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This day is shaping up to a pretty good day...

Established Contributor

This day is shaping up to a pretty good day...

I started today with:

 

1. A 500 dollar limit on my Cap One cash Rewards card

2. One last solitary baddie remaining on my Eq report for which I filed a dispute about last week.

3. ALL cards paid either off or down so far that total I have less than 5% util

4. Both TU and EX reports crystal clean.  No baddies, no lates, no derogs at all.

 

 

At the end of the day:

 

1. A 1500 dollar limit on me Cap One Cash rewards courtesy of the executive office.

2. NO MORE BADDIE!!  ITS GONE!! KAPUT!! OUTTA HERE!!!   Just got the email alert from SW

3.  ALL cards paid either off or down so far that total I have less than 5% util.

4 ALL REPORTS crystal clean, No Baddies, No lates, no derogs at all

 

and my inquires are super low too. Smiley Happy

 

Now I am just sitting back waiting for them all to report so my score will go up up up like a rocket on the 4th of July. 

 

 

Photobucket

NFCU #1 Fan!! NO MOAR APPS TIL 10/13 Minimum!!
TU -746, EX - 721, EQ -745
Cards:NFCU Flag Visa Sig $10000, CSP $8500, AMEX BCP $2000 Freedom $3500, Disc IT $5000, Cap 1 Green $2100, Credit 1 CLOSED! AU on Amex Green, Discover $2000, Cap One Plat $1000
Message 1 of 9
8 REPLIES
Moderator Emerita

Re: This day is shaping up to a pretty good day...

Message 2 of 9
Regular Contributor

Re: This day is shaping up to a pretty good day...

That's great! Got any apps planned?

EX: 758 (10/12), TU: ???, EQ: ???

BankAmericard Travel Rewards // Citi Forward // Amex Blue Cash Preferred // Gap Visa
Message 3 of 9
Valued Contributor

Re: This day is shaping up to a pretty good day...

Great stuff! Congrats on your CLI and getting rid of your last baddie!



Starting Score: 639 (Walmart TU)
Current Score: TU 715 (Barclay) EX 685 (myFICO) EQ 697 (myFICO)
Goal Score: 700 Across the Board (Mortgage Goal Achieved 1/31/2012!)

Take the FICO Fitness Challenge
Message 4 of 9
Valued Contributor

Re: This day is shaping up to a pretty good day...

Congrats on your success!! 

 

And love that cat!!


Major CC's - Barclay's ($5.5K) | Barclay's Sallie Mae MC ($5K) | DCU ($7.5K) | Discover IT ($1.4K) | Genisys Visa ($1.4K) | NFCU Visa ($22K) | Navcheck ($15K) | Chase Freedom ($5K) | SDFCU Visa ($8K) | Amex BCP ($9.5K) | Amex Delta ($10K) |Store CC's| -Amazon ($4K) | Catherines ($850) | JCP ($4K) | Macy's ($1.7K) | Avenue ($850) | Victoria's Secret ($1.4K) | Walmart ($4.1K) | Paypal SC ($1.3K) | HSN ($2.5) | Sears ($2.6K) | Sams Club ($4.1K) |Goal|: Age with grace to 750 across the board |Last app|: 3/3/2014
Message 5 of 9
Established Contributor

Re: This day is shaping up to a pretty good day...


sengpatt wrote:

That's great! Got any apps planned?


Thanks all.

 

Funny you should ask that Sengpatt....(insert evil chuckle)  I sure do...but not yet......gotta wait for ALL my cards to report their nicely lowered balances and then...

 

Amex BCE

Chase Freedom  (I bank at Chase and have for years)

Discover IT

back into Garden

 

I am sure I will be asking strategic advice between now and app day though as well as the ins and outs of specific cards.

 

Til then, I ma sit back, and relax and just enjoy knowing I cleaned up one helluva huge mess and am finely done with clean up detail.


NFCU #1 Fan!! NO MOAR APPS TIL 10/13 Minimum!!
TU -746, EX - 721, EQ -745
Cards:NFCU Flag Visa Sig $10000, CSP $8500, AMEX BCP $2000 Freedom $3500, Disc IT $5000, Cap 1 Green $2100, Credit 1 CLOSED! AU on Amex Green, Discover $2000, Cap One Plat $1000
Message 6 of 9
Established Contributor

Re: This day is shaping up to a pretty good day...

Congrats!!!

Doesn't it feel good to have clean reports!?!?

DCU Platinum: 4000 - Discover IT: 11000 - Walmart: 5000 - AMEX BCP: 18000 - Chase Freedom VS: 5000
in the garden since 1/24/14 - #GARDENSTRONG
Message 7 of 9
Established Contributor

Re: This day is shaping up to a pretty good day...


eviLution wrote:
Congrats!!!

Doesn't it feel good to have clean reports!?!?

yes'm  it sure does!!


NFCU #1 Fan!! NO MOAR APPS TIL 10/13 Minimum!!
TU -746, EX - 721, EQ -745
Cards:NFCU Flag Visa Sig $10000, CSP $8500, AMEX BCP $2000 Freedom $3500, Disc IT $5000, Cap 1 Green $2100, Credit 1 CLOSED! AU on Amex Green, Discover $2000, Cap One Plat $1000
Message 8 of 9
Highlighted
Valued Contributor

Re: This day is shaping up to a pretty good day...

That's great, Congrats!

Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 832 EX 783 TU 816
App free since 9/15/15
Message 9 of 9