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Posts: 28,098
Registered: ‎04-01-2007
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Re: The Sleigh Center is a dump- Welcome to the new Concorduser Center


MidnightVoice wrote:

My Amex Blue is now over a year old.  And the car loan is inching closer and closer to the year mark (on Boxing Day, for all you Brits out there).  Then it will be a full appless year.

 

In fact, come Jan 1st I will have had a calendar year with no new credit applications at all

 Smiley Very Happy


OK, at this point, I'm about ready to pass the hat to collect funds for you to pull your new scores!
* Credit is a wonderful servant, but a terrible master. * Who's the boss --you or your credit?
FICO's: EQ 781 - TU 793 - EX 779 (from PSECU) - Done credit hunting; having fun with credit gardening. - EQ 590 on 5/14/2007
Super Contributor
Posts: 8,195
Registered: ‎03-25-2007
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Re: The Sleigh Center is a dump- Welcome to the new Concorduser Center

Mid January should be good, assuming my medical reimbursment account comes in in a timely manner!  Smiley Happy
The slide from grace is really more like gliding
And I've found the trick is not to stop the sliding
But to find a graceful way of staying slid
Established Contributor
Posts: 511
Registered: ‎10-18-2007
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Re: The Sleigh Center is a dump- Welcome to the new Concorduser Center

[ Edited ]

haulingthescoreup wrote:

MidnightVoice wrote:

My Amex Blue is now over a year old.  And the car loan is inching closer and closer to the year mark (on Boxing Day, for all you Brits out there).  Then it will be a full appless year.

 

In fact, come Jan 1st I will have had a calendar year with no new credit applications at all

 Smiley Very Happy


OK, at this point, I'm about ready to pass the hat to collect funds for you to pull your new scores!

 

I'll chip in!  He deserves free scores after refraining for 1 whole year! WOW

 

I checked back in for the 2nd or 3rd time. I'll be there for a while.

Message Edited by BBYGRL on 12-16-2008 03:41 PM
10/08 - EX 795 / EQ 816 / TU 806
6/09 - EQ 763 / TU 770

Starting Score (2/2010): TU-767, EQ-745
Current Score (2/2010): TU-767, EQ-745
Goal Score (12/2010): TU-780, EQ-790


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Valued Member
Posts: 45
Registered: ‎08-26-2007
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Re: The Sleigh Center is a dump- Welcome to the new Concorduser Center

Local Credit Union 

Old Navy ~ Rejection 

Bestbuy ~ I closed already because it was their sucky "plan B"

BoA MC Platinum Plus

BoA Amex

Chase/Borders

Chase/Kohls

 

 

I love to shop at Kohls and Borders and I wanted some "prime-ish" cards that would grow in a way that my Cap One and Orchard cards are never likely to but I think I'm done for a while now.

 

Interesting thing I was noticing tonight.  My cap one card has a low limit, no rewards to speak of but it does have a nice 10% APR.  My BoA MC has a nice limit and decent rewards.. but horrible APR.  Horrible APR on the Amex and Chase also.  Ok well maybe not horrible but around 18%/19% on all.

 

Side question, anyone know how to go about reaching the concierge service on BoA cards?

 

Between the inqs, the new lines, and the christmas purchases I'm waiting for FICOs to drop like a rock any day now!

Check me in!

 

Smiley Very Happy

TransUnion 684
Equifax 658
Experian 678
Never Too Late ~ Never Give Up
Valued Member
Posts: 37
Registered: ‎12-19-2008
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Re: The Sleigh Center is a dump- Welcome to the new Concorduser Center

Count me in too!  No new apps in 2009.  My garden is fairly well established at this juncture ~ just need to mulch & fertilize and concentrate on credit cultivation. Smiley Wink
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Posts: 78
Registered: ‎08-23-2008
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Re: The Sleigh Center is a dump- Welcome to the new Concorduser Center

Congrats to the graduating class of 2008!!!  If there will be a Class of 2009, I'm in... unless I have to apply for a student loan to be accepted.  Smiley Very Happy
4/13/08 FICOs: TU 646 / EQ 583 / EX 623
2/06/09 FICOs: TU 708 / EQ 689 / EX 705
12/12/09 FICOs: TU 773 / EQ 737 / EX 761
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