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Well after AMEX hadn't SP'd me since Oct 18, I had decided to 3xCLI around 11/23. Instant approval. Decided to check my SP's tonight and lookie lookie they finally updated their SP. Also I have a sleu of other SP's. (I just received an invitation to app for a Cap1 card after their SP. Wonder what Chase will send my way?) Also, FNB Omaha had send me a pre-approval back in Nov. Guess they are still interested in me as they SP'd me again at the end of the month.
• | WELLS FARGO BANK | Date: December 3, 2012 |
• | AMERICAN EXPRESS 2 | Date: November 30, 2012 |
• | FNB OMAHA | Date: November 29, 2012, November 2, 2012 |
• | CHASE | Date: November 21, 2012 |
• | CAPITAL ONE | Date: November 17, 2012 |
How do you check these? I would like to - so I can spy when Amex is softing me for 61day 3x.
Ditto. Inquiring minds want to know...my Amex CreditSecure and CreditKarma reports sure don't mention the SPs......
@Duncanrr wrote:Well after AMEX hadn't SP'd me since Oct 18, I had decided to 3xCLI around 11/23. Instant approval. Decided to check my SP's tonight and lookie lookie they finally updated their SP. Also I have a sleu of other SP's. (I just received an invitation to app for a Cap1 card after their SP. Wonder what Chase will send my way?) Also, FNB Omaha had send me a pre-approval back in Nov. Guess they are still interested in me as they SP'd me again at the end of the month.
• WELLS FARGO BANK Date: December 3, 2012 • AMERICAN EXPRESS 2 Date: November 30, 2012 • FNB OMAHA Date: November 29, 2012, November 2, 2012 • CHASE Date: November 21, 2012 • CAPITAL ONE Date: November 17, 2012
Do you have CCs with all of these banks? Cap One STILL softs me even though I closed my CCs w/them earlier this year. I've read posts where they willl soft you forever if you had an acct w/them in the past. I think there should be some time limit! They really have no business softing you if you're no longer doing business w/them.
Also, the softs should be coded -- AR or PRM, for example. I have opted out, so I don't get the PRM softs anymore. If you have CCs w/these banks, then the softs make sense. But it sounds like you're looking for CC offers.
im afraid to look at my sp for tu. ck must have at least 200 pulls on there lol
Current: Fico ScoresEQ~706 TU~719 EX 709 4/28/23 Inquiries (24 Months): EQ 0 TU 0 EX 0| Most Recent: A LONG WHILE | Buy A Home Earn Cash Back | Amex Zync(Unicorn) Chase Freedom$1500 Discover IT$7,400 Citi DC $10,000 Citizens Mastercard$7,000 |
I would also *love* to know -- I had a very intense year, I expect I am full of them...
(I will pretty soon, though. It's almost time for my Annual Free Credit Report!)
You have to pull your full credit report to view soft pulls. Haven't heard or seen any other service that allows you to view them.
@dude11 wrote:You have to pull your full credit report to view soft pulls. Haven't heard or seen any other service that allows you to view them.
Actually, I think some people were able to see SP in one of the services offered by myFico -- hmm, it's been a long time, I may be confused.
No secret guys.
Just purchase your report like the OP has, and you'll see the SPs.
Or pull a report using annualcreditreport.com...no purchase necessary.