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The itch is back

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jefftca925
Established Contributor

Re: The itch is back


@Jimmy9224 wrote:
Yea it was 200 if you spend 1000 in the first three months, I chose the 100 if you spend 500 because my limit would be 1000 max and I never ever want to come close to maxing a card out lol did it once and it hit me hard

The $100 CB offer should also have 12 months of 0% financing (unless you app'd for the Student version).  Still a good deal if you're going to carry a balance short term.

CCs: Chase Freedom VS 12.9k, CSP VISA Sg 13k, BofA Amex 24.5k, Discover 12.5k, US Bank Cash+ Visa Sg 17k, Macy's Amex 8k/1.5k, Gap Visa 10k, Best Buy 11.1k, Citi TY MC 10.8k, Citi AA Amex 6k, Nordstrom VS 10k, Costco Amex 12k, BofA CR VS 5k, Amex BCP 13.5k, Amex ED 5k, Sears MC 9k, HD 7k, Target 600, Amazon 7k, US Bank MC 15k, US Airways MC 8k, NFL Visa 4k, Patelco Visa 10k, Penfed PR VS 44.6k, Chase Hyatt VS 8k, Citi Simplicity 13.3k, PayPal MC 7.5k, BBVA Visa 4k, WF VS 14k, FNBO Amex 14.1k, OCCU VISA 15k, TR Visa Sg 16.3k, C1 QS Visa 11k, FRN MC 15k, HSN 4k, Saks WEMC 10k/4k, Chase Ink 18k, Arrival WEMC 10k, Ebates VS 8k, Orbitz VS 12k, NASA V 30k, USBk FP VS 21.5k, DC 30k, VirgAm 15k, Sams MC 15k, Amex Bz Gold, Amex SC 10k, BofW Bz MC 18k
Message 21 of 30
Jimmy9224
Contributor

Re: The itch is back

Yup I'm gonna treat myself to a new tv lol get 100 dollars off and pay it before the one year mark Smiley Very Happy I don't believe it was the student version.. Never asked for my school info
My wallet : Amex Zync NPSL , Discover More $3500, BankAmericard Cash Rewards $1000, Walmart Discover $1400, Chase Freedom $1000, Capital one Platinum $1000, Macy's Store card $100, Amazon Store card $1400, Southwest rapid rewards $5000, Marriot Visa $5000. Barclay Apple $1200
Message 22 of 30
jefftca925
Established Contributor

Re: The itch is back


@Jimmy9224 wrote:
Yup I'm gonna treat myself to a new tv lol get 100 dollars off and pay it before the one year mark Smiley Very Happy I don't believe it was the student version.. Never asked for my school info

You'd know if it was 'cause it clearly says it on the name of the card.  Wish you luck with them.  Give them a call Monday and see what they say.  Could be that they need to verify your identity or something like that.

CCs: Chase Freedom VS 12.9k, CSP VISA Sg 13k, BofA Amex 24.5k, Discover 12.5k, US Bank Cash+ Visa Sg 17k, Macy's Amex 8k/1.5k, Gap Visa 10k, Best Buy 11.1k, Citi TY MC 10.8k, Citi AA Amex 6k, Nordstrom VS 10k, Costco Amex 12k, BofA CR VS 5k, Amex BCP 13.5k, Amex ED 5k, Sears MC 9k, HD 7k, Target 600, Amazon 7k, US Bank MC 15k, US Airways MC 8k, NFL Visa 4k, Patelco Visa 10k, Penfed PR VS 44.6k, Chase Hyatt VS 8k, Citi Simplicity 13.3k, PayPal MC 7.5k, BBVA Visa 4k, WF VS 14k, FNBO Amex 14.1k, OCCU VISA 15k, TR Visa Sg 16.3k, C1 QS Visa 11k, FRN MC 15k, HSN 4k, Saks WEMC 10k/4k, Chase Ink 18k, Arrival WEMC 10k, Ebates VS 8k, Orbitz VS 12k, NASA V 30k, USBk FP VS 21.5k, DC 30k, VirgAm 15k, Sams MC 15k, Amex Bz Gold, Amex SC 10k, BofW Bz MC 18k
Message 23 of 30
Jimmy9224
Contributor

