The Sleigh Center is a dump- Welcome to the new Concorduser Center

[Anonymous]

It took 8 months to run The Sleigh Center into the ground-

I vow not to apply for any New credit - until Jan 2009 or later 

No more Apps!!!!!!!

This thread is dedicated to those who have re-built their credit but need encourgement to "credit garden"

I invite anyone to join- 

There is no HVT in the Concorduser Center- as after joining and making your commitment to not app until XX/XXXX and you violate your commitment, you may no longer post in the Concorduser Center. 

Let's see in a year who can still post in this thread.

[Logical]

From Nov 06 to Nov 07 I got 20 cards. Caught the frenzy! My goal is no apps until Jan 09 when I get a TrueEarnings Amex (Costco) and a Discover card. 2009 will be the year to determine the keepers among them. I'll last till January.   [edited to go back a year - sigh]

Message Edited by Logical on 04-09-2008 10:11 PM

Message Edited by Logical on 04-09-2008 10:14 PM

[Anonymous]

Logical, Nov 08 hasn't happened yet?

As for me, I vow not to apply for any new cards until a GREAT USAA Amex offer comes (12-36 months)...does that work or do I need to set a specific date? -hehe

[Logical]

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Pj1369 wrote:
Logical, Nov 08 hasn't happened yet?

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Thanks for the catch - I edited it.

 I think it's time for bed.   Say good night, Gracie . . .

[Anonymous]

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@Logical wrote:

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@Anonymous wrote:
Logical, Nov 08 hasn't happened yet?

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Thanks for the catch - I edited it.

I think it's time for bed. Say good night, Gracie . . .

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Good goal and good luck!

[BBYGRL]

I BBYGRL vow not to app until I purchase my first home. My target date for a home - ASAP. Target date for a new cc will be 1/2010. I guess I'll be doing a lot of gardening...

[Anonymous]

I ran out of things to app for. Letting all age. I'm in again.

[Anonymous]

I am totally up for this challenge.

I went through a crazy app spree in 2007, and now I am getting rid of cards.

I vow not to app until May of 2009, with the stipulation that my score must be 760 or greater! If I do not meet the FICO score requirement then I will continue my pledge until I have reached my goal!

I have 19 open CC's and plan to have cut 10 over the next year.....already ditched 4! ALL CC's PAID IN FULL!! WOO HOO!

There is too much clutter in my desk!

[scramblingin2007]

I love the name of the "new" center! Very appropriate Right now I only have 1 foot in the door..I am rebuilding right now..diluting the bad with the good. I have been good though, went shopping at Gap and Old navy and did not attempt to app!

[Anonymous]

Yes, I'm in! And I love the new name. I've applied for tons of apps, been approved for most, even if the limit has been low. But I am at a point where I'm gardening. There's just one more card I want to apply for, and that's the USAA, either the MC or Amex, but I prefer the Amex. So I promise not to apply until February of 2009, which would be a year from my original application spree. *crosses fingers*