Credit Cards

[sccredit]

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Creditaddict wrote:

I would apply!

either in store or at home, just carry that little backdoor number with you... as soon as it pops up approved call and ask them to increase it to $25k.

you think that sounds crazy but I have seen it time and time again and you have what appears to be solid scores and solid limits with other banks... GE is an easy one to instant increase and Lowes and CareCredit with GE seem to be the most huge increase cards at time of approval!

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I should probably add that I have a CareCredit account (limit is $7800) that I have used once and paid off before 0% period was over.  I logged onto the site again and half of the application was blocked out by my employers security software

[sccredit]

I pulled the trigger on Lowes, gave me a 5 day message.  I called the 1-800-444-1408 but got sent to automated hell and COULD NOT get it to give me a human.  Anyone have a number for Lowe's human beings?

[Creditaddict]

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sccredit wrote:

I pulled the trigger on Lowes, gave me a 5 day message.  I called the 1-800-444-1408 but got sent to automated hell and COULD NOT get it to give me a human.  Anyone have a number for Lowe's human beings?

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Any of the backdoor GE numbers should work, Walmart, Lowes, Business... they will transfer you if you end up in business... if you end up with CSR, ask for manual review.... if a CSR says not possible they missed the memo.... hang up and get someone that is a little clearer on company policy now but hopefully you can avoid that all together... just make sure who they are!

[webhopper]

Discover is doing a 5% cash back bonus for the 2nd quarter... I would do discover IT before I did GE backed lowes...

I do like my business Lowes card though,  5% discount + 2% rewards

[sccredit]

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webhopper wrote:

Discover is doing a 5% cash back bonus for the 2nd quarter... I would do discover IT before I did GE backed lowes...

I do like my business Lowes card though,  5% discount + 2% rewards

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I have the it card, it is only good for the first $1,500 but I will be spending over $10k.

[webhopper]

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sccredit wrote:

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webhopper wrote:

Discover is doing a 5% cash back bonus for the 2nd quarter... I would do discover IT before I did GE backed lowes...

I do like my business Lowes card though,  5% discount + 2% rewards

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I have the it card, it is only good for the first $1,500 but I will be spending over $10k.

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Ahh I see..  if you have a business, look at the Amex Lowes.. otherwise you're probably smart to get the GE Lowes

[sccredit]

Approved....>$500 limit.  Nope, not a typo.  I'm on hold for an underwriter now.

[youngandcreditwrthy]

Lowe's will approve a much higher cl than Discover lol
Pahahaahaha @ "automated hell"

[sccredit]

Rep came back at $1,000, being sent to Underwriting now

[sccredit]

"Account does not qualify for an increase"   Too bad, looks like Home Depot it is