Re: The itch is back

Thank you Jeff! I'm crossing my fingers.. I now want to apply for the Walmart card for the free Fico but I can't lol I closed out the Walmart page.. First stages of gardening lol
My wallet : Amex Zync NPSL , Discover More $3500, BankAmericard Cash Rewards $1000, Walmart Discover $1400, Chase Freedom $1000, Capital one Platinum $1000, Macy's Store card $100, Amazon Store card $1400, Southwest rapid rewards $5000, Marriot Visa $5000. Barclay Apple $1200
Message 24 of 30
LS2982
Mega Contributor

Re: The itch is back


@Jimmy9224 wrote:
Yup I'm gonna treat myself to a new tv lol get 100 dollars off and pay it before the one year mark Smiley Very Happy I don't believe it was the student version.. Never asked for my school info

Sweet!!! What TV you looking at?




EQ FICO 548 3/3/16
Message 25 of 30
Repo-ed
Senior Contributor

Re: The itch is back

It's because of this forum that I now know how long an INQ stays on my report. 2 months ago I was absolutely clueless.

 

Knowing this nugget of information will undoubtedly keep me from ever app'ing, unless I was 200% positive it would be approved.

5/2012: 560 credit scores across the board
12/2014: 750+
3/2017: 780+
11/2019: 833
2/2023: Experian via Chase United Explorer CC pull - 891
Message 26 of 30
LS2982
Mega Contributor

Re: The itch is back


@Repo-ed wrote:

It's because of this forum that I now know how long an INQ stays on my report. 2 months ago I was absolutely clueless.

 

Knowing this nugget of information will undoubtedly keep me from ever app'ing, unless I was 200% positive it would be approved.


Smiley Very Happy




EQ FICO 548 3/3/16
Message 27 of 30
Jimmy9224
Contributor

Re: The itch is back


@Repo-ed wrote:

It's because of this forum that I now know how long an INQ stays on my report. 2 months ago I was absolutely clueless.

 

Knowing this nugget of information will undoubtedly keep me from ever app'ing, unless I was 200% positive it would be approved.


+100 Smiley Very Happy same here!
My wallet : Amex Zync NPSL , Discover More $3500, BankAmericard Cash Rewards $1000, Walmart Discover $1400, Chase Freedom $1000, Capital one Platinum $1000, Macy's Store card $100, Amazon Store card $1400, Southwest rapid rewards $5000, Marriot Visa $5000. Barclay Apple $1200
Message 28 of 30
Jimmy9224
Contributor

Re: The itch is back

@LS I'm looking to buy a 46inch sony Bravia 1080p 3d led tv! I love 3d tvs, I have 3 in my house lol one from each major company Smiley Tongue Samsung, Panasonic, Vizio, and now in the coming days the sony!
My wallet : Amex Zync NPSL , Discover More $3500, BankAmericard Cash Rewards $1000, Walmart Discover $1400, Chase Freedom $1000, Capital one Platinum $1000, Macy's Store card $100, Amazon Store card $1400, Southwest rapid rewards $5000, Marriot Visa $5000. Barclay Apple $1200
Message 29 of 30
LS2982
Mega Contributor

Re: The itch is back


@Jimmy9224 wrote:
@Anonymous I'm looking to buy a 46inch sony Bravia 1080p 3d led tv! I love 3d tvs, I have 3 in my house lol one from each major company Smiley Tongue Samsung, Panasonic, Vizio, and now in the coming days the sony!

I luv sony! I have a 46" XBR9 from 3 yrs ago, I'm looking to go 3D next year,.




EQ FICO 548 3/3/16
Message 30 of 30
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