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~Seven years ago, Charles Schwab launched its infamous 2% cash back credit card with no foreign transaction fees, only to be cancelled a few years later. Now, Schwab has an Amex Platinum Card (decent) and a rather lame 1.5% cash back card. Anyone think they'll improve their offerings anytime soon, especially considering that Fidelity has a 2% CC and that Schwab was the first player in the 2% space?
Would really like to see their card return to 2%.
@Anonymous wrote:~Seven years ago, Charles Schwab launched its infamous 2% cash back credit card with no foreign transaction fees, only to be cancelled a few years later. Now, Schwab has an Amex Platinum Card (decent) and a rather lame 1.5% cash back card. Anyone think they'll improve their offerings anytime soon, especially considering that Fidelity has a 2% CC and that Schwab was the first player in the 2% space?
Would really like to see their card return to 2%.
Their debit card is almost unarguably the best in America if you travel.
Beyond that credit cards are a complete sideshow for the investment houses, doubt they care about the rounding error their credit card portfolio is... and FWIW I don't even swipe my Fido anymore, 2% isn't what it used to be.
I will say, though, if you're set on getting an AMEX Platinum and have a large IRA or brokerage balance, you can't beat the $100-200 AF credit you get for Schwab's version. That plus the airline and Uber credits turn the AF into an actual profit of $50 (if you qualify for the largest AF credit and use all of airline & Uber allowances).
@MASTERNC wrote:I will say, though, if you're set on getting an AMEX Platinum and have a large IRA or brokerage balance, you can't beat the $100-200 AF credit you get for Schwab's version. That plus the airline and Uber credits turn the AF into an actual profit of $50 (if you qualify for the largest AF credit and use all of airline & Uber allowances).
i am trying to wait and see if amex will drop another 100k MR signup bonus since those cards are once a lifteime want to make sure i get the best value of my HP.