@Anonymous wrote:
When it comes to lenders I like like Discover, it makes me feel a little bad to only swipe when I get optimal cash back. I feel like I've got to be a loss for them overall.
Business is business though, and I'm sure more people seeing people use the card is good for them in the long run as well.
Plus if they're actually bleeding too much I'm sure any lender would pull a Cash+ and nerf a little bit to get back into the black.
I put all my gas purchases through Discover this quarter. It was less than $50/month though because I take the train to work. But that worked out just fine since 1Q was gas and ground transportation. I bought my Metrolink monthly passes with Discover. It's $300 a month, so I got $15 back each month. I could have used this for 4 months, but I didn't realize this until halfway through January so I didn't use D for that month, but I bought the April pass yesterday, so a total of $45 back. Oh, and I get full reimbursement from my company.
BTW, last billing cycle, I also put about $10 in non-5% category puchase in two separate purchases. Just in case their algorithm flags accounts that ONLY use the card for 5% categories.
BK DC 4/9/2018
FICO 08 (4/9/2018): EQ 647 EX 609 TU 620
FICO 08 (10/16/2020): EQ 676 EX 659 TU 653
Starting Scores 2/13/15: EQ 635 EX 674 TU 684 ////7/16/15 Scores: EQ 661 EX 669 TU 703 //// 2/15/16 Scores EQ 652 EX 647 TU 756 //// 3/24/16 Scores: EQ 661 EX 649 TU 773 //// EQ 670 EX 653 TU 768 (EQ And EX still tainted)