@sarkell wrote:
It depends I have investments I could liquidfy though difficult earn interest of 65kI sort of include this in income. Meaning if I was ever frd I wouldn't supply documentation I don't feel like this in their business. However thanks new rules I can use hhi in 90 days which helps a lot.
it's going in effect in about 6 months at the earliest.
and it's not a must for lenders to ask for your HHI. they can still ask for your personal income only, if they wish to. the new law just gives them flexibility over what they want to ask, whether it be personal or household income.
JPMorgan Palladium (100k), AmEx Platinum (NPSL), AmEx SPG (46k), AmEx BCP (42k), Chase Sapphire Preferred (47k), Citi Prestige (31k), Citi Thank You Preferred (27k), Citi Executive AAdvantage (25k), JPMorgan Ritz-Carlton (21k), Merrill+ (15k), US Bank Cash+ (22.5k), Wells Fargo (12k), Bloomingdale’s (12.4k), Chase Freedom (5k), Discover IT (5k).
Starting Score: 534