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@CS800 wrote:
@Anonymous wrote:Thanks! I am currently in garden mode however I was able to convince Chase to increase the limit on my Slate to match the Freedom limit
They did that without a HP?
When I got my Chase (i know they tend t ocompete wit hthe Discover More) I asked them if they could match it and they said it was going to be a HP. That was the same day i got approved for the Freedom. I refused to take another HP the same day.
Yup without a HP...I called the executive number and explained that I applied for the Slate not realizing that another card with them was converted to Slate earlier last year so I asked for a CLI to match the Freedom. Told me she would look into it and call me back but did ask for permission to pull my report. I told her I was not happy with getting another INQ since they hit me on both EQ and EX for the Freedom 2 weeks ago. I can't remember if I said okay to having my report pulled but if I did I know they wouldn't be able to pull my EQ report again since it's frozen. I logged into my account 2 days ago to see the limit increased and checked my EX report for a possible HP and only got a soft
@Anonymous wrote:Yup without a HP...I called the executive number and explained that I applied for the Slate not realizing that another card with them was converted to Slate earlier last year so I asked for a CLI to match the Freedom. Told me she would look into it and call me back but did ask for permission to pull my report. I told her I was not happy with getting another INQ since they hit me on both EQ and EX for the Freedom 2 weeks ago. I can't remember if I said okay to having my report pulled but if I did I know they wouldn't be able to pull my EQ report again since it's frozen. I logged into my account 2 days ago to see the limit increased and checked my EX report for a possible HP and only got a soft
I have to keep these in mind
@quest208 wrote:what was in your wallet BEFORE the app spree? balances, etc
The following are the cards and limits I had before my app spree and total UTI was under 30%
Amex Green Charge Card
Amex Blue Cash $2,600
Best Buy Store Card $2,100
Capital One Platinum $3,000
Capital One Business Platinum $4,900
Capital One Business Card $1,000
Chase Slate $1,700
Citi Thank You Preferred $2,000
Discover More $5,500
Discover More $3,800
FusionCredit:
Just curious...how the heck did you raise your fico scores 50 pts in 3 months??? Please do tell!
@Anonymous wrote:
@quest208 wrote:what was in your wallet BEFORE the app spree? balances, etc
The following are the cards and limits I had before my app spree and total UTI was under 30%
Amex Green Charge Card
Amex Blue Cash $2,600
Best Buy Store Card $2,100
Capital One Platinum $3,000
Capital One Business Platinum $4,900
Capital One Business Card $1,000
Chase Slate $1,700
Citi Thank You Preferred $2,000
Discover More $5,500
Discover More $3,800
You already had some very nice cards. Two Discover More huh
Thanks I acquired the cards between 02-05...Discover had CLD both of my cards between 09-10 due to something on my credit report. I wish I had looked into my credit report then but I just didn't give it much thought. I finally put more interest into my credit about 4 months ago and was able to clean up my reports in about 2 months. After doing so I was able to have Discover soft my report and agreed to reinstate my original CL on both cards.
@Anonymous wrote:Thanks I acquired the cards between 02-05...Discover had CLD both of my cards between 09-10 due to something on my credit report. I wish I had looked into my credit report then but I just didn't give it much thought. I finally put more interest into my credit about 4 months ago and was able to clean up my reports in about 2 months. After doing so I was able to have Discover soft my report and agreed to reinstate my original CL on both cards.
One of your Discover More used to be another type of Discover?
@CS800 wrote:
@Anonymous wrote:Thanks I acquired the cards between 02-05...Discover had CLD both of my cards between 09-10 due to something on my credit report. I wish I had looked into my credit report then but I just didn't give it much thought. I finally put more interest into my credit about 4 months ago and was able to clean up my reports in about 2 months. After doing so I was able to have Discover soft my report and agreed to reinstate my original CL on both cards.
One of your Discover More used to be another type of Discover?
Nope both Discover More...I got an offer to apply for the card...approved...then like a week or later another offer for the card came in so I applied again and was approved