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Frequent Contributor
crosbyk1
Posts: 485
Registered: ‎02-17-2008

Re: The offical Barclaycard Ring Thread

[ Edited ]

How do I find info on this card? Kind of sick of my us airways and would like to trade to something else. They did waive the af, but have no need for the miles. Has anyone had luck with Barclays doing this?


Starting Score: 744
Current Score: 744
Goal Score: 800


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Contributor
daveg38
Posts: 190
Registered: ‎01-01-2012

Re: The offical Barclaycard Ring Thread

[ Edited ]

I already did, got a 7-10 day message, called a rep and she said declined.  Hoping it was because app hit a froze report...

FICO's: Transunion: 633 (1/2013) | Equifax: 571 (MF 1/2013) Goal: 750 each | FAKO's: Transunion: 731 | Equifax: 682 | Experian: 634

USAA Platinum Visa $11400 | Barclaycard Visa $500 | Cappy1 $750 | Orchard $300 (File 13 Date: 2/2013 - On target) | BOFA Americard Cash Rewards $5000 | Chase Freedom $4500 | NFCU nRewards $5000 | Barclay Ring $5000 | Walmart Store $400 | Chase Slate $2500
Mega Contributor
Creditaddict
Posts: 18,801
Registered: ‎10-23-2007

Re: The offical Barclaycard Ring Thread

[ Edited ]

crosbyk1 wrote:
How do I find info on this card? Kind of sick of my us airways and would like to trade to something else. They did waive the af, but have no need for the miles. Has anyone had luck with Barclays doing this?


Google Barclay and Ring card, you will probably get right to app page.

Fico Scores: EQ 639 Navy, TU 665 GE, EX 677 Prosper (07-09-14)
You will have to put up Electric Fence to keep me in the garden!
Highest Limit: Fidelity Amex $25k (AU)
Lowest Limit: Buckle $250
Over 30 Cards in between :smileytongue:
Mega Contributor
Creditaddict
Posts: 18,801
Registered: ‎10-23-2007

Re: The offical Barclaycard Ring Thread

[ Edited ]

daveg38 wrote:

I already did, got a 7-10 day message, called a rep and she said declined.  Hoping it was because app hit a froze report...


They pull TU.

Call tomorrow when credit is open, number above in backdoor sticky.... they seem to decline a lot or small CL, recon is usually good success rate.

Fico Scores: EQ 639 Navy, TU 665 GE, EX 677 Prosper (07-09-14)
You will have to put up Electric Fence to keep me in the garden!
Highest Limit: Fidelity Amex $25k (AU)
Lowest Limit: Buckle $250
Over 30 Cards in between :smileytongue:
Frequent Contributor
Adalen
Posts: 353
Registered: ‎05-01-2007

Re: The offical Barclaycard Ring Thread

[ Edited ]

They even tell you what score you need and link back to this site for reference. ;O

2011: EQ 580~
2012: EQ 620~
2013: EQ 641, TU98 645, TU04 635, TU08 635, EX 648 (lender)
Closed on first home 4/25/13.
Established Member
nancy601
Posts: 35
Registered: ‎11-09-2010

Re: The offical Barclaycard Ring Thread

[ Edited ]

Long time lurker, I pulled the trigger today, my TU pulled from FICO today 4/17 is exactly 680 :smileyhappy:. The message I got from Barclays, was the further processing will be required - stay tuned...

Valued Contributor
ptr2593
Posts: 1,486
Registered: ‎08-14-2011

Re: The offical Barclaycard Ring Thread

[ Edited ]

Been away from the forums for a while (very busy with school), but came by today to find that there is a new card out there -- Barclay Ring.  I've read what they have to say on the Barclaycard Ring site and it seems like a great card to have around when carrying a balance will be unavoidable.  I don't have any experience with Barclay, but I've read that they aren't known for giving out generous CLs (<$1k in a lot of cases) and I'm looking for some input from those of you who do have a Barclay card or know someone who does.

 

I've been looking for a low interest card that I can keep around for times where I know I will have to carry a balance.  My lowest right now is 19.24% on my BCE.  I've also been looking into getting a MC.

 

Is this the card I'm looking for?


Thanks.

In My Wallet:
AMEX BCE, Citi Forward, Chase Freedom

In My Sockdrawer:
AMEX Clear, Citi Platinum Select, US Bank Platinum, J.Crew
Valued Contributor
boomhower
Posts: 1,863
Registered: ‎09-20-2011

Re: The offical Barclaycard Ring Thread

[ Edited ]

Once I get some balances paid down I'll be all over this one.  A low APR card is the only thing I missing. I've got the rewards covered, I just need a low APR card for those times when I need to carry a balance outside of store card finance specials.

Valued Contributor
ptr2593
Posts: 1,486
Registered: ‎08-14-2011

Re: The offical Barclaycard Ring Thread

[ Edited ]

boomhower wrote:

Once I get some balances paid down I'll be all over this one.  A low APR card is the only thing I missing. I've got the rewards covered, I just need a low APR card for those times when I need to carry a balance outside of store card finance specials.



This is exactly what I was thinking.  I've heard Barclay is stingy with CLs though.

In My Wallet:
AMEX BCE, Citi Forward, Chase Freedom

In My Sockdrawer:
AMEX Clear, Citi Platinum Select, US Bank Platinum, J.Crew
Valued Contributor
clocktick
Posts: 1,603
Registered: ‎12-07-2008

Re: The offical Barclaycard Ring Thread

[ Edited ]

ptr2593 wrote:


This is exactly what I was thinking.  I've heard Barclay is stingy with CLs though.



Not sure where you heard that from.  There's even a recent thread that shows otherwise.

 

Does this card offer rewards of any kind?

11/30/08 TU 648 EX 672 EQ 656 JUNE 2014 TU 779 EX 764 EQ 721
Amex BCP $24.1K/Clear $8.5- Barclays LLBean $15k/Sallie Mae $12.5 -Cap One QS $4 - Chase Freedom $7.5/United $5k/CSP $20k/Ink- Citi DP $9.5/Dividend $13k/HHHx2 $15k/16.4/Reserve $4.5k Best Buy $1940- Discover IT $15k - Elan $8k GEMB Lowes $20k - Macy's $2k - Kohl's $800




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