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They asked for a reason I want CLI

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Anonymous
Not applicable

They asked for a reason I want CLI

My utilization is about 5%.

 

I want to ask for a CLI on some cards. They ask on the form why I want it; is it for a balance transfer, make a purchase?

 

The real answer is "I just want higher limits in case I need to use a card and don't want to screw up my utilization percentage".

 

That isn't one of the choices. <<<evil grin>>>

 

What should I say I want it for??

Message 1 of 13
12 REPLIES 12
themeggerz
New Contributor

Re: They asked for a reason I want CLI

I usually say its because another of my cards has a higher limit, and I am thinking of closing that card and keeping all my business with one card.

 

 

SCORES (2/2013): EX 795 TU 717 EXP 726
Goal: 800+ and Gardening

Wallet: NavyFed 15k AMEX BCE 2k Discover 3k BOA 5k
CapitalOne 2250 HSBC RZM 950 Best Buy SC 2900
GEMB/Paypal 3700 Merrick Bank 1k Zales 2k Barclays 1300 GEMB/AJMadison 3600 Walmart 800 VS 500 NY&CO 400
Message 2 of 13
Juan123
Established Contributor

Re: They asked for a reason I want CLI

Lie. Say you want it for a BT... unless "other" is an option.


Starting Score: 575 (As Of Early 2011)
Current Score: TU: 767 EQ: 732 EX; 742 (As Of Feb 2012)
Goal Score: 750


Take the FICO Fitness Challenge

Long way to go ^_^
Message 3 of 13
Anonymous
Not applicable

Re: They asked for a reason I want CLI

Tell them you want to buy a new car with it Smiley Very Happy

 

All kidding aside put to make a purchase, just because you say it does not mean you have too Smiley Wink

-TBC

Message 4 of 13
tntexans72
Valued Contributor

Re: They asked for a reason I want CLI

I would tell them you one THAT card to be the go to card or your main CARD and need a higher CL along with other reasons.

Message 5 of 13
RockinRay
Valued Contributor

Re: They asked for a reason I want CLI


@tntexans72 wrote:

I would tell them you one THAT card to be the go to card or your main CARD and need a higher CL along with other reasons.


+1 - Go to are the key words here.

Ray

** Every Card has a Job, and Every Card does its Job **
Message 6 of 13
CS800
Super Contributor

Re: They asked for a reason I want CLI


@RockinRay wrote:

@tntexans72 wrote:

I would tell them you one THAT card to be the go to card or your main CARD and need a higher CL along with other reasons.


+1 - Go to are the key words here.


+2. They will be happy to hear that you will give them more business.




Message 7 of 13
Anonymous
Not applicable

Re: They asked for a reason I want CLI

+3 to saying you would like to use that card as your main card.

Message 8 of 13
MS00000000
Regular Contributor

Re: They asked for a reason I want CLI

I'd say to make a purchase if that is the only other option besides a balance transfer. I mean, you will make a purchase at some point, right? If it was me, I'd be afraid they'd ask for the balance transfer info right away so they could process it.

Message 9 of 13
Anonymous
Not applicable

Re: They asked for a reason I want CLI


@MS00000000 wrote:

I'd say to make a purchase if that is the only other option besides a balance transfer. I mean, you will make a purchase at some point, right? If it was me, I'd be afraid they'd ask for the balance transfer info right away so they could process it.


+1

Message 10 of 13
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