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Established Member
Posts: 36
Registered: ‎05-06-2013
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Three Years Post-BK 7 Alliant Love

Hi I'm new here and have learned a great deal.


My first post-BK (2010) card was Best Buy MC, now $800 limit.


Next was iTunes Barclay Nov. 2011, 1600 -> 2800 -> 4000 -> now 6000


Applied last week for Alliant non-rewards Visa, got 15K limit, 0% interest for a year, 10.24% after that! (I've had a small savings actt with them for three years).


I got a little too excited and applied for a Norstrom Signature and got denied, won't even give me a store card. Back to the garden.


EXP 711 | TU 713 | EQ 669 

Gardening at least until April 30 2014--
FICO: 695 (as of 3/27/2014; M&T Bank Beacon 5.0 EQ FICO) | BK 7 Discharged April 2010 | Current Lines: OCCU Duck Visa $12,000 (1% util, opened 10/2013) | Alliant FCU Platinum Visa, $15,000 (5% util, opened 5/2013) | Barclays iTunes Visa $6000 ( 1% util, opened 11/2011) | Best Buy MC $800 (0% util, opened 5/2010 | M&T Bank Checking Overdraft LOC $500 (0% util, opened 1/2007)

Most recent scores (March 26 2014): EQ 701 | EX 751 | TU 705
Super Contributor
Posts: 7,132
Registered: ‎02-27-2013
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Re: Three Years Post-BK 7 Alliant Love


JPMorgan Palladium (100k), AmEx Platinum (NPSL), AmEx SPG (46k), AmEx BCP (42k), Chase Sapphire Preferred (47k), Citi Prestige (31k), Citi Thank You Preferred (27k), Citi Executive AAdvantage (25k), JPMorgan Ritz-Carlton (21k), Merrill+ (15k), US Bank Cash+ (22.5k), Wells Fargo (12k), Bloomingdale’s (12.4k), Chase Freedom (5k), Discover IT (5k).
Valued Contributor
Posts: 1,193
Registered: ‎05-17-2010
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Re: Three Years Post-BK 7 Alliant Love

Good job...yeah, Nordstrom is more along the lines of about 5 years post-BK.  You'll get them soon enough though!  

FICO Scores Updated 07/15 EQ08 748 EX08 748 TU08 818
Moderator Emerita
Posts: 27,204
Registered: ‎09-13-2012
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Re: Three Years Post-BK 7 Alliant Love

Senior Contributor
Posts: 7,735
Registered: ‎01-05-2013
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Re: Three Years Post-BK 7 Alliant Love

Congrats on your approvals!  As for Nordstrom, they are not BK friendly.  Enjoy waht you have, and garden for a bit.

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