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The SP's have begun! (Amex finally updated :) )

Valued Contributor

The SP's have begun! (Amex finally updated :) )

Well after AMEX hadn't SP'd me since Oct 18, I had decided to 3xCLI around 11/23.  Instant approval.  Decided to check my SP's tonight and lookie lookie they finally updated their SP.  Also I have a sleu of other SP's.  (I just received an invitation to app for a Cap1 card after their SP.  Wonder what Chase will send my way?)  Also, FNB Omaha had send me a pre-approval back in Nov.  Guess they are still interested in me as they SP'd me again at the end of the month.

 

WELLS FARGO BANK
Date: December 3, 2012
AMERICAN EXPRESS 2
Date: November 30, 2012
FNB OMAHA
Date: November 29, 2012, November 2, 2012
CHASE
Date: November 21, 2012
CAPITAL ONE
Date: November 17, 2012


Starting Score: EQ 551 TU 548 CK 607on 6/8/12, EX 542(AMEX pull 3/4/12)
Current Score: EQ 710 TU 727 EX 704 CK 719(FAKO-EX 697, EQ 697, TU 697)
Goal Score: 750

Take the FICO Fitness Challenge
Message 1 of 18
17 REPLIES
Regular Contributor

Re: The SP's have begun! (Amex finally updated :) )

How do you check these? I would like to - so I can spy when Amex is softing me for 61day 3x. Smiley Happy


Starting: 563 | Current: 748 (TU 8/15) | Goal: 800 | Garden since: 08/10/2015

Message 2 of 18
Regular Contributor

Re: The SP's have begun! (Amex finally updated :) )

Ditto. Inquiring minds want to know...my Amex CreditSecure and CreditKarma reports sure don't mention the SPs......Smiley LOL

All 3 bureaus (per Amex CreditSecure FAKO) are still 748 (as of 12/19/13). Cards: Discover It, $12,100, Chase Freedom $3,300, Chase Amazon $1,500, Walmart store $11,000, AMEX Zync NPSL, Costco Amex $14,700. US. Bank Cash +, $5,000. AMEX SPG $6,000, PenFed Plat. Cash Rewards $17,500, PenFed P-LOC $10,000, Citi Forward $5,100, Chase Slate $5,000, Old Navy, $2,200.
Message 3 of 18
Senior Contributor

Re: The SP's have begun! (Amex finally updated :) )


Duncanrr wrote:

Well after AMEX hadn't SP'd me since Oct 18, I had decided to 3xCLI around 11/23.  Instant approval.  Decided to check my SP's tonight and lookie lookie they finally updated their SP.  Also I have a sleu of other SP's.  (I just received an invitation to app for a Cap1 card after their SP.  Wonder what Chase will send my way?)  Also, FNB Omaha had send me a pre-approval back in Nov.  Guess they are still interested in me as they SP'd me again at the end of the month.

 

WELLS FARGO BANK
Date: December 3, 2012
AMERICAN EXPRESS 2
Date: November 30, 2012
FNB OMAHA
Date: November 29, 2012, November 2, 2012
CHASE
Date: November 21, 2012
CAPITAL ONE
Date: November 17, 2012

Do you have CCs with all of these banks? Cap One STILL softs me even though I closed my CCs w/them earlier this year. I've read posts where they willl soft you forever if you had an acct w/them in the past. I think there should be some time limit! They really have no business softing you if you're no longer doing business w/them.

 

Also, the softs should be coded -- AR or PRM, for example. I have opted out, so I don't get the PRM softs anymore. If you have CCs w/these banks, then the softs make sense. But it sounds like you're looking for CC offers.

 

 

~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*
EQ FICO 750 | TU FICO 761 (Walmart) | EX FAKO 767 | Goal: 800+

Edits, funky spacing and spelling due to my iPad not getting along with the forum editor!

Message 4 of 18
Valued Contributor

Re: The SP's have begun! (Amex finally updated :) )

im afraid to look at my sp for tu.  ck must have at least 200 pulls on there lol

Current: Discover Fico 709 3/15 Walmart Fico 743 4/15

Inquiries (24 Months): EQ 6 TU 1 EX 6 | Most Recent: 4/09/2015
Over 12 Months:9


2015 Goals:
Lower Utility
Earn Cash Back

Amex Zync(Unicorn)
Chase Freedom$1500
Discover IT$7,400
Citi DC $10,000
Citizens Mastercard$7,000
Message 5 of 18
Established Contributor

Re: The SP's have begun! (Amex finally updated :) )

I would also *love* to know -- I had a very intense year, I expect I am full of them...

(I will pretty soon, though. It's almost time for my Annual Free Credit Report!)

SevenNEW, Garden Nerd - In the Garden until 2015!
4.2K 10K 24.6K
Message 6 of 18
Regular Contributor

Re: The SP's have begun! (Amex finally updated :) )

You have to pull your full credit report to view soft pulls. Haven't heard or seen any other service that allows you to view them.

Message 7 of 18
Established Contributor

Re: The SP's have begun! (Amex finally updated :) )


dude11 wrote:

You have to pull your full credit report to view soft pulls. Haven't heard or seen any other service that allows you to view them.


Actually, I think some people were able to see SP in one of the services offered by myFico -- hmm, it's been a long time, I may be confused.

SevenNEW, Garden Nerd - In the Garden until 2015!
4.2K 10K 24.6K
Message 8 of 18
Valued Contributor

Re: The SP's have begun! (Amex finally updated :) )

No secret guys.

 

Just purchase your report like the OP has, and you'll see the SPs.

5/2012: 560 credit scores across the board
12/2014 750+
3/2017 780+
5/2017 800+
Message 9 of 18
Valued Contributor

Re: The SP's have begun! (Amex finally updated :) )

Or pull a report using annualcreditreport.com...no purchase necessary. 


In My Wallet: Amex BCP (12/12) $50,000, Chase Freedom (12/12) $16,500, Cap1 Quicksilver (6/12) $14,000, Barclaycard Rewards (5/13) $10,500, Citi Prestige (4/16) $30,000

Last App: June 27, 2015
Message 10 of 18