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The offical Barclaycard Ring Thread

Frequent Contributor

Re: The official Barclaycar​d Ring Thread

1) GiveBack program lets you see profit and loss statements and you get a cut of the profits.

 

2) 8% APR, 1% CB fee, no annual fee

 

3) I guess cardmembers shape how the card turns out...

Ch7 Discharge: 5/14/2016 | 8/15/2016 scores: EQ 631 | TU 624 | EX 641
Valued Contributor

Re: The official Barclaycard Ring Thread

The 1% forex fees aren't bad. 

 

Maybe I'm wrong but I think a lot of people carry credit card debt, or think they "might" in an "emergency", so the 8% is appealing to many.  I think this from watching Suze Orman.  LOL.

11/30/08 TU 648 EX 672 EQ 656 SEPT 2014 TU 787 EX 789 EQ ???
Amex BCP $24.1K/Clear $8.5- Sallie Mae $27.5 -Cap One QS $7.5 - Chase Freedom $7.5/United $5k/CSP $20k/Ink- Citi DP $9.5/Dividend $13k/HHHx2 $15k/16.4/Reserve $4.5k Best Buy $1940 HD $1701- Discover IT $15k - Elan $8k GEMB Lowes $20k - Macy's $2k - Kohl's $800




Starting Score: 648
Current Score: 736
Goal Score: 765


Take the FICO Fitness Challenge

Frequent Contributor

Re: The official Barclaycar​d Ring Thread

Logged into my account, it splits.  Also, while in the account screen, you can click back and forth effortlessly to get into your other Barclay card.

 

Link in Barclay Ring account area to Performance (check out their profits, etc.) isn't live presumably because its so new.

 

Also, they said they were allocating $2000 to my Ring card, yet my new card shows a $5000 line.  Gonna call to verify...

 

*Update*

 

Yup, automated says $5000 too...humble surprise...  Smiley Happy 

 

 

Ch7 Discharge: 5/14/2016 | 8/15/2016 scores: EQ 631 | TU 624 | EX 641
Established Contributor

Re: The official Barclaycar​d Ring Thread

6k here, I don't see it yet on my log in for my apple card is that we're it shows?

Experian® 808/Equifax® ?/TransUnion® 810
Baddies Experian® clean/Equifax® 1/TransUnion® Clean
Last CLI 6-13-2013
Total Credit $121,190.00
Goal 780!
Established Contributor

Re: The official Barclaycar​d Ring Thread

6k here, I don't see it yet on my log in for my apple card is that we're it shows? PS appied yesterday, but had to call in this morning.

Experian® 808/Equifax® ?/TransUnion® 810
Baddies Experian® clean/Equifax® 1/TransUnion® Clean
Last CLI 6-13-2013
Total Credit $121,190.00
Goal 780!
Established Contributor

Re: The official Barclaycard Ring Thread

OK, got it now have to explain to my garden clubSmiley Sad
Experian® 808/Equifax® ?/TransUnion® 810
Baddies Experian® clean/Equifax® 1/TransUnion® Clean
Last CLI 6-13-2013
Total Credit $121,190.00
Goal 780!
Frequent Contributor

Re: The official Barclaycar​d Ring Thread

When you enter your username and passcode, the screen should have side-by-side boxes allowing you to go back and forth between accounts.

 

Inside either account, the upper left hand side will have a link, too, so you can seamlessly go back and forth.  Took my online account area 20 minutes to update.

Ch7 Discharge: 5/14/2016 | 8/15/2016 scores: EQ 631 | TU 624 | EX 641
Established Contributor

Re: The official Barclaycar​d Ring Thread

Ok I spoke to someone at 8 am but might need more time, I am excited to be able to get one at launch.

Experian® 808/Equifax® ?/TransUnion® 810
Baddies Experian® clean/Equifax® 1/TransUnion® Clean
Last CLI 6-13-2013
Total Credit $121,190.00
Goal 780!
Regular Contributor

Re: The offical Barclaycar​d Ring Thread

I currently have 6 inquiries on my TU. Three of them are over a year old and the other three are under a year old.

 

I am interested in the barclaycard ring to transfer some balances to a lower APR card. I know Barclay is sensitive to new accounts/too many inquiries. Is 6 too many for them?

EQ - 701 FICO - ScoreWatch (8/2016) | TU - 754 FICO - Fico 8 (8/2016) | EX - 710 Fico - Fico 8 (8/2016)
Amazon Store Card - $10,000 | Amex BCE - $2k | Barclaycard Ring - $2.5k | Capital One Platinum - $7,500 | Capital One Venture - $10,000 | Capital One VentureOne - $7500 | Chase Freedom - $3.5k | Citi Diamond Preferred - $1500 | Discover It - $4200 | Ebates Visa - $25,000 | Macy's - $1700 | Lowes - $12,000 | Walmart MasterCard - $15,000
Blogger

Re: The offical Barclaycar​d Ring Thread

Just as a heads up, the Barclay Ring suggests to have a 680+ for approval.

Follow my financial journey: http://www.frugalrican.com


EQ FICO (01/16/2012): 656 - EQ FICO (02/16/2012): 743 - EQ (02/24/2012): 760 - EX (04/28/2012): 739 - GOAL 2013: 800+

AMEX BCE (0/10K) --- BOA 1-2-3 (0/15.9K) --- Discover More (0/6K) --- Chase Freedom Visa (0/1.4K) -- Hyatt Visa Sign. (0/5.8K) -- Barclay's NFL Card (0/7.5K) -- Chase Sapphire Preferred (0/5K)