I'm wondering how many of you guys have the standard WalMart CC just to see their TU FICO score?
I shop at WalMart veeerrrryyyy little, mostly because it's so far that the prices don't make up for the inconvenience, but also because it's the Place Where Happiness Dies.
So, let's say that I sacrifice a HP for it. Is it worth it if I SD the card upon opening it?
free fico every month + really nice CLI possibilites. Its worth it to me.
Starting FICO Score: 10/1/12--EQ 512 | TU 492 | EX 524
@cqdealer711 wrote:free fico every month + really nice CLI possibilites. Its worth it to me.
Oh they give nice CLI's?? I see so many GE stories on this board, but usually skip them because I didn't have much interest haha. That may sway my decision a bit.
About the HP, obviously only you can decide if it's worth it for you.
But one year from now, you will have had a year's worth of credit scores and the HP won't affect your score. Two years from now, the HP will be gone and you will have had two years of tracking and and hence of improving your scores. Three years from now you will have forgotten the HP and you will have had three full years of tracking.
Who knows, maybe by then TU08 might even have become relevant 
@myjourney wrote:
@CEOriginal wrote:I'm wondering how many of you guys have the standard WalMart CC just to see their TU FICO score?
I shop at WalMart veeerrrryyyy little, mostly because it's so far that the prices don't make up for the inconvenience, but also because it's the Place Where Happiness Dies.
So, let's say that I sacrifice a HP for it. Is it worth it if I SD the card upon opening it?
If you're never going to use it in your case it's not worth the HP.
Go for the cards that better you ...
Rewards,miles, cash back etc etc
At this point, for my spending (and still-recovering credit), I'm not looking for another rewards CC. I'm going to garden for at least a year. I was thinking of the Wally CC as my last app in awhile, just to keep tabs on my TU score. Especially since it seems that it's my weakest report.
@Dubious wrote:About the HP, obviously only you can decide if it's worth it for you.
But one year from now, you will have had a year's worth of credit scores and the HP won't affect your score. Two years from now, the HP will be gone and you will have had two years of tracking and and hence of improving your scores. Three years from now you will have forgotten the HP and you will have had three full years of tracking.
Who knows, maybe by then TU08 might even have become relevant
Good point. SIde note, does anyone know how much inactivity would cause a closure?
