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daveg38
Posts: 189
Registered: ‎01-01-2012

Re: The official Barclaycar​d Ring Thread

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‎04-18-2012 06:00 AM - last edited on ‎04-18-2012 12:34 PM by

1) GiveBack program lets you see profit and loss statements and you get a cut of the profits.

 

2) 8% APR, 1% CB fee, no annual fee

 

3) I guess cardmembers shape how the card turns out...

FICO's: Transunion: 633 (1/2013) | Equifax: 571 (MF 1/2013) Goal: 750 each | FAKO's: Transunion: 731 | Equifax: 682 | Experian: 634

USAA Platinum Visa $11400 | Barclaycard Visa $500 | Cappy1 $750 | Orchard $300 (File 13 Date: 2/2013 - On target) | BOFA Americard Cash Rewards $5000 | Chase Freedom $4500 | NFCU nRewards $5000 | Barclay Ring $5000 | Walmart Store $400 | Chase Slate $2500
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clocktick
Posts: 1,301
Registered: ‎12-07-2008

Re: The official Barclaycard Ring Thread

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‎04-18-2012 06:00 AM

The 1% forex fees aren't bad. 

 

Maybe I'm wrong but I think a lot of people carry credit card debt, or think they "might" in an "emergency", so the 8% is appealing to many.  I think this from watching Suze Orman.  LOL.

11/30/08 TU 648 EX 672 EQ 656 2011 TU 736 EX 751 EQ 729 5/2012 TU 759 EX 784 EQ 742
Amex Blue/Clear/BCP/Surpass Hhonors/Business Gold - Barclays LLBean - BOA Hawaiian Airx2/Virgin Atlantic - Cap One Cash Rewards - Chase Freedom/United Mileage Plus Explorer/Sapphire Preferred/Ink- Citi Diamond Preferred/Dividend/ Shell/HHHx2/Reserve- Discover More - GEMB Lowes - Macy's



Starting Score: 648
Current Score: 736
Goal Score: 765

Take the FICO Fitness Challenge

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daveg38
Posts: 189
Registered: ‎01-01-2012

Re: The official Barclaycar​d Ring Thread

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‎04-18-2012 06:09 AM - last edited on ‎04-18-2012 12:30 PM by

Logged into my account, it splits.  Also, while in the account screen, you can click back and forth effortlessly to get into your other Barclay card.

 

Link in Barclay Ring account area to Performance (check out their profits, etc.) isn't live presumably because its so new.

 

Also, they said they were allocating $2000 to my Ring card, yet my new card shows a $5000 line.  Gonna call to verify...

 

*Update*

 

Yup, automated says $5000 too...humble surprise...  :smileyhappy: 

 

 

FICO's: Transunion: 633 (1/2013) | Equifax: 571 (MF 1/2013) Goal: 750 each | FAKO's: Transunion: 731 | Equifax: 682 | Experian: 634

USAA Platinum Visa $11400 | Barclaycard Visa $500 | Cappy1 $750 | Orchard $300 (File 13 Date: 2/2013 - On target) | BOFA Americard Cash Rewards $5000 | Chase Freedom $4500 | NFCU nRewards $5000 | Barclay Ring $5000 | Walmart Store $400 | Chase Slate $2500
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Established Contributor
Smug
Posts: 898
Registered: ‎12-21-2010

Re: The official Barclaycar​d Ring Thread

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‎04-18-2012 07:09 AM - last edited on ‎04-18-2012 12:30 PM by

6k here, I don't see it yet on my log in for my apple card is that we're it shows?

Experian® 759/Equifax® 655/TransUnion® 720
Baddies Experian® clean/Equifax® 1/TransUnion® Clean
Last CLI 6-13-2013
Total Credit $111,190.00
Goal 780!
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Established Contributor
Smug
Posts: 898
Registered: ‎12-21-2010

Re: The official Barclaycar​d Ring Thread

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‎04-18-2012 07:10 AM - last edited on ‎04-18-2012 12:31 PM by

6k here, I don't see it yet on my log in for my apple card is that we're it shows? PS appied yesterday, but had to call in this morning.

