Reply
Established Contributor
linux007969
Posts: 640
Registered: ‎04-20-2012
0

Re: Things are looking good!!!


webhopper wrote:
I agree with Traveler 2005

In 6 months you'll be in good shape for zync with NPSL

Well hopefully I can hold out for that long. 6 months would be sometime around January, so I guess I'm gardning till January 2013.

Discover IT TU Score: 739 as of 4/20/14 | TU Score as of 1/5/14 - 710 | EQ Score as of 1/5/14 - 748 | Ex Score as of 1/5/14 - 728
TU Score as of 1/5/14 - 705 | EQ Score as of 1/5/14 - 721 | Ex Score as of 1/5/14 -753 |

Capital One QuickSilver MC $4.5K | Amazon $1.8K (CLOSED) | Walmart $5K | Paypal SC w/Debit card $5K (CLOSED) | BOA 123 Cash Rewards Sig $5K | BOA BBR $1K | Discover IT $8.5K | AMEX Sr Green Charge (NPSL) | PNC CashBuilder $1.5K | Paypal Extras MC $6k | PNC Auto Loan $20,038.75 | AMEX SimplyCash Biz CC $3k | BOA Cash Rewards Biz CC $3.5K | Chase Freedom $4.5K |
Established Contributor
linux007969
Posts: 640
Registered: ‎04-20-2012
0

Re: Things are looking good!!!

***Update***: I applied for a BOA Secured Card ($300 deposit) earlier today and got this message:

"Thank you very much, we received your application.

If approved you should receive your credit-building Secured Card 7 to 10 days after we successfully verify your information and process your security deposit.

The longer you use your credit card and make your payments on time, the more likely you are to build a solid credit record.

Thank you for choosing a Bank of America credit card."

 

I have read people got this before, so i guess i have to wait till like tuesday and call them and see what's what. What are my odds that i may actually be approved? Does anyone know if they are inquary sensitive cuz i got like 18 inquaries on my reports?

Discover IT TU Score: 739 as of 4/20/14 | TU Score as of 1/5/14 - 710 | EQ Score as of 1/5/14 - 748 | Ex Score as of 1/5/14 - 728
TU Score as of 1/5/14 - 705 | EQ Score as of 1/5/14 - 721 | Ex Score as of 1/5/14 -753 |

Capital One QuickSilver MC $4.5K | Amazon $1.8K (CLOSED) | Walmart $5K | Paypal SC w/Debit card $5K (CLOSED) | BOA 123 Cash Rewards Sig $5K | BOA BBR $1K | Discover IT $8.5K | AMEX Sr Green Charge (NPSL) | PNC CashBuilder $1.5K | Paypal Extras MC $6k | PNC Auto Loan $20,038.75 | AMEX SimplyCash Biz CC $3k | BOA Cash Rewards Biz CC $3.5K | Chase Freedom $4.5K |

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Click to Verify - This site chose VeriSign SSL for secure e-commerce and confidential communications.
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+
}