Time to add another card...help

[st4stinger4]

Good morning everyone.

Time to stick my head out of the garden for a brief secon and get a new CC.

I am torn between the Citi Diamond pref, Citi Thank You pref, or a Chase card (have to research Chase some more).

Which one would be better?

Which one gets a higher starting CL?

Who are they pulling from?

My scores are 740-750 depending on the day :-)

With about 4-8% total util.

Thanks!

You guys/girls ROCK!!!!

[daybreakgonesXe]

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@st4stinger4 wrote:

Good morning everyone.

Time to stick my head out of the garden for a brief secon and get a new CC.

I am torn between the Citi Diamond pref, Citi Thank You pref, or a Chase card (have to research Chase some more).

Which one would be better?

Which one gets a higher starting CL?

Who are they pulling from?

My scores are 740-750 depending on the day :-)

With about 4-8% total util.

Thanks!

You guys/girls ROCK!!!!

---

Since the world (or, at least, the CC world), is your oyster with those scores, why not research a card with the best sign-up bonus?

With your selection, the CSP would be your best bet...however, if you cannot justify $3,000 spend for 40,000 bonus points (worth $500 in travel, if not more, if you transfer to hotel/airline partners) or the annual fee, or both, then I would go for the Freedom! Citi cards are okay, but if you don't have a Chase card already, I would pick one of them up first!

[CollegeStudent530]

Chase Freedom rocks!

[st4stinger4]

Thanks

Will start reseaching Chase right now.... which one is there higher end card?

Appreciate your advice.

[09Lexie]

CSP is the top tier. What are you looking for? Rewards, cash back, travel

[daybreakgonesXe]

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@st4stinger4 wrote:

Thanks

Will start reseaching Chase right now.... which one is there higher end card?

Appreciate your advice.

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Chase Sapphire Preferred! That's the one with the 40,000 bonus points! Not sure if this is still going on, but Chase brances are offering the same bonus, but with less spending, at $2,000 instead of $3,000

They also have a prequalifying tool that will show you your prequalified offers for either Slate, Freedom, or CSP...

Also feel free to research their cobrands with many hotels, airlines, and other partners. If there's one that you frequent most often, then a cobranded card for it through Chase would be good too! For example, if you fly United a lot, the United chase cards would be a good fit.

Best of luck!

[st4stinger4]

Where else could you get answers or advice on CC's at 0226 in the morning!!! I love this site.

Thanks again...Def gonna use that prequal tool....

Mostly looking to up my total line of credit and use some bonus points for travel (vaca baby)

Thanks again