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Think my Best Buy card is still active if i haven't used it in awhile?

Regular Contributor

Think my Best Buy card is still active if i haven't used it in awhile?

I was thinking tonight, I had that I paid off and never closed the account so I pulled out my credit reports and see -

 

HSBC Bank (Best Buy issuer?) 

Date opened 2/1/02

Account Status - Open

Mo. Payment $0.00

Payment Status - Current

High Balance - $4,161.00

Limit - $6,200.00

Terms - Revolving

 

The last date that a payment was reported was June of '07.  Do you think I can just stop into a store and tell them that I need a new card? I don't think I'll be able to find mine. 

EX 638 (Lender 9/1) TA 650(Walmart 9/1) EQ 655 (FICO - 9/17)
Goal - 700 Club in '13!!!

My Wallet - Cap 1 - $300. Cap 1 - $750. Orchard - $950.
New as of 8/29 - Target - $3000. Barclay's - $2000. Merrick - $1000. Walmart $600. And as of 9/22 - JCP $200.
6 REPLIES
Contributor

Re: Think my Best Buy card is still active if i haven't used it in awhile?

D u mean u lost or misplaced ur card? In that case definitely u shud ask for new card..

Walmart TU-724 on 12-2012
EX-707 on 08-2012
EQ-668on 08-2012
_________________________________
Wallet - Discover 1500 | Chase Freedom 1500 | OldNavy Visa 2750 | Walmart 2000 | Amex BCE 6000 | BoA Visa Sig 5000 | Chase Marriott 5000 | Amex Hhonor 2000 | CSP 5000
__________________________________________
Regular Contributor

Re: Think my Best Buy card is still active if i haven't used it in awhile?

I haven't used it in about 5 years and can't find the card.  I can picture it but can't picture where it is. I didn't close the account and didn't include it in my bankruptcy (no balance then) so it should be active. I think I'll stop in there tomorrow. 

EX 638 (Lender 9/1) TA 650(Walmart 9/1) EQ 655 (FICO - 9/17)
Goal - 700 Club in '13!!!

My Wallet - Cap 1 - $300. Cap 1 - $750. Orchard - $950.
New as of 8/29 - Target - $3000. Barclay's - $2000. Merrick - $1000. Walmart $600. And as of 9/22 - JCP $200.
Valued Contributor

Re: Think my Best Buy card is still active if i haven't used it in awhile?


pozativelyliving wrote:

I was thinking tonight, I had that I paid off and never closed the account so I pulled out my credit reports and see -

 

HSBC Bank (Best Buy issuer?) 

Date opened 2/1/02

Account Status - Open

Mo. Payment $0.00

Payment Status - Current

High Balance - $4,161.00

Limit - $6,200.00

Terms - Revolving

 

The last date that a payment was reported was June of '07.  Do you think I can just stop into a store and tell them that I need a new card? I don't think I'll be able to find mine. 


onlytithing moved to cap one where yours didn't so be interesting 

 

               LIMITS IN CARD DESCRIPTIONS
Regular Contributor

Re: Think my Best Buy card is still active if i haven't used it in awhile?

Same thing happened to me, Had it since '06 to buy a TV, stopped reporting since like '10 since I hadn't used it. Account was active though. I actually never ever received a card in the mail in '06 from HSBC! You can request a card online on the BB website if you remember your log in info though, which is what I did. They get it to you fairly quickly as well.

In full gardening/ debt annihilation mode! (4/15/13)
Notre Dame FCU Visa 0/2k (8/04); CapOne Best Buy 800/1.5k (7\06)
Citi Thank You World MC 4800/9.7k (1/11); Amex Zync NPSL (9/11)
Chase Freedom Visa 1600/3.8k (9/11); Chase Southwest RR Premier Visa Signature 4300/10.7k (6/12); Discover It 0/3k (7/12)
EQ: 751 (4/1/13) EX: 742 (4/8/13) TU: 732 (4/8/13)
Regular Contributor

Re: Think my Best Buy card is still active if i haven't used it in awhile?

Struck out today. I stopped into Best Buy to see about getting a replacement card. The rep gave me a # to call so i did that. The person I spoke with said that if the accounted was inactive for 24-36 months, they closed it and deleted all of the info. He went on to say that I could reapply if I want.  That's ok, I'm all set.

 

But what I might do is check for some other cards that I haven't used in awhile and see if they are still active. Probably not but it's worth a try.

EX 638 (Lender 9/1) TA 650(Walmart 9/1) EQ 655 (FICO - 9/17)
Goal - 700 Club in '13!!!

My Wallet - Cap 1 - $300. Cap 1 - $750. Orchard - $950.
New as of 8/29 - Target - $3000. Barclay's - $2000. Merrick - $1000. Walmart $600. And as of 9/22 - JCP $200.
Highlighted
Frequent Contributor

Re: Think my Best Buy card is still active if i haven't used it in awhile?

As fas as i know if you don't use BestBuy store care for 12 months they close it. Not sure the same goes for BBMC.

Lots of cards and counting !!
Las Vegas REALTOR
FICO 800ish Shooting for 800+
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