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Timothy wrote:Bump- Their several people that have suites reserved, yet have not checked in.
Waiting for the Center's namesake to christen the building first.
@Anonymous wrote:Bump- Their several people that have suites reserved, yet have not checked in.
Lyyssa wrote:I was faced with one of my worst financial fears: applying for credit with an audience.
OMG lyyssa, I know exactly how you feel. About 1 1/2 yrs ago I app'd at kohls and was so humiliated when I was denied, in front of all those people... So last month I app'd on-line, at home with no audience and I was approved.... After that horrible experience I will never app in a store, ever!
Lyyssa wrote:So I promised myself I would not do another credit application until February of '09 when I'll apply for my USAA mc/Amex, whichever one I want more.
Last night we went to Kohls. Its been years since I've been to Kohls, and I forgot just how much I loved the store. It's 10x better than JcPenney, especially our local one, even if the prices are slightly higher. But the sales make up for it. Almost everything was 20-50% off. On top of that if you used/applied for a card they give you an additional 15-30% off. The teller scratches a card off and sees how much exactly you take off. Mix in the fact that of all store cards I've read about, this one is the best to have. Could the offer get any sweeter?
When we get to the check out the guy was aggressive. My hubby was standing behind me. He's the store card sucker, I was waiting for HIM to apply to save me the trouble. We scratch off the ticket. Darn! Only 15%. I knew hubs wouldn't apply unless it was the 30. He stood back, threw up his hands and said: "It's up to you."
I was torn. The salesman was pushing me, I think they must get a bonus for every app they take. At one point I said: "Can't I apply at the Customer Service Center?" And he looked and me and said: "Yeah, but why?" I was faced with one of my worst financial fears: applying for credit with an audience.
The line was starting to grow with fascinated customers. I could tell in their heads they were judging whether I'd be approved or declined.
My head was spinning. I was going back and forth, counting all the recent hard apps I've done and weighing it against the fact that I've (surprisingly) never received a decline from Chase Bank.
I looked over at my hubby who gave me a goody two shoes "Make the right decision look..." I looked back at the teller who was holding the 15% coupon. I felt like there was an angel and a devil on my shoulder. And when I found that I couldn't take anymore of the anxiety and pressure I closed my eyes and burst out without thinking: "NO THANK YOU, NOT TODAY..." whipped out my Chase Flexible Rewards and paid for the purse.
The teller went from super friendly to kinda pissy. In my brain I was cheering myself on. Hubby was smirking, I could tell he was laughing at me inside. The customers looked dejected that they weren't going to get to watch my public humiliation.One day I'll be able to apply for a store card in front of others with confidence. But to get there I have to stop applying for a while.PS. After Kohls we headed straight to Target, where I was preapproved for their red card. After all the drama of turning down the Kohls offer it was much easier to say NO THANKS to the red card.
Message Edited by Lyyssa on 04-13-2008 10:57 AM
Message Edited by Lyyssa on 04-13-2008 10:59 AM