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The offical Barclaycard Ring Thread

Regular Contributor

Re: The offical Barclaycard Ring Thread

I just called for a recon, the guy looked over my reports and said he likes my reports because there are no delinquencuies but has a few questions about my balances. He asked about my balances on my Chase Freedom and Amex Zync. He asked what I used those cards for and when they will be paid off. I told him the truth and he said ok, I like your reports, you seem responsible so I am going to approve you for $2500. Smiley Very Happy

EQ - 701 FICO - ScoreWatch (8/2016) | TU - 754 FICO - Fico 8 (8/2016) | EX - 710 Fico - Fico 8 (8/2016)
Amazon Store Card - $10,000 | Amex BCE - $2k | Barclaycard Ring - $2.5k | Capital One Platinum - $7,500 | Capital One Venture - $10,000 | Capital One VentureOne - $7500 | Chase Freedom - $3.5k | Citi Diamond Preferred - $1500 | Discover It - $4200 | Ebates Visa - $25,000 | Macy's - $1700 | Lowes - $12,000 | Walmart MasterCard - $15,000
Message 171 of 197
Regular Contributor

Re: The offical Barclaycard Ring Thread


Viper786 wrote:

I just called for a recon, the guy looked over my reports and said he likes my reports because there are no delinquencuies but has a few questions about my balances. He asked about my balances on my Chase Freedom and Amex Zync. He asked what I used those cards for and when they will be paid off. I told him the truth and he said ok, I like your reports, you seem responsible so I am going to approve you for $2500. Smiley Very Happy


Welcome! Check out the stats section of the new site that you have access to. I wish all credit card companies gave us stats on the entire customer base for the card we are using. Forward thinking...



Starting Score: EQ 675 | TU 688 | EX 702
Current Score: EQ 795 | TU 788 | EX 770
Goal Score: 750 (Across All 3)


Take the myFICO Fitness Challenge
Message 172 of 197
Regular Contributor

Re: The offical Barclaycard Ring Thread

So any people have the same result it seems; Denial/Backdoor Recon/Approval.

Message 173 of 197
Regular Contributor

Re: The offical Barclaycard Ring Thread

I don't want to sound greedy, but is it possible to recon a recon? Meaning I got denied initially as stated above then got approved after a recon for $2500. Can I call back and try to get a higher limit? If not, how is Barclay with CLIs?

EQ - 701 FICO - ScoreWatch (8/2016) | TU - 754 FICO - Fico 8 (8/2016) | EX - 710 Fico - Fico 8 (8/2016)
Amazon Store Card - $10,000 | Amex BCE - $2k | Barclaycard Ring - $2.5k | Capital One Platinum - $7,500 | Capital One Venture - $10,000 | Capital One VentureOne - $7500 | Chase Freedom - $3.5k | Citi Diamond Preferred - $1500 | Discover It - $4200 | Ebates Visa - $25,000 | Macy's - $1700 | Lowes - $12,000 | Walmart MasterCard - $15,000
Message 174 of 197
Valued Contributor

Re: The offical Barclaycard Ring Thread

Been a while since I've come into this thread.  What's new?  Average score of current card holders?

In My Wallet:
AMEX BCE, Citi Forward, Chase Freedom

In My Sockdrawer:
AMEX Clear, Citi Platinum Select, US Bank Platinum, J.Crew
Message 175 of 197
Mega Contributor

Re: The offical Barclaycard Ring Thread

Gears are still turning about an additional AMEX but the hands are still firmly in the soil.......




EQ FICO 548 3/3/16
Message 176 of 197
Regular Contributor

Re: The offical Barclaycard Ring Thread

Thought I would share my recent approval.

 

Approved for 5K after calling recon line. (I was immediately given the 7-10 day message after applying because I also have a Juniper account.)

Starting scores: Around 630 (Sep 2011)
Current FICO scores: TU ‘08 792 (Walmart) • EQ 765 • EX 771 (Amex)
Prime cards: JP Morgan Select (30K) • HHonors Reserve (30K) • Chase United MileagePlus Explorer (20K) • Chase Sapphire Preferred (20K) • Amex Hilton Honors Surpass (20K) • Amex BCP (20K) • Barclay Ring (20K) • Citi Thank You Premier MC/Visa (16K Combined) • Discover Escape (10K) • Amex SPG (5K) • Amex Premier Rewards Gold • US Bank Cash+ (5K+???)
Message 177 of 197
Frequent Contributor

Re: The offical Barclaycard Ring Thread

I applied 7-23 and was denied. I waited for the reasons in the mail they were

 

Low available credit on existing credit card(s)

Insufficient credit history

High debt obligation

 

I'm running about 45% util and my score is 692

 

I called this morning for a recon and they only gave me $1000 but I'll take it! (said with a big grin Smiley Very Happy  )

Message 178 of 197
Established Contributor

Re: The offical Barclaycard Ring Thread

Whether $1,000 or $10,000, you're in, right?  Welcome to the club!

 

(for those who didn't get in:  My husband didn't, and recon didn't work for him, either.  Just so you know that other people with decent credit were shut out, too.)

_________________________________________________________
Too many accounts; too many debts; lots of open credit, and lots of utilized credit. Scores somewhere in the 600s - I have no earthly idea exactly what number, but not 700 like it was, briefly.
Message 179 of 197
Frequent Contributor

Re: The offical Barclaycard Ring Thread

Yes and I am happy, Thank You!

I really wanted this card!

Message 180 of 197