Think before accepting a preapproval......

[lessonslearned]

I applied for the Barclay NFL and ended up getting an ok limit. I won't ever use the card though and feel it was a wasted inquiry. I did get my sign on bonus, but now it's just another card to manage. I'm a lot more careful and actually read about the card before plugging in my social. 

[takeshi74]

Never simply respond to preapprovals and offers.

One should always think.  One should always be finding specific product that suit the individual.  Don't go about it backwards a by selecting a card and trying to justify it.  Use your needs/wants as filters.

Preapprovals and offers are just marketing.  Don't let a company's marketing department make decisions for you.