Experian® 759/Equifax® 655/TransUnion® 720
Baddies Experian® clean/Equifax® 1/TransUnion® Clean
Last CLI 6-13-2013
Total Credit $111,190.00
Goal 780!
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Established Contributor
Smug
Posts: 898
Registered: ‎12-21-2010

Re: The official Barclaycard Ring Thread

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‎04-18-2012 07:11 AM

OK, got it now have to explain to my garden club:smileysad:
Experian® 759/Equifax® 655/TransUnion® 720
Baddies Experian® clean/Equifax® 1/TransUnion® Clean
Last CLI 6-13-2013
Total Credit $111,190.00
Goal 780!
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Contributor
daveg38
Posts: 189
Registered: ‎01-01-2012

Re: The official Barclaycar​d Ring Thread

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‎04-18-2012 07:31 AM - last edited on ‎04-18-2012 12:31 PM by

When you enter your username and passcode, the screen should have side-by-side boxes allowing you to go back and forth between accounts.

 

Inside either account, the upper left hand side will have a link, too, so you can seamlessly go back and forth.  Took my online account area 20 minutes to update.

FICO's: Transunion: 633 (1/2013) | Equifax: 571 (MF 1/2013) Goal: 750 each | FAKO's: Transunion: 731 | Equifax: 682 | Experian: 634

USAA Platinum Visa $11400 | Barclaycard Visa $500 | Cappy1 $750 | Orchard $300 (File 13 Date: 2/2013 - On target) | BOFA Americard Cash Rewards $5000 | Chase Freedom $4500 | NFCU nRewards $5000 | Barclay Ring $5000 | Walmart Store $400 | Chase Slate $2500
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Established Contributor
Smug
Posts: 898
Registered: ‎12-21-2010

Re: The official Barclaycar​d Ring Thread

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‎04-18-2012 07:41 AM - last edited on ‎04-18-2012 12:31 PM by

Ok I spoke to someone at 8 am but might need more time, I am excited to be able to get one at launch.

Experian® 759/Equifax® 655/TransUnion® 720
Baddies Experian® clean/Equifax® 1/TransUnion® Clean
Last CLI 6-13-2013
Total Credit $111,190.00
Goal 780!
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Regular Contributor
Viper786
Posts: 184
Registered: ‎04-15-2011

Re: The offical Barclaycar​d Ring Thread

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‎04-18-2012 08:41 AM - last edited on ‎04-18-2012 12:42 PM by

I currently have 6 inquiries on my TU. Three of them are over a year old and the other three are under a year old.

 

I am interested in the barclaycard ring to transfer some balances to a lower APR card. I know Barclay is sensitive to new accounts/too many inquiries. Is 6 too many for them?

EQ - 725 FICO - Lender Pull (1/13) | TU - 737 FICO - Lender Pull (1/13) | EX - 736 - FICO Lender Pull (1/13)
Amazon Store Card - $2800 | Amex Zync - NPSL | Amex BCE - $2k | Barclaycard Ring - $2.5k | Capital One - $500 | Chase Freedom - $3.5k | Discover It - $1500 | Macy's - $1500
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FrugalRican
Posts: 2,876
Registered: ‎02-02-2012

Re: The offical Barclaycar​d Ring Thread

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‎04-18-2012 08:43 AM - last edited on ‎04-18-2012 12:42 PM by

Just as a heads up, the Barclay Ring suggests to have a 680+ for approval.

Follow my financial journey: http://www.frugalrican.com


EQ FICO (01/16/2012): 656 - EQ FICO (02/16/2012): 743 - EQ (02/24/2012): 760 - EX (04/28/2012): 739 - GOAL 2013: 800+

AMEX BCE (0/10K) --- BOA 1-2-3 (0/15.9K) --- Discover More (0/6K) --- Chase Freedom Visa (0/1.4K) -- Hyatt Visa Sign. (0/5.8K) -- Barclay's NFL Card (0/7.5K) -- Chase Sapphire Preferred (0/5K)

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