Thanks MVV! Good to know! Could you (or anyone who could for that matter) also do a primer of the differences between TU08 and the previous versions? I'm curious to know >_<
Starting Score (08/11/11): TU08: 643
@MarineVietVet wrote:I just got the word from a very reliable source that the monthly TU score for WM card holders is TU08.
From a BK years ago to:
EX - 3/11 pulled by lender- 835, EQ - 2/11-816, TU - 2/11-782
"Some people spend an entire lifetime wondering if they've made a difference. The Marines don't have that problem".
Thanks for the information, do you now if most lenders perfer to use the TU08 instead of the TU04
@MarineVietVet wrote:I just got the word from a very reliable source that the monthly TU score for WM card holders is TU08.
From a BK years ago to:
EX - 3/11 pulled by lender- 835, EQ - 2/11-816, TU - 2/11-782
"Some people spend an entire lifetime wondering if they've made a difference. The Marines don't have that problem".
Excellent, thank you for sharing! Is there any way that you can have your source pass the word along to the Myfico folks that it would be REALLY NICE if we could purchase TU08 scores instead of TU98? If not, can you (or anyone) tell us why we can't? Is it a MyFico decision or a Transunion decision? I'm sure there's politics involved, and it would be nice to know why. 
@android01 wrote:
@MarineVietVet wrote:I just got the word from a very reliable source that the monthly TU score for WM card holders is TU08.
From a BK years ago to:
EX - 3/11 pulled by lender- 835, EQ - 2/11-816, TU - 2/11-782
"Some people spend an entire lifetime wondering if they've made a difference. The Marines don't have that problem".Excellent, thank you for sharing! Is there any way that you can have your source pass the word along to the Myfico folks that it would be REALLY NICE if we could purchase TU08 scores instead of TU98? If not, can you (or anyone) tell us why we can't? Is it a MyFico decision or a Transunion decision? I'm sure there's politics involved, and it would be nice to know why.
Isn't TU04 the more widely used score? I'd rather be able to purchase TU04. In fact, even if TU04 isn't the most widely adopted, I'd still rather be able to purchase that one since I can get TU08 by getting the WM card.
As to your other question, I have a suspicion that if you ask a FICO source the reason that we can't get the score, the answer is unlikely to be that it is FICO's doing.
[fixed typo]
@Walt_K wrote:
@android01 wrote:
@MarineVietVet wrote:I just got the word from a very reliable source that the monthly TU score for WM card holders is TU08.
From a BK years ago to:
EX - 3/11 pulled by lender- 835, EQ - 2/11-816, TU - 2/11-782
"Some people spend an entire lifetime wondering if they've made a difference. The Marines don't have that problem".Excellent, thank you for sharing! Is there any way that you can have your source pass the word along to the Myfico folks that it would be REALLY NICE if we could purchase TU08 scores instead of TU98? If not, can you (or anyone) tell us why we can't? Is it a MyFico decision or a Transunion decision? I'm sure there's politics involved, and it would be nice to know why.
Isn't TU04 the more widely used score? I'd rather be able to purchase TU04. In fact, even if TU04 isn't the most widely adopted, I'd still rather be able to purchase that one since I can get TU08 by getting the WM card.
As to your other question, I have a suspicion that if you ask a FICO source the reason that we can't get the score, the answer is unlikely to be that it is FICO's doing.
[fixed typo]
TU04 would work for me. Anything but TU98 which is verging on being as valuable as a FAKO these days. I would agree that it's not likely FICO's doing, which raises another thought I've been having - what's to stop TU and EQ from going the way of EX?
Very few lenders are using the TU08 which is FICO08. But on the other hand Beacon 9.0 is becoming very popular with lenders. Source from a friend in the mortgage industry.
@Walt_K wrote:
@android01 wrote:
@MarineVietVet wrote:I just got the word from a very reliable source that the monthly TU score for WM card holders is TU08.
From a BK years ago to:
EX - 3/11 pulled by lender- 835, EQ - 2/11-816, TU - 2/11-782
"Some people spend an entire lifetime wondering if they've made a difference. The Marines don't have that problem".Excellent, thank you for sharing! Is there any way that you can have your source pass the word along to the Myfico folks that it would be REALLY NICE if we could purchase TU08 scores instead of TU98? If not, can you (or anyone) tell us why we can't? Is it a MyFico decision or a Transunion decision? I'm sure there's politics involved, and it would be nice to know why.
Isn't TU04 the more widely used score? I'd rather be able to purchase TU04. I
+1