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Established Contributor
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Registered: ‎02-02-2012
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Re: The official Barclaycard Ring Thread


ptr2593 wrote:

Yea, please post your info if you got declined as well!  I'm really itching for this card, but I'm unsure of my TU and I have 5-7 inquiries in the past year.


I have around the same number of inquiries, you should apply first Smiley Wink

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Registered: ‎08-14-2011
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Re: The official Barclaycard Ring Thread


logan_720 wrote:

ptr2593 wrote:

Yea, please post your info if you got declined as well!  I'm really itching for this card, but I'm unsure of my TU and I have 5-7 inquiries in the past year.


I have around the same number of inquiries, you should apply first Smiley Wink



Haha Smiley Happy I really want this card.  I don't think I have a shot at anywhere near 8% on anything else!

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Established Contributor
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Re: The official Barclaycard Ring Thread

Smiley Surprisedpull the trigger andshare your results!! (no pressure) hahaSmiley Wink

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Re: The offical Barclaycard Ring Thread

i pulled the trigger yesterday and totally declined...got to the phone this morning and talk to the credit analyst and after a few question she told me i was APPROVED and my STARTING limit is 5K.

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Re: The offical Barclaycard Ring Thread


mokong wrote:

i pulled the trigger yesterday and totally declined...got to the phone this morning and talk to the credit analyst and after a few question she told me i was APPROVED and my STARTING limit is 5K.



What were your initial denial reasons?

Regular Contributor
Posts: 138
Registered: ‎12-13-2011
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Re: The offical Barclaycard Ring Thread

too many available credit.

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Re: The offical Barclaycard Ring Thread


mokong wrote:

too many available credit.



So they denied you because you had too much available credit on your current credit card accounts?


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Regular Contributor
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Re: The offical Barclaycard Ring Thread

yes.im using only 1% util this past few months.

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Re: The offical Barclaycard Ring Thread


mokong wrote:

yes.im using only 1% util this past few months.


About how many inquiries do you have?

Regular Contributor
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Registered: ‎12-13-2011
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Re: The offical Barclaycard Ring Thread

4 inq on TU and fico 716

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