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Established Member
Blazesian
Posts: 30
Registered: ‎05-09-2012

The Shopping Trick? No idea how to START

I'm Gardening, so I can not use the trick just yet (although it's tempting), but I keep reading the posts saying how you get a pop up at check out...

Are you supposed to create an account first, then add items to the cart, etc? Were you already a heavy shopper with that store? I tried going to VS

and adding a bunch of things into the cart and clicking "checkout" and nothing happened..




12-26-2013 TU [628] EQ [604] EX [650]

Goal: 700 Club by 8/1/2014 w/ all CC paid and CLI on all CC over 1yr

Garden Club for all of 2014
Valued Contributor
nicholasyud
Posts: 1,734
Registered: ‎08-13-2012

Re: The Shopping Trick? No idea how to START

I TRY THIS MORNING ON EXPRESS . DURING THE CHECK OUT . AFTER PUT MY INFORMAITON IN THE POP UP ASK ME TO APPLY FOR CREDIT CARD.

SINCE I DONT NEED THEM I  IGNORED IT.

ITS SHOULD BE A SOFT PULL BUT I DONT NEED A NEW TRADE LINE ON MY REPORT.....


Starting Score: 560
Current Score: 748 Wishlist: CSP, Simply Cash, SPG, BOLD, INK, United MP,
Goal Score: 800


Walmart: 10k |Usaa: 8k|BCE: 9k| Amex: NSPL|Dis: 3.4k|Cap: 3.5k|CAP: 2k|CSP: 5k| Pen:4.5k

Established Contributor
eviLution
Posts: 704
Registered: ‎06-11-2012

Re: The Shopping Trick? No idea how to START


nicholasyud wrote:

I TRY THIS MORNING ON EXPRESS . DURING THE CHECK OUT . AFTER PUT MY INFORMAITON IN THE POP UP ASK ME TO APPLY FOR CREDIT CARD.

SINCE I DONT NEED THEM I  IGNORED IT.

ITS SHOULD BE A SOFT PULL BUT I DONT NEED A NEW TRADE LINE ON MY REPORT.....


Can you please text a little louder? I can barely read you. JK LOL


Current Score: DCU EQ 714 - EX+ 746 - WM TU 746
Goal Score: 750+

DCU Platinum: 4000 - Discover IT: 11000 - Walmart: 5000 - AMEX BCP: 6000 - Chase Freedom: 5000
in the garden since 1/24/14 - #GARDENSTRONG
Valued Contributor
nicholasyud
Posts: 1,734
Registered: ‎08-13-2012

Re: The Shopping Trick? No idea how to START


eviLution wrote:

nicholasyud wrote:

I TRY THIS MORNING ON EXPRESS . DURING THE CHECK OUT . AFTER PUT MY INFORMAITON IN THE POP UP ASK ME TO APPLY FOR CREDIT CARD.

SINCE I DONT NEED THEM I  IGNORED IT.

ITS SHOULD BE A SOFT PULL BUT I DONT NEED A NEW TRADE LINE ON MY REPORT.....


Can you please text a little louder? I can barely read you. JK LOL


Seem like you need to  buy a new pair of sunglass buddie :smileyvery-happy:


Starting Score: 560
Current Score: 748 Wishlist: CSP, Simply Cash, SPG, BOLD, INK, United MP,
Goal Score: 800


Walmart: 10k |Usaa: 8k|BCE: 9k| Amex: NSPL|Dis: 3.4k|Cap: 3.5k|CAP: 2k|CSP: 5k| Pen:4.5k

Established Contributor
eviLution
Posts: 704
Registered: ‎06-11-2012

Re: The Shopping Trick? No idea how to START

What about suntan lotion? SPF 50 good enough bro? :smileylol:


Current Score: DCU EQ 714 - EX+ 746 - WM TU 746
Goal Score: 750+

DCU Platinum: 4000 - Discover IT: 11000 - Walmart: 5000 - AMEX BCP: 6000 - Chase Freedom: 5000
in the garden since 1/24/14 - #GARDENSTRONG
Valued Contributor
Rhaeny
Posts: 1,507
Registered: ‎07-24-2011

Re: The Shopping Trick? No idea how to START

[ Edited ]

I had already answered another post asking the same question so I will just re-post it here:

 

The shopping cart trick is when you go to any of the sites the issue cards from Commenity (formerly WFFNB) and when you go to check out (you need to have created an account with your name and address) a pre-approved offer pops up.  In order for this to work you have to be opted in and your address on your credit report should be your current one.  You just put an item in your shopping cart and go to check out.  If there is a pre-approval waiting for you it will pop-up to tell you so.  It literally has the verbage you have been pre-approved.  You only enter the last 4 digits of your ss# and just a few other details (can't quite remember exactly what they were) and you've got your account.  This is all done with a soft pull.  

 

I've read that some people have tried it for months before they got it, but I got all of mine within a day or two of each other.  You can check your SP's to see who is checking your credit and that will tell you if you might have a pre-approval waiting for you.  If you have to put in your full ss# then that is a hard pull and not a pre-approva.  However the pre-approval clearly says "pre-approved" so its not hard to miss.  I got The Avenue, Victoria's Secret, Catherines & Woman Within with a total CL of $2K.  


