The itch is back

[jefftca925]

Going in, huh?  Let us know how it turns out!

[Jimmy9224]

Got the we'll notify you in a week message darn! Well back to gardening! I hope discover doesn't get scared and decrease my limit, I've had 5 inquiries and 3 new accounts in march

[jefftca925]

Are the new accounts showing on your CR?  What's your FICO score and do you know who they usually pull in your state?  They pull EX for me here in CA

[Jimmy9224]

Yea it's Amex, discover and bofa My TU Fico is 742, my My EQ is frozen but it's 652 and I only know my EX fako which is 715 , I've read that they pull EX in FL

[trumpet-205]

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@Jimmy9224 wrote:
Got the we'll notify you in a week message darn! Well back to gardening! I hope discover doesn't get scared and decrease my limit, I've had 5 inquiries and 3 new accounts in march

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My recommendation is to call the backdoor number on Monday. It happened to me on my Forward card, turns out it just need to verify who I am.

[jefftca925]

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@trumpet-205 wrote:

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@Jimmy9224 wrote:
Got the we'll notify you in a week message darn! Well back to gardening! I hope discover doesn't get scared and decrease my limit, I've had 5 inquiries and 3 new accounts in march

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My recommendation is to call the backdoor number on Monday. It happened to me on my Forward card, turns out it just need to verify who I am.

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+1.  That could be the situation.  Although if the new accounts are showing that might freak them out.  I have 4 new accounts this month (3 CCs and an auto refi) that aren't showing yet.  How's your util?

[Jimmy9224]

I'll try calling on Monday.. Hopefully it's to verify who I am, hate wasting hard pulls lol this will definitely be my last cc till next year when I apply for a Amex revolver and chase freedom! @jeff my utilization on my cr is 3% *Does anyone know if discover or bofa decrease CL for too much inquiries?*

[Jimmy9224]

Also thanks trumpet and Jeff for the help! I appreciate it

[jefftca925]

You're welcome!  Did you find the $200 cash back link?

[Jimmy9224]

Yea it was 200 if you spend 1000 in the first three months, I chose the 100 if you spend 500 because my limit would be 1000 max and I never ever want to come close to maxing a card out lol did it once and it hit me hard