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Regular Contributor
pozativelyliving
Posts: 237
Registered: ‎07-13-2012

Think my Best Buy card is still active if i haven't used it in awhile?

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‎08-08-2012 09:34 PM

I was thinking tonight, I had that I paid off and never closed the account so I pulled out my credit reports and see -

 

HSBC Bank (Best Buy issuer?) 

Date opened 2/1/02

Account Status - Open

Mo. Payment $0.00

Payment Status - Current

High Balance - $4,161.00

Limit - $6,200.00

Terms - Revolving

 

The last date that a payment was reported was June of '07.  Do you think I can just stop into a store and tell them that I need a new card? I don't think I'll be able to find mine. 

EX 638 (Lender 9/1) TA 650(Walmart 9/1) EQ 655 (FICO - 9/17)
Goal - 700 Club in '13!!!

My Wallet - Cap 1 - $300. Cap 1 - $750. Orchard - $950.
New as of 8/29 - Target - $3000. Barclay's - $2000. Merrick - $1000. Walmart $600. And as of 9/22 - JCP $200.
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wealthcreator
Posts: 211
Registered: ‎07-02-2012

Re: Think my Best Buy card is still active if i haven't used it in awhile?

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‎08-08-2012 09:37 PM

D u mean u lost or misplaced ur card? In that case definitely u shud ask for new card..

Walmart TU-724 on 12-2012
EX-707 on 08-2012
EQ-668on 08-2012
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Wallet - Discover 1500 | Chase Freedom 1500 | OldNavy Visa 2750 | Walmart 2000 | Amex BCE 6000 | BoA Visa Sig 5000 | Chase Marriott 5000 | Amex Hhonor 2000 | CSP 5000
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Regular Contributor
pozativelyliving
Posts: 237
Registered: ‎07-13-2012

Re: Think my Best Buy card is still active if i haven't used it in awhile?

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‎08-08-2012 09:50 PM

I haven't used it in about 5 years and can't find the card.  I can picture it but can't picture where it is. I didn't close the account and didn't include it in my bankruptcy (no balance then) so it should be active. I think I'll stop in there tomorrow. 

EX 638 (Lender 9/1) TA 650(Walmart 9/1) EQ 655 (FICO - 9/17)
Goal - 700 Club in '13!!!

My Wallet - Cap 1 - $300. Cap 1 - $750. Orchard - $950.
New as of 8/29 - Target - $3000. Barclay's - $2000. Merrick - $1000. Walmart $600. And as of 9/22 - JCP $200.
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Valued Contributor
Crashem
Posts: 2,351
Registered: ‎01-26-2012

Re: Think my Best Buy card is still active if i haven't used it in awhile?

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‎08-08-2012 10:08 PM

pozativelyliving wrote:

I was thinking tonight, I had that I paid off and never closed the account so I pulled out my credit reports and see -

 

HSBC Bank (Best Buy issuer?) 

Date opened 2/1/02

Account Status - Open

Mo. Payment $0.00

Payment Status - Current

High Balance - $4,161.00

Limit - $6,200.00

Terms - Revolving

 

The last date that a payment was reported was June of '07.  Do you think I can just stop into a store and tell them that I need a new card? I don't think I'll be able to find mine. 

onlytithing moved to cap one where yours didn't so be interesting 

 

Amex Plat, Amex BCP 8k->24k (5/23/12), Amex TE 15k, CSP 25k, Chase Palladium 100k, Citibank AA 35k (AU), Firestone 1.8k->2.2k (8/20/12), HSBC 15k, JFCU Jloc 30k, PenFed Plat Rewards 30k, SF Fire 30k, US Bank Cash+ 25k
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Regular Contributor
jm00ser
Posts: 149
Registered: ‎07-11-2012

Re: Think my Best Buy card is still active if i haven't used it in awhile?

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‎08-09-2012 06:29 AM

Same thing happened to me, Had it since '06 to buy a TV, stopped reporting since like '10 since I hadn't used it. Account was active though. I actually never ever received a card in the mail in '06 from HSBC! You can request a card online on the BB website if you remember your log in info though, which is what I did. They get it to you fairly quickly as well.

In full gardening/ debt annihilation mode! (4/15/13)
Notre Dame FCU Visa 0/2k (8/04); CapOne Best Buy 0/1.5k (7\06)
Citi Thank You World MC 3350/7.7k (1/11); Amex Zync NPSL (9/11)
Chase Freedom Visa 400/3.8k (9/11); Chase Southwest RR Premier Visa Signature 3550/10.7k (6/12); Discover It 175/3k (7/12)
EQ: 751 (4/1/13) EX: 742 (4/8/13) TU: 732 (4/8/13)
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Regular Contributor
pozativelyliving
Posts: 237
Registered: ‎07-13-2012

Re: Think my Best Buy card is still active if i haven't used it in awhile?

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‎08-09-2012 05:35 PM

Struck out today. I stopped into Best Buy to see about getting a replacement card. The rep gave me a # to call so i did that. The person I spoke with said that if the accounted was inactive for 24-36 months, they closed it and deleted all of the info. He went on to say that I could reapply if I want.  That's ok, I'm all set.

 

But what I might do is check for some other cards that I haven't used in awhile and see if they are still active. Probably not but it's worth a try.

EX 638 (Lender 9/1) TA 650(Walmart 9/1) EQ 655 (FICO - 9/17)
Goal - 700 Club in '13!!!

My Wallet - Cap 1 - $300. Cap 1 - $750. Orchard - $950.
New as of 8/29 - Target - $3000. Barclay's - $2000. Merrick - $1000. Walmart $600. And as of 9/22 - JCP $200.
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Regular Contributor
DeadSpider
Posts: 193
Registered: ‎07-29-2012

Re: Think my Best Buy card is still active if i haven't used it in awhile?

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‎08-09-2012 05:39 PM

As fas as i know if you don't use BestBuy store care for 12 months they close it. Not sure the same goes for BBMC.

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