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The Sleigh Center is a dump- Welcome to the new Concorduser Center

Moderator Emerita

Re: The Sleigh Center is a dump- Welcome to the new Concorduser Center

Yes, it might well be, although I still had very few accounts with balances. I figure there's 10 points for yet another new account, and three for the rest.

You're derailing my cautionary tale to help the Concord residents! Smiley Very Happy
* Credit is a wonderful servant, but a terrible master. * Who's the boss --you or your credit?
FICO's: EQ 781 - TU 793 - EX 779 (from PSECU) - Done credit hunting; having fun with credit gardening. - EQ 590 on 5/14/2007
Message 181 of 246
Moderator Emeritus

Re: The Sleigh Center is a dump- Welcome to the new Concorduser Center

Taking a deeeeep breath..
 
Okay, I'm out -- no longer mistress of my domain.
 
I officially app'd for the Chase Amazon Visa.  They pulled  TU (680) and I rec'd the 2 week notice.
 
Why did I app now?
1.  I'm moving in three weeks and wanted to use the 'length of current address' over 6 years on the app.
2.  I recently lost my wallet that contained 9 of my 12 CCs and wanted the pull to be as clean as possible -- versus having too many dup accts which could have lowered my AAoA.
3.  Because #2 happened I needed a new wallet and they had a nice deal on what I was looking for.
4.  I wanted to get back in with Chase after having an old acct go awry.  (It has long since been paid and is off my reports.)
5.  I spend a LOT of money on Amazon.com for books and other things for school.
6.  Because I wanted to break these chains that bind in the ConcordUserCenter!  ESCAPEE livin' life on the edge!
 
It's been fun!  Smiley Wink
~*~*~*~*~*~*~*~*~*~*~
From 700 in 2008 to 498 in 2012...
4/23/12 -- BK 13 date of filing EQ = 505
4/18/12 -- EQ 498
12/5/13 -- EQ 669
Here we go.... back on track.
Message 182 of 246
Highlighted
Valued Member

Re: The Sleigh Center is a dump- Welcome to the new Concorduser Center

Management: I would like to request the presidential suite being that it has recently been vacated!
 
Lots of room in here now. Other than the sounds of footsteps running for any exit that hasent been locked, its quiet in here.
 
HELLO...Hello...hello...hello...hello
 
 
Problems cannot be solved at the same level of awareness that created them.
--Albert Einstein
Message 183 of 246
Valued Contributor

Re: The Sleigh Center is a dump- Welcome to the new Concorduser Center



WhirledPeasPlease wrote:
Taking a deeeeep breath..
 
Okay, I'm out -- no longer mistress of my domain.
 
I officially app'd for the Chase Amazon Visa.  They pulled  TU (680) and I rec'd the 2 week notice.
 
Why did I app now?
1.  I'm moving in three weeks and wanted to use the 'length of current address' over 6 years on the app.
2.  I recently lost my wallet that contained 9 of my 12 CCs and wanted the pull to be as clean as possible -- versus having too many dup accts which could have lowered my AAoA.
3.  Because #2 happened I needed a new wallet and they had a nice deal on what I was looking for.
4.  I wanted to get back in with Chase after having an old acct go awry.  (It has long since been paid and is off my reports.)
5.  I spend a LOT of money on Amazon.com for books and other things for school.
6.  Because I wanted to break these chains that bind in the ConcordUserCenter!  ESCAPEE livin' life on the edge!
 
It's been fun!  Smiley Wink


*stops prying up floorboards*
 
Yikes - guess you WERE hearing the ducts rattling, gettin!  Smiley Surprised  Musta been Peas sneakin' out, following Cheddar's route.
 
