Time to close cards

Anonymous · ‎08-01-2016

I just don't use or have any need or want for the ones I'm going to close. Nice cards, but I have too many and I don't want any AA. I can't use them all if I try and I'm tired of getting stressed out trying to rotate or put spend on them. All have ZERO Balances.

Barclay Cashforward

Discover

Marvel

Amex

Citi

Comenity Dentalfirst

Going to Keep and gives me over 60K in available Credit. I don't carry balances past 10% MAX.

Venture

Venture One

Chase

Penfed Promise

Penfed PLOC

DCU VISA

RonM21 · ‎08-01-2016

Absolutely nothing wrong with that. If it works for you, it is a good move. Nobody knows your situation like you do. Those are some good cards, but whatever is best for you!!! Good job.

Total CL: $321.7k

UTL: 2%

AAoA: 7.0yrs

Baddies: 0

Other: Lease, Loan, *No Mortgage, All Inq's from Jun '20 Car Shopping

Anonymous · ‎08-01-2016

If you don't need em, close em!

redpat · ‎08-01-2016

Congrats. I agree it would be pain keeping track of so many cards.

I have seen many posts recently on closing cards for the same reasons.

Personal Cards: Amex Plat | Amex Delta Res | CSR | Citi AA Exec Business Cards: Ink+ | Amex BGR

driftless · ‎08-01-2016

@Anonymous wrote:
If you don't need em, close em!

+ 1

CSR | Amex Platinum | EDP | QS (2)
Amex Blue Business Plus

Anonymous · ‎08-01-2016

I'm keeping cap1..They were there when no one else was. They gave me my start.

driftless · ‎08-01-2016

@Anonymous wrote:
I'm keeping cap1..They were there when no one else was. They gave me my start.

I feel exactly the same way. There will always be a Cap One card in my wallet.

CSR | Amex Platinum | EDP | QS (2)
Amex Blue Business Plus

Anonymous · ‎08-01-2016

@Anonymous wrote:
I'm keeping cap1..They were there when no one else was. They gave me my start.

I feel the same way about Capital One. I'm curious, though, why you don't combine your two Capital One cards?

Closingracer99 · ‎08-01-2016

@Anonymous wrote:
I just don't use or have any need or want for the ones I'm going to close. Nice cards, but I have too many and I don't want any AA. I can't use them all if I try and I'm tired of getting stressed out trying to rotate or put spend on them. All have ZERO Balances.
Barclay Cashforward
Discover
Marvel
Amex
Citi
Comenity Dentalfirst

Going to Keep and gives me over 60K in available Credit. I don't carry balances past 10% MAX.
Venture
Venture One
Chase
Penfed Promise
Penfed PLOC
DCU VISA

Why not check and see if you want some other cards with those banks? With Citi why not see if the TY preferred, DC or something that would work for you? Same goes with Amex and barclays?

My Cards: Amex BCE: $9,000, Amex Hilton HHonors: $2,000, Amex ED: $12,000, Barclays NFL extra points: $3,000, Bank of America MLB cash rewards: $17,000, BBVA compass NBA Amex triple double rewards: $17,000, Chase Amazon: $1,000, Chase Freedom: $9,000, Chase Sapphire: $5,000, Chase Slate: $5,000, Chase Disney: $4,000, Citi Double Cash: $5,400, Citi AA plat: $5,500, Citi Simplicity: $3,000, Citi Thank you preferred: $8,800, Capital one GM: $2,000, Capital one PlayStation: $3,000, Gamestop: $1,150, Amazon Store: $5,000, Ebay MasterCard: $5,000, American Eagle Storecard: $750, Macy's: $500
EX: 744, TU:750, EQ: 740

Anonymous · ‎08-01-2016

I started with 2 Platinum cards. Worked my way up. Venture is 6 months old and Venture One is 2 months old. Not eligible yet. But I will.