The offical Barclaycard Ring Thread

[daveg38]

1) GiveBack program lets you see profit and loss statements and you get a cut of the profits.

2) 8% APR, 1% CB fee, no annual fee

3) I guess cardmembers shape how the card turns out...

[clocktick]

The 1% forex fees aren't bad. 

Maybe I'm wrong but I think a lot of people carry credit card debt, or think they "might" in an "emergency", so the 8% is appealing to many.  I think this from watching Suze Orman.  LOL.

[daveg38]

Logged into my account, it splits.  Also, while in the account screen, you can click back and forth effortlessly to get into your other Barclay card.

Link in Barclay Ring account area to Performance (check out their profits, etc.) isn't live presumably because its so new.

Also, they said they were allocating $2000 to my Ring card, yet my new card shows a $5000 line.  Gonna call to verify...

*Update*

Yup, automated says $5000 too...humble surprise...   

[Smug]

6k here, I don't see it yet on my log in for my apple card is that we're it shows?

[Smug]

6k here, I don't see it yet on my log in for my apple card is that we're it shows? PS appied yesterday, but had to call in this morning.

[Smug]

OK, got it now have to explain to my garden club

[daveg38]

When you enter your username and passcode, the screen should have side-by-side boxes allowing you to go back and forth between accounts.

Inside either account, the upper left hand side will have a link, too, so you can seamlessly go back and forth.  Took my online account area 20 minutes to update.

[Smug]

Ok I spoke to someone at 8 am but might need more time, I am excited to be able to get one at launch.

[Viper786]

I currently have 6 inquiries on my TU. Three of them are over a year old and the other three are under a year old.

I am interested in the barclaycard ring to transfer some balances to a lower APR card. I know Barclay is sensitive to new accounts/too many inquiries. Is 6 too many for them?

[FrugalRican]

Just as a heads up, the Barclay Ring suggests to have a 680+ for approval.