The one thing I can't stand about chase!

[forceedge99]

They make it impossible to request for a CLI without doing a hard pull! I've called CS and the EO and got nowhere. It really stinks man! currently chase is my lowest limit!

[09Lexie]

Their CS and recons are excellent. I guess we can't have everything but it would be nice!

[LawStudentCivilis]

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@09Lexie wrote:
Their CS and recons are excellent. I guess we can't have everything but it would be nice!

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I would only be so fortunate to one day experience this wonderful CS from Chase everyone speaks of! Please note sarcasm

[forceedge99]

Definitely agree with that^ I was denied, then approved once I did a recon

[enharu]

To be honest its really just 1 HP.... It's pretty worthwhile to get a decent CLI for 1 HP. Beats getting a 500 SP CLI.....

[SSA_2013]

I actually wish Chase would allow you to do a CLI request online. Although I never get anywhere with Discover, I like their system. You request a CLI and it says if they need a hard pull you can withdraw the application. Another option would be if they did something similar to Citi. The only thing I don't like about Citi is that you only find out if they did a Hard Pull or Soft Pull after you submit the request.

[navigatethis12]

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@enharu wrote:
To be honest its really just 1 HP.... It's pretty worthwhile to get a decent CLI for 1 HP. Beats getting a 500 SP CLI.....

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I agree with this and don't see why some people are so hesitant to do it. I got 5000 when I requested one with them and about one week later was able to get 4000 more on one card and 4500 more on another. They were two seperate inquiries, but I think the increases were worth it. If you really need it, a hard inquiry shouldn't be a problem. If you are just asking for it because you are bored, then I can understand not wanting an inquiry.

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@SSA_2013 wrote:
I actually wish Chase would allow you to do a CLI request online.

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I agree with the online part. I somewhat feel like I am bothering them when I request it over the telephone, even though I know that is what they are there for.

[bribro]

You are seeking new credit so by definition you are supposed to incur an HP. That being said, you might have better luck asking for a SP CLI right after you have a Chase HP done (e.g. for another application); I've had success with this before.

[severine]

I got both the CSP and the Freedom cards last August. At about the six month mark I called and inquired about initiating a CLI (Initial limits both at 5k). I spoke to the CS rep and he told me that it would be a HP. I thought about it and told him I'd decided not to go through with it. The next day I logged on and BAM both cards had been increased (to 9k and 8.9k). It seems too close to my call for this to be a coinky-dink! I have 6 HPs that will be falling off in August and I definitely want to increase these cards higher because next to the Amex BCP, I use them the most.

[FinStar]

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@bribro wrote:

You are seeking new credit so by definition you are supposed to incur an HP. That being said, you might have better luck asking for a SP CLI right after you have a Chase HP done (e.g. for another application); I've had success with this before.

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+1