Well I’ve finally encountered a situation where I’m annoyed at how many credit card/bank accounts I have. All of my “just in case” scenarios bit me in the butt today…
I went to pick up my daughters from their summer program. In and out 5 minutes. Well in that 5 minutes someone broke out my car window and stole my tote I use for work. Luckily I was wearing my small purse with my IDs, phone and main cards. But unfortunately, I had a wallet in there with my checkbook and cards that I wasn’t using daily but wanted to have nearby “just in case”. For example, not really using Discover, but “just in case” I found myself at Home Depot… I don’t use NFCU for checking but do for savings, so I had that debit card “just in case” I needed cash from the ATM etc. And since these cards weren’t being used every day I had trouble remembering what exactly I had in there. Didn’t catch NFCU in time, and thanks to my $15K CLOC, the $3 in my checking account went a really long way for this jerk.
On the positive side of things, I’m grateful for Discover and NFCU (once I caught it) for their ability to quickly and easily freeze the cards. Chase, not so much. Actually I’m pretty sure the CSR closed my Disney account and opened a new one, which I’ll freak out about later, but just don’t have the energy right now.
So just a cautionary tale I guess... Wish I was at the very least more aware of what I had stored where. The checkbook and debit cards have definitely been more of a pain than the credit cards. I’ve been longing for simplicity lately, never more so than today, as I imagine going into one app and hitting freeze all, but oh well… life of a rewards junkie.
Hope everyone has a great weekend =)
So sorry to hear! But I needed to hear bc I'm so guilty of the in/out myself.
Sorry this happened OP and I understand where you are coming from. Hopefully, you caught everything.
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Thanks for sharing OP. Having to deal with the fraud and card changes is frustrating and time consuming.