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This is what I suspected would happen, only better than I would have expected! The "cash over" is gone, but the reward structure is A LOT better! I'm guessing Wally will have a similar structure, which would definitely make this a good card to have!
OK,
a. I'm impressed with the reward structure! I may have to ask about 'upgrading' into the new Sams MC offering.
b. I'm curious what will happen to the Orange Walmart Discover? (don't know yet what we get)
c. I'm slightly worried that we don't know yet ho they will handle this conversion; will the new MC have no history, or at least be backdated to the old Discover date?
The cash over the counter is the feature of Discvoer card. You can extra cash back. It is not tier rate card. They lowered my rate to 14.99%. You gain some. You lose some. I think it is compareable to PayPal MC.
They might new TL with new open date. It's going to hurt AAOA. I cannot keep the history of the old account.
Ron.
@SunriseEarth wrote:This is what I suspected would happen, only better than I would have expected! The "cash over" is gone, but the reward structure is A LOT better! I'm guessing Wally will have a similar structure, which would definitely make this a good card to have!
The cash over is still going to be available ar Sam's if you read it closer. Thanks Ron it's going to be a really good card to have now.
@coldnmn wrote:
@SunriseEarth wrote:This is what I suspected would happen, only better than I would have expected! The "cash over" is gone, but the reward structure is A LOT better! I'm guessing Wally will have a similar structure, which would definitely make this a good card to have!
The cash over is still going to be available ar Sam's if you read it closer. Thanks Ron it's going to be a really good card to have now.
Are they going to charge interest like Cash advance?
Ron.
@Ron1 wrote:The cash over the counter is the feature of Discvoer card. You can extra cash back. It is not tier rate card. They lowered my rate to 14.99%. You gain some. You lose some. I think it is compareable to PayPal MC.
They might new TL with new open date. It's going to hurt AAOA. I cannot keep the history of the old account.
Ron.
@Ron1 wrote:The cash over the counter is the feature of Discvoer card. You can extra cash back. It is not tier rate card. They lowered my rate to 14.99%. You gain some. You lose some. I think it is compareable to PayPal MC.
They might new TL with new open date. It's going to hurt AAOA. I cannot keep the history of the old account.
Ron.
Almost unheard of for GE!
Several of the GECRB cards have multiple "Account Types"
https://www.gecrbterms.com/gecrbterms/
PayPal, Ebates, Ebay have two.
Wally and Sams have three account type options.
The 'R US' and TJX DC's only have a single account type.
@Ron1 wrote:
@coldnmn wrote:
@SunriseEarth wrote:This is what I suspected would happen, only better than I would have expected! The "cash over" is gone, but the reward structure is A LOT better! I'm guessing Wally will have a similar structure, which would definitely make this a good card to have!
The cash over is still going to be available ar Sam's if you read it closer. Thanks Ron it's going to be a really good card to have now.
Are they going to charge interest like Cash advance?
Ron.
Read the cash over section it seems to be the same structure as before but only at sam's club. Cash over treated as a purchase. With Discover you could get cash over at other retailers.
@Ron1 wrote:
@coldnmn wrote:
@SunriseEarth wrote:This is what I suspected would happen, only better than I would have expected! The "cash over" is gone, but the reward structure is A LOT better! I'm guessing Wally will have a similar structure, which would definitely make this a good card to have!
The cash over is still going to be available ar Sam's if you read it closer. Thanks Ron it's going to be a really good card to have now.
Are they going to charge interest like Cash advance?
Ron.
No. Rereading it, it'll be like it is now, treated as a purchase. But yes, the feature is limited to inside Sam's Club moving forward. That's no worse than the store card, really.