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Think twice before you apply for Citi credit card.

Frequent Contributor

Re: Think twice before you apply for Citi credit card.

i got my opininion on this particular lenders now.If someone alse dont act right in the future iam on it


COMMERCE BANK PLATINIUM VISA 20K*PAYPAL MC $9.5K*CITI FORWARD $8.5K*PENFED $6,5K*
*LOWES $6K *CMN BANK $5.2K-*PNC $5K*SCLUB DISC. $5K*
WMART DISC.4K*CMN BANK 3.75K*BANK OF AMERICA $3K* MACYS $2.2K*
JCP $1.8*TARGET $0.7K* UTL1%- AAOA 5.5- TOTAL 12 yrs History/
Transunion 718 Equifax 733- Experian 736
Message 71 of 85
Frequent Contributor

Re: Think twice before you apply for Citi credit card.

funny.lolSmiley Wink


COMMERCE BANK PLATINIUM VISA 20K*PAYPAL MC $9.5K*CITI FORWARD $8.5K*PENFED $6,5K*
*LOWES $6K *CMN BANK $5.2K-*PNC $5K*SCLUB DISC. $5K*
WMART DISC.4K*CMN BANK 3.75K*BANK OF AMERICA $3K* MACYS $2.2K*
JCP $1.8*TARGET $0.7K* UTL1%- AAOA 5.5- TOTAL 12 yrs History/
Transunion 718 Equifax 733- Experian 736
Message 72 of 85
Established Member

Re: Think twice before you apply for Citi credit card.


astritaho1979 wrote:

no u didnt.I did app for 15 acc on october all approved but citi wich it didnt



So in addition to the 13 cards in your signature how many cards do you have? if you opened 14 new lines 3 months ago and have an AAoA of 5 years, you would have to have an additional 20 lines of credit with an average age of 8-9 years. If thats the case, perhaps thats why you are being rejected, 34 lines of credit and would surely be over 100k of credit can surely be seen as a risk...

Amex Delta Gold $8,000 - Discover IT $1,250 - Citi Foward $2,000 - Capital One $300 - Banana Republic $300 - Walmart $300
Message 73 of 85
Frequent Contributor

Re: Think twice before you apply for Citi credit card.

well i closed i think 7 of them


COMMERCE BANK PLATINIUM VISA 20K*PAYPAL MC $9.5K*CITI FORWARD $8.5K*PENFED $6,5K*
*LOWES $6K *CMN BANK $5.2K-*PNC $5K*SCLUB DISC. $5K*
WMART DISC.4K*CMN BANK 3.75K*BANK OF AMERICA $3K* MACYS $2.2K*
JCP $1.8*TARGET $0.7K* UTL1%- AAOA 5.5- TOTAL 12 yrs History/
Transunion 718 Equifax 733- Experian 736
Message 74 of 85
Valued Member

Re: Think twice before you apply for Citi credit card.

The op should be in politics if he isn't already.

LOL seems no one can get a strait answer out of him .Smiley Surprised

OP its obivously you seeking tons of credit with a low score and a ton of hp.  

For the love of god stop apping! Smiley Wink

Message 75 of 85
Established Member

Re: Think twice before you apply for Citi credit card.


astritaho1979 wrote:

well i closed i think 7 of them


You opened 14 accounts and closed 7 of them within 60 days? THAT would certainly raise some eyebrows at citi, especially when you add to it your 27 open lines. Makes it look like you dont know what youre doing.

 

Can you combine some balances and scale back the number of accounts (though adding more account closures within such a short period would still look odd)

Amex Delta Gold $8,000 - Discover IT $1,250 - Citi Foward $2,000 - Capital One $300 - Banana Republic $300 - Walmart $300
Message 76 of 85
Frequent Contributor

Re: Think twice before you apply for Citi credit card.


bradpitt wrote:

The op should be in politics if he isn't already.

LOL seems no one can get a strait answer out of him .Smiley Surprised

OP its obivously you seeking tons of credit with a low score and a ton of hp.  

For the love of god stop apping! Smiley Wink


This is like a novel every other day. In any case...I think it might have to do with the BK he has from a few years ago. I've seen Citi be picky about that (some get in...some don't) It is possible he burned them and he doesn't even know it...which means he might be blacklisted. It is also possible he has created a mix of stories he can't remember which is true anymore Smiley Very Happy 

Let the show continue:

Message 77 of 85
Established Member

Re: Think twice before you apply for Citi credit card.


CC365 wrote:

bradpitt wrote:

The op should be in politics if he isn't already.

LOL seems no one can get a strait answer out of him .Smiley Surprised

OP its obivously you seeking tons of credit with a low score and a ton of hp.  

For the love of god stop apping! Smiley Wink


This is like a novel every other day. In any case...I think it might have to do with the BK he has from a few years ago. I've seen Citi be picky about that (some get in...some don't) It is possible he burned them and he doesn't even know it...which means he might be blacklisted. It is also possible he has created a mix of stories he can't remember which is true anymore Smiley Very Happy 

Let the show continue:


and the plot thickens....<grabs popcorn>

Amex Delta Gold $8,000 - Discover IT $1,250 - Citi Foward $2,000 - Capital One $300 - Banana Republic $300 - Walmart $300
Message 78 of 85
Valued Contributor

Re: Think twice before you apply for Citi credit card.


CC365 wrote:

bradpitt wrote:

The op should be in politics if he isn't already.

LOL seems no one can get a strait answer out of him .Smiley Surprised

OP its obivously you seeking tons of credit with a low score and a ton of hp.  

For the love of god stop apping! Smiley Wink


This is like a novel every other day. In any case...I think it might have to do with the BK he has from a few years ago. I've seen Citi be picky about that (some get in...some don't) It is possible he burned them and he doesn't even know it...which means he might be blacklisted. It is also possible he has created a mix of stories he can't remember which is true anymore Smiley Very Happy 

Let the show continue:


Pass the popcorn buddy! Smiley LOL


Last Pulled EQ: 809
Last Credit Card App: 02/05/2016
Last CLI: 02/06/2016
Find Me: Gardening
Message 79 of 85
Frequent Contributor

Let us all sit and enjoy perhaps we should find a nachos,...


chnceit wrote:
Pass the popcorn buddy! Smiley LOL

Let us all sit and enjoy perhaps we should find a nachos and candy emoticon: 

 

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Message 80 of 85