So I got the clear to close from USDA and sign closing documents, get keys, & take ownership on 9/3. I thought I would do a little app spree afterwards as I don't have much in terms of credit cards currently to get some more assistance. Currently I have the following: Capital One Secured - CL $300, FingerHut - CL $450, AU on Discover - CL $12,000. My utilization is 8%. I have 4 inquiries on my Experian & Equifax reports & 5 inquiries on my TransUnion. I have 2 CO's but both are 4 plus years old. You can see my 3 FICO scores in my signature below. I am thinking of doing an app spree for the following:
What are everyone's thoughts on this plan?
Id say go for the Lowes and Barclays
If barclay denies, you can always recon your app,
Congrats on the mortgage! That is the most important thing, and you'll now have a good mix of credit.