Time to Garden....right?

[aurelie00]

Goal is Signature Travel Card and AMEX.

Current CS:  618

Current Credit Lines:

Discover Cashback:  CL $2750, opened 2001 (Old 30 day from 2010)

Capital One Platinum MC:  CL $2000, opened May 2013 (never late)

BHCCU Visa:  CL $3000, Opened Aug 2013 (Just got)

Amazon Store Card:  CL $800, opened July 2013 (never late)

VS Store Card:  CL $250, Opened 2004 (never late)

Dell Preferred Card:  CL $2500, opened 2006 (never late)

Current Util: 25%

Advice with what I have?

Thanks in advance!

[pizzadude]

Yep, I'd head to the garden if I were you, let your accounts age and work on GW for any negatives / derogatory items on your reports.

[missjae]

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@aurelie00 wrote:

VS Store Card:  CL $250, Opened 2004 (never late)

Current Util: 25%

Advice with what I have?

Thanks in advance!

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If you haven't done so, you can go online and request a CLI for the VS card.  If you get the increase, it may help with the utilization.

[09Lexie]

+1

And based on your CS, there might be some baddies. If possible, work on getting those removed with GW letters.