08-29-2013 11:10 AM
So I got the clear to close from USDA and sign closing documents, get keys, & take ownership on 9/3. I thought I would do a little app spree afterwards as I don't have much in terms of credit cards currently to get some more assistance. Currently I have the following: Capital One Secured - CL $300, FingerHut - CL $450, AU on Discover - CL $12,000. My utilization is 8%. I have 4 inquiries on my Experian & Equifax reports & 5 inquiries on my TransUnion. I have 2 CO's but both are 4 plus years old. You can see my 3 FICO scores in my signature below. I am thinking of doing an app spree for the following:
What are everyone's thoughts on this plan?
08-29-2013 12:17 PM
Congrats on the mortgage! That is the most important thing, and you'll now have a good mix of credit.
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