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The Sleigh Center is a dump- Welcome to the new Concorduser Center

Moderator Emeritus

Re: The Sleigh Center is a dump- Welcome to the new Concorduser Center

Oh my.  The sky is definitely falling.
~*~*~*~*~*~*~*~*~*~*~
From 700 in 2008 to 498 in 2012...
4/23/12 -- BK 13 date of filing EQ = 505
4/18/12 -- EQ 498
12/5/13 -- EQ 669
Here we go.... back on track.
Message 101 of 246
Moderator Emerita

Re: The Sleigh Center is a dump- Welcome to the new Concorduser Center

OK, poor Timothy. His sense of honor won't allow him to post in the Center now that he has violated its rules. snicker snicker

Oh, well, it won't be the first time that a rehab director has had to start over again...

Anyway, here's his sad, sad tale:
Sears

Truth is The DW got one- I could not let her beat me- limit wise
She Got $2K and I got 5K

The 6 months SAC should NOT have got me- I could have used 3 other 0 percent cards-

STUPID mistake !!!!!!!!!!!!!

Go ahead and post this for me!!
Oh, how the mighty have fallen.

Smiley Very Happy ...oops, sorry: Smiley Sad

Smiley Wink
* Credit is a wonderful servant, but a terrible master. * Who's the boss --you or your credit?
FICO's: EQ 781 - TU 793 - EX 779 (from PSECU) - Done credit hunting; having fun with credit gardening. - EQ 590 on 5/14/2007
Message 102 of 246
Super Contributor

Re: The Sleigh Center is a dump- Welcome to the new Concorduser Center



haulingthescoreup wrote:

Timothy wrote:
I can't believe it !!!!!!!!!!!!!!!!

I have to kick myself out of the concorduser center~~~~~~~~~~~

I accidentally applied for a sears card yesterday-

sorry-



Aackk! The worst "normal" card in the Universe!

Do tell --how did you accidentally apply? I know how I did this with Best Buy...


Not to mention Barnes and Noble  Smiley Very Happy
The slide from grace is really more like gliding
And I've found the trick is not to stop the sliding
But to find a graceful way of staying slid
Message 103 of 246
Moderator Emerita

Re: The Sleigh Center is a dump- Welcome to the new Concorduser Center


MidnightVoice wrote:

haulingthescoreup wrote:

Timothy wrote:
I can't believe it !!!!!!!!!!!!!!!!

I have to kick myself out of the concorduser center~~~~~~~~~~~

I accidentally applied for a sears card yesterday-

sorry-

Aackk! The worst "normal" card in the Universe!

Do tell --how did you accidentally apply? I know how I did this with Best Buy...
Not to mention Barnes and Noble Smiley Very Happy
No, that one was deliberate, falling into the what-the-heck category! Closing it next month. Smiley Happy

The gardening is moving into the pruning phase, now that I see what's a flower and what's a weed. The final count should be 3 CC's and one card from each of the 5 majors, divided into 3 bank cards, 1 store card, and the Discover. Eight seems like oodles.
* Credit is a wonderful servant, but a terrible master. * Who's the boss --you or your credit?
FICO's: EQ 781 - TU 793 - EX 779 (from PSECU) - Done credit hunting; having fun with credit gardening. - EQ 590 on 5/14/2007
Message 104 of 246
Established Member

Re: The Sleigh Center is a dump- Welcome to the new Concorduser Center

.
Message Edited by Jewels731 on 06-18-2009 06:50 PM
Message 105 of 246
Highlighted
Valued Member

Re: The Sleigh Center is a dump- Welcome to the new Concorduser Center

Ok, I need a totally self-containing suite so that I dont venture out and get tempted. I do NEED to check -in now though.
 
I vow not to app for any forms of credit until at least January 1st 2009.
 
I will garden and prune my lines of credit, all the while, keeping my blinders on to help with the temptations.
 
This thread needed a bump anyway. Some of our guests might need reminding of their vows! Smiley Surprised
 
Problems cannot be solved at the same level of awareness that created them.
--Albert Einstein
Message 106 of 246
Frequent Contributor

Re: The Sleigh Center is a dump- Welcome to the new Concorduser Center

I have enought credit that I need and have enough that needs to pay off. I am done for 12 months. That gives me no apps until june 09. That is scary.
 
Wish me luck
Message 107 of 246
Established Contributor

Re: The Sleigh Center is a dump- Welcome to the new Concorduser Center

I am checking my self in as well.  Just this last week got JC Penny, Walmart, and today Kohl's.  I won't need anything new for a long long time.  LOLOL  (oh and my B of A secured)  Smiley Happy  Relaxing on the couch now.
Message 108 of 246
Valued Contributor

Re: The Sleigh Center is a dump- Welcome to the new Concorduser Center

My name is GFer....and I'm an Appaholic (among other things!).
I too, vow not to app for any more credit unit Jan 2009 or later. I've been working on diluting the bad with the good and now need to let the manure age...
 
In the past two months:
 
Crown Jewelers
Orchard
Target
Cap1
WaMu
and yes, while partially secured...I got my BoA! Woo! Hoo!
 
I'm done. (No, Really!!!)
My utility is less than 9% and my car almost paid off.
Next year I want a HOME.....
Waiting until after 9th to pull my FICOs.
 
I also promise not to pull my ficos more than once a month....I am a ficoholic too!
I even have a reminder zipping across my pc screen...Woman Wink
 
 


EQ 847, EX 850, TU 850 (Updated 1/5/18: TU 843

Take the myFICO Fitness Challenge
Message 109 of 246
Moderator Emeritus

Re: The Sleigh Center is a dump- Welcome to the new Concorduser Center



Timothy wrote:
Ok- Update - please send me a PM if I got anything wrong-
 
Following Former patients are OUT of the Concorduser Center.
 
Logical - apped for WAMU
creditdream - applied for Chevron
atlastontheroad -two unsecured 5k CCs, a 2k LOC (overdraft but reports as LOC), 12k auto loan (yes-    "One pull for the car loan AND MC. Does that invalidate my standing suite reservation here? "
scapegrace13 PenFed was turned down for their Cash Rewards CC
 

Seeing how our illustrious founder has banished himself, I have taken it upon myself to update the evicted patients list.
 
Timothy - Sears
lurknomore - Macy's

How is everyone else hanging in there?
 
----------------------------
App free since 7/11/08.
TU 744 / EX 710 / EQ 694 (Starting to slip. Smiley Surprised )
Message 110 of 246