Durn it all, can't an inmate even plot her OWN possible escape without the wardens creating a ruckus by beating me to it?!  Smiley Mad  Smiley Very Happy
 
Probably time for somebody to count noses in here, sort out who's still hanging around...
_____________________________________________________________________________
It's never too late to become the person you might have been. ~George Eliot

02/12/09 EX: 701 / 02/08/10 EQ: 719 / 02/08/10 TU: 723

Backdoor Numbers, Credit Scoring 101, Understanding Your FICO Score PDF
Message 184 of 246
Super Contributor

Re: The Sleigh Center is a dump- Welcome to the new Concorduser Center

Still no new apps in 2008  Smiley Very Happy
 
But 3 CLIs without a hard pull (two for self and one for AU on DW's card - that one was an accident!)
The slide from grace is really more like gliding
And I've found the trick is not to stop the sliding
But to find a graceful way of staying slid
Message 185 of 246
Established Contributor

Re: The Sleigh Center is a dump- Welcome to the new Concorduser Center

ok, I have to join.
 
Even though I am still fixing I still get the urge to apply,even after my app spree.
 
So far so good, I have had friends apply for cards instead and that has satisfied the urge slightly. My friend just got approved for the AMEX blue with $5500.
 
I want that to be me by 2010.
 
I am trying not to app until December when I have to try and get a school loan.
 
Also not going to pull myfico until some PFD's have worked or my fakos show significant movement!


Starting Score: TU- 682, EQ- 698, EX- 713
Current Score: TU- 723, EQ- 747, EX- 737
Goal Score: 760 PLUS FICO's


Take the myFICO Fitness Challenge

Message 186 of 246
Valued Contributor

Re: The Sleigh Center is a dump- Welcome to the new Concorduser Center



MidnightVoice wrote:
Still no new apps in 2008  Smiley Very Happy
 
But 3 CLIs without a hard pull (two for self and one for AU on DW's card - that one was an accident!)


Way to go, MV. Smiley Wink
 
So - me (just barely, but still not actually out despite investigating possible escape routes), MV, Bella, gettintherequick...
 
Roll call - who's still here in the No-Apping Zone?
Also, we need to appoint/elect/whatever a new leader.  Nominations? 
 
I vote for Mama HTSU to be Den Mother/House Mother/Cellblock Matron/Warden - secondary vote on equipping her with boots and whip  (or not) to be held later.
 
Or does the keeper of this zoo have to be a resident?
_____________________________________________________________________________
It's never too late to become the person you might have been. ~George Eliot

02/12/09 EX: 701 / 02/08/10 EQ: 719 / 02/08/10 TU: 723

Backdoor Numbers, Credit Scoring 101, Understanding Your FICO Score PDF
Message 187 of 246
Valued Contributor

Re: The Sleigh Center is a dump- Welcome to the new Concorduser Center

I'm still around until which time I join penfed, probably in October.
Message 188 of 246
Super Contributor

Re: The Sleigh Center is a dump- Welcome to the new Concorduser Center



scapegrace13 wrote:
 
I vote for Mama HTSU to be Den Mother/House Mother/Cellblock Matron/Warden - secondary vote on equipping her with boots and whip  (or not) to be held later.
 


OK, so I am not touching that comment with a ten foot barge pole!!
The slide from grace is really more like gliding
And I've found the trick is not to stop the sliding
But to find a graceful way of staying slid
Message 189 of 246
Valued Contributor

Re: The Sleigh Center is a dump- Welcome to the new Concorduser Center



MidnightVoice wrote:


scapegrace13 wrote:
 
I vote for Mama HTSU to be Den Mother/House Mother/Cellblock Matron/Warden - secondary vote on equipping her with boots and whip  (or not) to be held later.

OK, so I am not touching that comment with a ten foot barge pole!!


 
Hey - it was HTSU's idea, not mine!! Smiley Surprised  See - her post from Page 17:
"
haulingthescoreup wrote:

scapegrace13 wrote:

Maybe HTSU'll take pity on us despite her already-loaded plate on here and volunteer to be Den Mother.

Huh, this den mother comes with boots and a bullwhip!

"
Smiley Very Happy
 

_____________________________________________________________________________
It's never too late to become the person you might have been. ~George Eliot

02/12/09 EX: 701 / 02/08/10 EQ: 719 / 02/08/10 TU: 723

Backdoor Numbers, Credit Scoring 101, Understanding Your FICO Score PDF
Message 190 of 246