Credit Cards

[Happychap]

Anyone have this? easy or difficult  to get?    I know they pull EQ and they do their own underwriting, but there is not much about this card on the forums.   Please share your experience  

[learnin113]

Hmmm...ring shopping in the near future?

[Happychap]

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learnin113 wrote:

Hmmm...ring shopping in the near future?

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Possibly

[MontegoMack]

Every woman loves ANYTHING that comes in that light blue box. Epecially if it's worth taking out credit for it. 

[Crashem]

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MontegoMack wrote:

Every woman loves ANYTHING that comes in that light blue box. Epecially if it's worth taking out credit for it. 

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The box gets dark blue for more expensive items.  And almost black for the really good stuff.  Stay away from the black box.

[Happychap]

BTW I'd like to stay clear of any colorful jewelry box! Spending money on jewelry for me seems such a waste of money.  Don't get me wrong Im not cheap, I could easily go into Bestbuy or other electronic store and blow a few grand on electronic items. To me those items have purpose, I have no idea why or how women see any purpose in jewelry. 

Anyway, I have to get the DW an anniversary gift so will prob get her a necklace or something. I could afford to just pay cash but the thought of blowing a few grand on a piece of jewelry would lead me to a spiraling depression    So I figure if I take out there 18 month zero interest credit card and pay smaller amounts each month it would be less painful mentally

[trumpet-205]

Some people do use jewelry as a form of investing.

[n777ua]

If you use it as a revolver the APR is pretty high, but I believe they have 0% financing on ring purchases.  When I opened the account in '09 I picked out a ring first, then was approved for Tiffany financing with 20% down/10month payoff with zero APR.