@killer_queen229 wrote:
@Pat94108 wrote:FinStar is right. It sounds a bit desperate.
A friend of mine is somehow in the same situation. He just moved here a few months ago from Canada so he had to start his credit from scratch but he is a bit more patient. I have given him all the advice that I read on here about building credit, easy cards to get etc. and what not but in the end there is no magic remedy to waiting and he understands that. He recently got a Discover it though, which is a nice addition to a secured card he has with BOFA, but was deny for a Chase card.
Anyway, patience is key. In time, you'll get the cards that you want. March is not too far.
I know, I know!! All I do is pay my bills.. I never max out cards or have balances or anything. I just want to be rewarded with something physical :/
I'll have to remember that line 
@desgre90 wrote:
@killer_queen229 wrote:
@Pat94108 wrote:FinStar is right. It sounds a bit desperate.
A friend of mine is somehow in the same situation. He just moved here a few months ago from Canada so he had to start his credit from scratch but he is a bit more patient. I have given him all the advice that I read on here about building credit, easy cards to get etc. and what not but in the end there is no magic remedy to waiting and he understands that. He recently got a Discover it though, which is a nice addition to a secured card he has with BOFA, but was deny for a Chase card.
Anyway, patience is key. In time, you'll get the cards that you want. March is not too far.
I know, I know!! All I do is pay my bills.. I never max out cards or have balances or anything. I just want to be rewarded with something physical :/
I'll have to remember that line
I wish Capital One would raise my limit above $500 on my Mastercard. Only Old Navy and TJX Rewards have given me auto credit increases.
@Involver wrote:
Slow and steady wins the raise when it comes to establishing or rebuilding. When I opened my first secured card after wrecking my finances I thought it would be *forever* until things turned around. That was nearly 3 years ago and seems like the blink of an eye. I now have prime cards and am working on eliminating the last of my derog remarks by mid 2014. You will get there, just be patient and you will be rewarded over time.
Chase said on their website I was elligible for both the Slate and Freedom. What if I applied just for the Freedom and then waited till March for Discover IT? 
@killer_queen229 wrote:
@Involver wrote:
Slow and steady wins the raise when it comes to establishing or rebuilding. When I opened my first secured card after wrecking my finances I thought it would be *forever* until things turned around. That was nearly 3 years ago and seems like the blink of an eye. I now have prime cards and am working on eliminating the last of my derog remarks by mid 2014. You will get there, just be patient and you will be rewarded over time.Chase said on their website I was elligible for both the Slate and Freedom. What if I applied just for the Freedom and then waited till March for Discover IT?
Remember your plan before you jump to early and why you setup a plan