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Community Leader
Valued Contributor
improvingmycredit
Posts: 1,317
Registered: ‎07-12-2011

Re: Time To App? Give me your 2¢...

[ Edited ]

Movin_on_up wrote:

Great news!   Discover More...Approval!!!

 

App'd online with their pre-approval code.   $4000 CL!!!

 

So happy.  :smileylol:  :smileyvery-happy:  :smileylol:

 

1 down and 8 more apps to go!

 

 

 

Kidding...

 


Congrats!  That's a very promising sign. YAY!!!! You know- if I were you- I'd app that Amex you want.  You never know- you might get approved.  The worst thing that can happen is you burn an inq.  I'm thinking that Discover pulled TU or EQ.  Amex will most assuredly pull EX then maybe TU if you are borderline.  I know they hate tax liens but I have seen evidencne of late that their lending standards have lowered.  You are pretty for sure on the Amazon- Freedom and Walmart if you are wanting them.  However, remember my earlier advice.  With you scores, it time to get out of rebuilding mode and into strategic apping for the amazing cards an excellent credit score will bring.  JMHO. :smileyhappy:


Starting Score: 642
Current Score: EQ 774, EX 780, TU 773 (All FICO)
Goal Score: 800+

Cards: NFCU Flagship 50K, BCP 28.6K, Arrival 25K, Citi DP 22.8K, CSP 20.5K, QuickSilver 20K

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New Contributor
Movin_on_up
Posts: 52
Registered: ‎01-31-2012

Re: Time To App? Give me your 2¢...

Ok........I'm 2 for 2.   Walmart approval!!!

 

A CL of...get this...$150.  lol    I called immediately, asked for $1000 and made sure it was a soft pull.  Three mins later I got it!  (Should have gone for $2500...)

 

I'm drunk with decent credit score power!    :smileytongue:    ...and need to call it a night with two big wins under my belt.

 

 

impvovingmycredit - I'll sleep on the Amex app.  Definitely heading to the bank tomorrow and not leaving until I have a Chase Freedom card.

 

 

Starting score:
EQ FICO 702 (1/1/2012)

Current scores:
TU FICO 785 (12/28/2013)
EQ FICO 791 (12/28/2013)
EX FICO 791 (12/28/2013)
TU-08 FICO 776 (12/10/2013)

Wallet: Chase Freedom $12,600 - Discover More $12,600 - Walmart $1,000 - Capital One MC $500
Community Leader
Valued Contributor
improvingmycredit
Posts: 1,317
Registered: ‎07-12-2011

Re: Time To App? Give me your 2¢...


Movin_on_up wrote:

Ok........I'm 2 for 2.   Walmart approval!!!

 

A CL of...get this...$150.  lol    I called immediately, asked for $1000 and made sure it was a soft pull.  Three mins later I got it!  (Should have gone for $2500...)

 

I'm drunk with decent credit score power!    :smileytongue:    ...and need to call it a night with two big wins under my belt.

 

 

impvovingmycredit - I'll sleep on the Amex app.  Definitely heading to the bank tomorrow and not leaving until I have a Chase Freedom card.

 

 


Man on man!   Nice!  I'm very happy for you!  Congrats!  Don't worry- the Freedom is as good as in hand!  Best of luck!


Starting Score: 642
Current Score: EQ 774, EX 780, TU 773 (All FICO)
Goal Score: 800+

Cards: NFCU Flagship 50K, BCP 28.6K, Arrival 25K, Citi DP 22.8K, CSP 20.5K, QuickSilver 20K

Take the FICO Fitness Challenge
New Contributor
Movin_on_up
Posts: 52
Registered: ‎01-31-2012

Re: Time To App? Give me your 2¢...

Final credit update - Chase Freedom approval for $5,000!!

 

So 3 for 3 in 24 hours...

 

Discover More...4K

Walmart...1K

Chase Freedom...5K

 

Thanks again to everyone here for your help and encouragement.  It has really helped get me where I am today.  It's really appreciated.    :smileyhappy:

 

Time to update the sig and introduce myself to the Gardening Club!

Starting score:
EQ FICO 702 (1/1/2012)

Current scores:
TU FICO 785 (12/28/2013)
EQ FICO 791 (12/28/2013)
EX FICO 791 (12/28/2013)
TU-08 FICO 776 (12/10/2013)

Wallet: Chase Freedom $12,600 - Discover More $12,600 - Walmart $1,000 - Capital One MC $500
Valued Contributor
SnackTrader
Posts: 1,533
Registered: ‎09-15-2012

Re: Time To App? Give me your 2¢...

Impressive!  Congratulations!

In My Wallet: Amex BCP (12/12) $22.200, Chase CSP (4/14) $12,000, Barclaycard Arrival (5/13) $10,500, Citi Forward (12/12) $9,600, Cap1 Cash Rewards (6/12) $9,000, Chase Freedom (12/12) $5,000

Last App: April 2, 2014

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