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Established Contributor
Posts: 555
Registered: ‎02-22-2008
0

Think I could get an approval from sears???

[ Edited ]

I am thinking of applying for credit at Sears.   I have always heard they are very difficult to get approval from so now I'm not sure if I want to risk the approval.

 

My EQ score is 680.  The summary says amount of credit -  good,    history- very good,    new credit - good,    length- great.   I now have no collections, last late was 3.6 years ago.  I was just reading some older post and how difficult they are.    I have a new mortgage 5/2009 and a new CU CC 12/2009.

 

TU is 710

 

EX ??

 

Any thoughts???

Thanks!!!

Regular Contributor
Posts: 216
Registered: ‎01-26-2008
0

Re: where does Sears pull from??

I would love a Sears card also, but i hear they are HARD to get so im scared to apply :-(     if i had to guess its prob Equifax... You can probably find out with a quick search. please post results if you apply

FICO's - 3/14/14 TU 795 4/17/14 EQ:805 3/7/14 EX: 801


Baddies all Gone
Frequent Contributor
Posts: 267
Registered: ‎07-28-2009
0

Re: where does Sears pull from??

[ Edited ]

love2golf wrote:

I am thinking of applying for credit at Sears.   Anybody know which CRA they pull from for Florida?  Thanks a bunch!!


Sears - Citibank branded product, most assuredly Equifax (from recent experience). BTW- I am in CA. May be different in other parts of the country. Another Sears branded product I recently applied for (Home Depot) pulled Experian. So you never know.


Starting Score: TU: ?-- EQ: ?--EX 560 (8-08)
Current Score: TU: 671 (3-10) 625 (4-10/Rebucketed)--EQ: 674 (3-10)--EX 630 (Lender 11-09)
Goal Score: TU: 750--EQ: 760


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Established Contributor
Posts: 555
Registered: ‎02-22-2008
0

Re: where does Sears pull from??

Push,  do you mind if I ask if you were approved or not?  My EQ is 680, TU 710, and EX 660 (lender in November).

Thanks!

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