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Established Contributor
improvingmycredit
Posts: 985
Registered: ‎07-12-2011

Re: Time To App? Give me your 2¢...

[ Edited ]

Movin_on_up wrote:

Great news!   Discover More...Approval!!!

 

App'd online with their pre-approval code.   $4000 CL!!!

 

So happy.  :smileylol:  :smileyvery-happy:  :smileylol:

 

1 down and 8 more apps to go!

 

 

 

Kidding...

 


Congrats!  That's a very promising sign. YAY!!!! You know- if I were you- I'd app that Amex you want.  You never know- you might get approved.  The worst thing that can happen is you burn an inq.  I'm thinking that Discover pulled TU or EQ.  Amex will most assuredly pull EX then maybe TU if you are borderline.  I know they hate tax liens but I have seen evidencne of late that their lending standards have lowered.  You are pretty for sure on the Amazon- Freedom and Walmart if you are wanting them.  However, remember my earlier advice.  With you scores, it time to get out of rebuilding mode and into strategic apping for the amazing cards an excellent credit score will bring.  JMHO. :smileyhappy:


Starting Score: 642
Current Score: EQ 781, EX 776 (Amex Pull), TU 786 (All FICO)
Goal Score: 800+

Cards: NFCU Flagship 25K, NFCU CR 25K, CSP 20.5K, Arrival 20K, BCP 18.3K, PRG NPSL, Total Avail- 193K+

Take the FICO Fitness Challenge
Valued Member
Movin_on_up
Posts: 48
Registered: ‎01-31-2012

Re: Time To App? Give me your 2¢...

Ok........I'm 2 for 2.   Walmart approval!!!

 

A CL of...get this...$150.  lol    I called immediately, asked for $1000 and made sure it was a soft pull.  Three mins later I got it!  (Should have gone for $2500...)

 

I'm drunk with decent credit score power!    :smileytongue:    ...and need to call it a night with two big wins under my belt.

 

 

impvovingmycredit - I'll sleep on the Amex app.  Definitely heading to the bank tomorrow and not leaving until I have a Chase Freedom card.

 

 

Starting score: EQ FICO 702 (1/1/2012)
Current score: EQ FICO 708 / TU-98 FICO 713 / EX FAKO (Plus) 776
Target FICO score: 780

Wallet: Chase Freedom $5,000 - Discover More $4,000 - CapOne Secured $1,400 - Walmart $1,000 - Orchard Secured $200
Established Contributor
improvingmycredit
Posts: 985
Registered: ‎07-12-2011

Re: Time To App? Give me your 2¢...


Movin_on_up wrote:

Ok........I'm 2 for 2.   Walmart approval!!!

 

A CL of...get this...$150.  lol    I called immediately, asked for $1000 and made sure it was a soft pull.  Three mins later I got it!  (Should have gone for $2500...)

 

I'm drunk with decent credit score power!    :smileytongue:    ...and need to call it a night with two big wins under my belt.

 

 

impvovingmycredit - I'll sleep on the Amex app.  Definitely heading to the bank tomorrow and not leaving until I have a Chase Freedom card.

 

 


Man on man!   Nice!  I'm very happy for you!  Congrats!  Don't worry- the Freedom is as good as in hand!  Best of luck!


Starting Score: 642
Current Score: EQ 781, EX 776 (Amex Pull), TU 786 (All FICO)
Goal Score: 800+

Cards: NFCU Flagship 25K, NFCU CR 25K, CSP 20.5K, Arrival 20K, BCP 18.3K, PRG NPSL, Total Avail- 193K+

Take the FICO Fitness Challenge
Valued Member
Movin_on_up
Posts: 48
Registered: ‎01-31-2012

Re: Time To App? Give me your 2¢...

Final credit update - Chase Freedom approval for $5,000!!

 

So 3 for 3 in 24 hours...

 

Discover More...4K

Walmart...1K

Chase Freedom...5K

 

Thanks again to everyone here for your help and encouragement.  It has really helped get me where I am today.  It's really appreciated.    :smileyhappy:

 

Time to update the sig and introduce myself to the Gardening Club!

Starting score: EQ FICO 702 (1/1/2012)
Current score: EQ FICO 708 / TU-98 FICO 713 / EX FAKO (Plus) 776
Target FICO score: 780

Wallet: Chase Freedom $5,000 - Discover More $4,000 - CapOne Secured $1,400 - Walmart $1,000 - Orchard Secured $200
Established Contributor
SnackTrader
Posts: 965
Registered: ‎09-15-2012

Re: Time To App? Give me your 2¢...

Impressive!  Congratulations!

In My Wallet: Amex BCP (12/12) $13,500, Cap1 Cash Rewards (6/12) $9,000, Barclaycard Arrival (5/13) $7,500, Citi Forward (12/12) $6,500, Chase Freedom (12/12) $5,000

In The Garden!


Last App: May 21, 2013

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