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Valued Contributor
Posts: 2,857
Registered: ‎06-08-2012
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The SP's have begun! (Amex finally updated :) )

Well after AMEX hadn't SP'd me since Oct 18, I had decided to 3xCLI around 11/23.  Instant approval.  Decided to check my SP's tonight and lookie lookie they finally updated their SP.  Also I have a sleu of other SP's.  (I just received an invitation to app for a Cap1 card after their SP.  Wonder what Chase will send my way?)  Also, FNB Omaha had send me a pre-approval back in Nov.  Guess they are still interested in me as they SP'd me again at the end of the month.

 

WELLS FARGO BANK
Date: December 3, 2012
AMERICAN EXPRESS 2
Date: November 30, 2012
FNB OMAHA
Date: November 29, 2012, November 2, 2012
CHASE
Date: November 21, 2012
CAPITAL ONE
Date: November 17, 2012


Starting Score: EQ 551 TU 548 CK 607on 6/8/12, EX 542(AMEX pull 3/4/12)
Current Score: EQ 710 TU 727 EX 704 CK 719(FAKO-EX 697, EQ 697, TU 697)
Goal Score: 750

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Regular Contributor
Posts: 237
Registered: ‎06-27-2011
0

Re: The SP's have begun! (Amex finally updated :) )

How do you check these? I would like to - so I can spy when Amex is softing me for 61day 3x. :smileyhappy:


Starting: 563 | Current: 753 (Walmart TU 11/12) | Goal: 800 | Garden since: 01/15/2013

Regular Contributor
Posts: 123
Registered: ‎01-15-2009
0

Re: The SP's have begun! (Amex finally updated :) )

Ditto. Inquiring minds want to know...my Amex CreditSecure and CreditKarma reports sure don't mention the SPs......:smileylol:

All 3 bureaus (per Amex CreditSecure FAKO) are still 748 (as of 12/19/13). Cards: Discover It, $12,100, Chase Freedom $3,300, Chase Amazon $1,500, Walmart store $11,000, AMEX Zync NPSL, Costco Amex $14,700. US. Bank Cash +, $5,000. AMEX SPG $6,000, PenFed Plat. Cash Rewards $17,500, PenFed P-LOC $10,000, Citi Forward $5,100, Chase Slate $5,000, Old Navy, $2,200.
Senior Contributor
Posts: 3,322
Registered: ‎05-05-2011
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Re: The SP's have begun! (Amex finally updated :) )


Duncanrr wrote:

Well after AMEX hadn't SP'd me since Oct 18, I had decided to 3xCLI around 11/23.  Instant approval.  Decided to check my SP's tonight and lookie lookie they finally updated their SP.  Also I have a sleu of other SP's.  (I just received an invitation to app for a Cap1 card after their SP.  Wonder what Chase will send my way?)  Also, FNB Omaha had send me a pre-approval back in Nov.  Guess they are still interested in me as they SP'd me again at the end of the month.

 

WELLS FARGO BANK
Date: December 3, 2012
AMERICAN EXPRESS 2
Date: November 30, 2012
FNB OMAHA
Date: November 29, 2012, November 2, 2012
CHASE
Date: November 21, 2012
CAPITAL ONE
Date: November 17, 2012

Do you have CCs with all of these banks? Cap One STILL softs me even though I closed my CCs w/them earlier this year. I've read posts where they willl soft you forever if you had an acct w/them in the past. I think there should be some time limit! They really have no business softing you if you're no longer doing business w/them.

 

Also, the softs should be coded -- AR or PRM, for example. I have opted out, so I don't get the PRM softs anymore. If you have CCs w/these banks, then the softs make sense. But it sounds like you're looking for CC offers.

 

 

~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*
EQ FICO 750 | TU FICO 761 (Walmart) | EX FAKO 767 | Goal: 800+

Edits, funky spacing and spelling due to my iPad not getting along with the forum editor!

Valued Contributor
Posts: 2,273
Registered: ‎07-23-2012
0

Re: The SP's have begun! (Amex finally updated :) )

im afraid to look at my sp for tu.  ck must have at least 200 pulls on there lol

Current: Discover Fico 709 3/15 Walmart Fico 743 4/15

Inquiries (24 Months): EQ 6 TU 1 EX 6 | Most Recent: 4/09/2015
Over 12 Months:9


2015 Goals:
Lower Utility
Earn Cash Back

Amex Zync(Unicorn)
Chase Freedom$1500
Discover IT$6,400
Citi DC $10,000
Citizens Mastercard$7,000
Established Contributor
Posts: 524
Registered: ‎08-24-2011
0

Re: The SP's have begun! (Amex finally updated :) )

I would also *love* to know -- I had a very intense year, I expect I am full of them...

(I will pretty soon, though. It's almost time for my Annual Free Credit Report!)

SevenNEW, Garden Nerd - In the Garden until 2015!
4.2K 10K 24.6K
Regular Contributor
Posts: 242
Registered: ‎06-07-2011
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Re: The SP's have begun! (Amex finally updated :) )

You have to pull your full credit report to view soft pulls. Haven't heard or seen any other service that allows you to view them.

Established Contributor
Posts: 524
Registered: ‎08-24-2011
0

Re: The SP's have begun! (Amex finally updated :) )


dude11 wrote:

You have to pull your full credit report to view soft pulls. Haven't heard or seen any other service that allows you to view them.


Actually, I think some people were able to see SP in one of the services offered by myFico -- hmm, it's been a long time, I may be confused.

SevenNEW, Garden Nerd - In the Garden until 2015!
4.2K 10K 24.6K
Valued Contributor
Posts: 2,982
Registered: ‎02-09-2012
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Re: The SP's have begun! (Amex finally updated :) )

No secret guys.

 

Just purchase your report like the OP has, and you'll see the SPs.

5/2012: 560 credit scores across the board and $500 secured CC
12/2014: 750+ scores across the board and $80k in revolving credit

Get those baddies removed!!!
Valued Contributor
Posts: 1,597
Registered: ‎09-15-2012
0

Re: The SP's have begun! (Amex finally updated :) )

Or pull a report using annualcreditreport.com...no purchase necessary. 


In My Wallet: Amex BCP (12/12) $32,000, Chase Freedom (12/12) $16,500, Cap1 Quicksilver (6/12) $14,000, Barclaycard Rewards (5/13) $10,500, Citi Forward (12/12) $9,600

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