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The offical Barclaycard Ring Thread

Established Contributor

Re: The official Barclaycard Ring Thread


ptr2593 wrote:

Yea, please post your info if you got declined as well!  I'm really itching for this card, but I'm unsure of my TU and I have 5-7 inquiries in the past year.


I have around the same number of inquiries, you should apply first Smiley Wink

Message 71 of 197
Valued Contributor

Re: The official Barclaycard Ring Thread


logan_720 wrote:

ptr2593 wrote:

Yea, please post your info if you got declined as well!  I'm really itching for this card, but I'm unsure of my TU and I have 5-7 inquiries in the past year.


I have around the same number of inquiries, you should apply first Smiley Wink



Haha Smiley Happy I really want this card.  I don't think I have a shot at anywhere near 8% on anything else!

In My Wallet:
AMEX BCE, Citi Forward, Chase Freedom

In My Sockdrawer:
AMEX Clear, Citi Platinum Select, US Bank Platinum, J.Crew
Message 72 of 197
Established Contributor

Re: The official Barclaycard Ring Thread

Smiley Surprisedpull the trigger andshare your results!! (no pressure) hahaSmiley Wink

Message 73 of 197
Highlighted
Regular Contributor

Re: The offical Barclaycard Ring Thread

i pulled the trigger yesterday and totally declined...got to the phone this morning and talk to the credit analyst and after a few question she told me i was APPROVED and my STARTING limit is 5K.

Message 74 of 197
Established Contributor

Re: The offical Barclaycard Ring Thread


mokong wrote:

i pulled the trigger yesterday and totally declined...got to the phone this morning and talk to the credit analyst and after a few question she told me i was APPROVED and my STARTING limit is 5K.



What were your initial denial reasons?

Message 75 of 197
Regular Contributor

Re: The offical Barclaycard Ring Thread

too many available credit.

Message 76 of 197
Moderator Emeritus

Re: The offical Barclaycard Ring Thread


mokong wrote:

too many available credit.



So they denied you because you had too much available credit on your current credit card accounts?


Starting Score: 08/29/2011 TU 671 EQ 674
Current Score: TU 754 EQ 694 EX 697
Wallet: NFCU Visa Sig 25k, Amex Lowes 22k, NavCheck 15k, Amex PRG, Amex Zync, Discover It 13.5k, Amazon Visa 5k
Platinum Spade Garden Club Member: App Free since 1/1/13. No more apps til who knows when?
MyFICO Fitness Goal: 800s Club!



Take the myFICO Fitness Challenge
Message 77 of 197
Regular Contributor

Re: The offical Barclaycard Ring Thread

yes.im using only 1% util this past few months.

Message 78 of 197
Established Contributor

Re: The offical Barclaycard Ring Thread


mokong wrote:

yes.im using only 1% util this past few months.


About how many inquiries do you have?

Message 79 of 197
Regular Contributor

Re: The offical Barclaycard Ring Thread

4 inq on TU and fico 716

Message 80 of 197