in store) was approved for 2K........pulled TU

 

I know 4 cards in one day was a bit much,but I was on a roll:smileywink:

No more apping until next May...........I promise

 

Again,thanks to all of you that advised me on which way to go.

737 Your FICO® score of 737
is better than 55%
of US Consumers.
Factors affecting your score
Frequent Contributor
Posts: 277
Registered: ‎10-21-2008
0

Re: The Results Of App Spree Are IN

At least your INQs were spread out among the CRAs... congrats!
Frequent Contributor
Posts: 403
Registered: ‎04-08-2009
0

Re: The Results Of App Spree Are IN


Creditfreeze wrote:

I have solicited advice from you all(thank you),the past couple of weeks. So,it's only fair that I share with you the results of my app spree.

 

First a little background;

No baddies

No inq since 3/08

active cards: Cap 1 MC and Cap 1 Visa

Best Buy Rewards Zone(must go) never a CLI,got it 2 years ago as a rebuilder

Chase Visa

 

Today,following the advice of the FICO forum masters as to which I should app 1st,I went into Nordstrom for a Coach bag,applied and was approved for 5k Visa...pulled EQ

Came home,went online with invite from Discover and was approved for 7,500 Discover More.....pulled EX

Feeling frisky or maybe risky,apped a RBS Kroger online was approved for 3K...........pulled EQ

and last but not least, apped a Macy's store card (in store) was approved for 2K........pulled TU

 

I know 4 cards in one day was a bit much,but I was on a roll:smileywink:

No more apping until next May...........I promise

 

Again,thanks to all of you that advised me on which way to go.


Congrats:smileywink: Sounds like you made out like a FAT RAT.......nice decent lines too.

 

King

Equifax 787, TransUnion 793, Experian ? FAKO--> Who Cares
Senior Contributor
Posts: 4,267
Registered: ‎05-01-2008
0

Re: The Results Of App Spree Are IN

Creditfreeze....

 

" Ultimate Goal.....May 2010,50th birthday gift to myself.......brand new car off showroom floor(have always purchased used)"

 

BRAVO!!!  Everyone needs a good present for the big "50"

 

Mine was my house!  Ok, so I bought it when I was 49...but that was the big one for me!



Starting Score: 02/2015 TU 709 - EQ 676 - EX 729
Current Score: 02/2015 TU 709 - EQ 676 - EX 729
Goal Score: 850

Bury me in the garden...last app 12.19.14

Established Contributor
Posts: 851
Registered: ‎07-01-2008
0

Re: The Results Of App Spree Are IN

Congrats and nice limits..
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