@FairCredBen wrote:so you have to pay in full every month?
I just want this card for emergencies... like if something were to happen i can use it and pay it off slowly...
Im assuming this is not how amex works?
Nope, this would be the opposite of what an Amex charge card (Zync, Green, Platinum, Gold, PR Gold) is. You may be in line for approval of a co-branded Amex, such as Hilton Surpass or Delta Skymiles. These appear to be a little easier to get than the Blue Cash Everyday. If you get declined it MAY be a soft pull, as you already have an amex, but since your amex is a business Amex, i'm not sure how that works.
FICO 9: 
Filed Chapter 13 on 6/1/2017 after job loss. Discharged 6/1/2022.
Goal: Gardening!
Filed Chapter 13 on 6/1/2017 after job loss. Discharged 6/1/2022.
Goal: Gardening!
@FairCredBen wrote:they did a hard pull when i first got the business card lol....
Subsequent Amex applications are usually a SP if denied, and a HP if approved. I dont know if it makes a difference that your current card is a business card. Most people apply for the new card while logged into their Amex Online Account
FICO 9:
Filed Chapter 13 on 6/1/2017 after job loss. Discharged 6/1/2022.
Goal: Gardening!
Filed Chapter 13 on 6/1/2017 after job loss. Discharged 6/1/2022.
Goal: Gardening!
@jamesdwi wrote:ZYNC, GOLD, PR GOLD, Platinum are all Charge Cards
Zync has an option of giving you a hard limit of $200 (non-autopay) or $500 with auto-pay linked to your checking account. The rest are NPSL always.
so its only 500 if you paid it in full each month ? not like 1000 or 2000 like other card ? And what happen after 1 years or 2 can you convert to one of their daily credit card ?
Starting Score: 560
@nicholasyud wrote:
@jamesdwi wrote:ZYNC, GOLD, PR GOLD, Platinum are all Charge Cards
Zync has an option of giving you a hard limit of $200 (non-autopay) or $500 with auto-pay linked to your checking account. The rest are NPSL always.
so its only 500 if you paid it in full each month ? not like 1000 or 2000 like other card ? And what happen after 1 years or 2 can you convert to one of their daily credit card ?
not sure i fully understand your question?? but the $200 & $500 CL on the Zync Card are COUNTER offers if you do not qualify for the NPSL ZYnc.