Major CC's - Barclay's ($5.5K) | Barclay's Sallie Mae MC ($5K) | DCU ($7.5K) | Discover IT ($1.4K) | Genisys Visa ($1.4K) | NFCU Visa ($22K) | Navcheck ($15K) | Chase Freedom ($5K) | SDFCU Visa ($8K) | Amex BCP ($9.5K) | Amex Delta ($10K) |Store CC's| -Amazon ($4K) | Catherines ($850) | JCP ($4K) | Macy's ($1.7K) | Avenue ($850) | Victoria's Secret ($1.4K) | Walmart ($4.1K) | Paypal SC ($1.3K) | HSN ($2.5) | Sears ($2.6K) | Sams Club ($4.1K) |Goal|: Age with grace to 750 across the board |Last app|: 3/3/2014
Valued Contributor
jsickz32
Posts: 1,987
Registered: ‎06-25-2012

Re: The Shopping Trick? No idea how to START

This has never worked for me
Amex BCE (2500) / Amex SPG (4000) / Amex GoldPR / Merrill+ Visa siggy (5000) / BofA Amex (6000) / Bofa cash rewards (5000) / BofA Privileges Cash Rewards (5000) / Citi Forward (4400) / Citi DP (2000) / Chase Freedom (4000) / Chase CSP (5000) / Chase Hyatt (5000) / Discover IT (1700) / FNBO AMEX (3600) / NFCU cashRewards Visa signature (15000) / NFCU Flagship Visa signature (12500) / NFCU Navcheck (5000) / Nordstrom (500) / MetroCU Visa Elite (5000) / Walmart (4500) / Kays Jewerels (6600) / Kohls (300) / Macys Platinum (2500) / DCU platinum Visa (17500) / Citizens bank cash back (1100) / Bill Me Later (1631) / PayPal Smart connect (2200) / BestBuy store card (2000)
Valued Contributor
Rhaeny
Posts: 1,507
Registered: ‎07-24-2011

Re: The Shopping Trick? No idea how to START


jsickz32 wrote:
This has never worked for me

With your credit you don't need these!!! 

 

Your limits compared to what these offers are would probably send you to emergency because you couldn't stop laughing.


Major CC's - Barclay's ($5.5K) | Barclay's Sallie Mae MC ($5K) | DCU ($7.5K) | Discover IT ($1.4K) | Genisys Visa ($1.4K) | NFCU Visa ($22K) | Navcheck ($15K) | Chase Freedom ($5K) | SDFCU Visa ($8K) | Amex BCP ($9.5K) | Amex Delta ($10K) |Store CC's| -Amazon ($4K) | Catherines ($850) | JCP ($4K) | Macy's ($1.7K) | Avenue ($850) | Victoria's Secret ($1.4K) | Walmart ($4.1K) | Paypal SC ($1.3K) | HSN ($2.5) | Sears ($2.6K) | Sams Club ($4.1K) |Goal|: Age with grace to 750 across the board |Last app|: 3/3/2014
Valued Contributor
jsickz32
Posts: 1,987
Registered: ‎06-25-2012

Re: The Shopping Trick? No idea how to START

I tried to get the VS for the gf since she cant even get a debit card lol but no luck.
Amex BCE (2500) / Amex SPG (4000) / Amex GoldPR / Merrill+ Visa siggy (5000) / BofA Amex (6000) / Bofa cash rewards (5000) / BofA Privileges Cash Rewards (5000) / Citi Forward (4400) / Citi DP (2000) / Chase Freedom (4000) / Chase CSP (5000) / Chase Hyatt (5000) / Discover IT (1700) / FNBO AMEX (3600) / NFCU cashRewards Visa signature (15000) / NFCU Flagship Visa signature (12500) / NFCU Navcheck (5000) / Nordstrom (500) / MetroCU Visa Elite (5000) / Walmart (4500) / Kays Jewerels (6600) / Kohls (300) / Macys Platinum (2500) / DCU platinum Visa (17500) / Citizens bank cash back (1100) / Bill Me Later (1631) / PayPal Smart connect (2200) / BestBuy store card (2000)
Valued Contributor
Rhaeny
Posts: 1,507
Registered: ‎07-24-2011

Re: The Shopping Trick? No idea how to START


jsickz32 wrote:
I tried to get the VS for the gf since she cant even get a debit card lol but no luck.

Are you both opted-in?  They sp'd me on EQ and as soon as I saw it I went right to the VS website and there was the offer.  Well I should say a few days later...LOL!


Major CC's - Barclay's ($5.5K) | Barclay's Sallie Mae MC ($5K) | DCU ($7.5K) | Discover IT ($1.4K) | Genisys Visa ($1.4K) | NFCU Visa ($22K) | Navcheck ($15K) | Chase Freedom ($5K) | SDFCU Visa ($8K) | Amex BCP ($9.5K) | Amex Delta ($10K) |Store CC's| -Amazon ($4K) | Catherines ($850) | JCP ($4K) | Macy's ($1.7K) | Avenue ($850) | Victoria's Secret ($1.4K) | Walmart ($4.1K) | Paypal SC ($1.3K) | HSN ($2.5) | Sears ($2.6K) | Sams Club ($4.1K) |Goal|: Age with grace to 750 across the board |Last app|: 3/3/2014

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