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Tip in cash or credit card?

Super Contributor

Tip in cash or credit card?

Curious what others do.  

 

I always tip on my credit card receipt (for the added points), but was told recently cash is preferred, mainly because in some establishments, unscrupulous owners try to steal part of the tip from the wait staff when left on a credit card.

Message 1 of 47
46 REPLIES
Established Contributor

Re: Tip in cash or credit card?

I think it has more to do with tax liability to be honest

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Message 2 of 47
Senior Contributor

Re: Tip in cash or credit card?

+1. Waiters like to under report their tips and can't get away with it as easily for cc tips. I wouldn't be surprised if a restaurant tried to take the swipe fee out on a prorated basis from the tip (though I don't remember that happening back when I waited tables). But that wouldn't persuade me to change how I tip. It's a cost of doing business for the waiter as well as every other business establishment.

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Message 3 of 47
Valued Contributor

Re: Tip in cash or credit card?

I do whatever's convenient for me.  

FICO Scores Updated 07/15 EQ08 748 EX08 748 TU08 818
Message 4 of 47
Frequent Contributor

Re: Tip in cash or credit card?

Always remember to fill in the tip and total lines on the merchant receipt copy, even if you tip in cash. I have had the unfortunate experience of making that mistake and having a disonest server write in their own tip after I left them cash.

Message 5 of 47
Regular Contributor

Re: Tip in cash or credit card?

Once upon a time, I left tips on my card. That was before a waiter had the audacity to add a tip on my card after the worse service I'd ever had.  Four years later, another waiter changed the amount of the tip I left on my card. Now I ALWAYS, ALWAYS tip in cash and mark through the tip line on the receipt. That's just my experience though.

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Message 6 of 47
Established Contributor

Re: Tip in cash or credit card?

Tipping in cash would require me to carry cash. That's not going to happen so it's all on the CC. 

Message 7 of 47
Established Contributor

Re: Tip in cash or credit card?

+1 to the tax liability. Most restraunts only require the wait staff to report a percentage of their tips, not the amounts in entirety.

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Message 8 of 47
Established Contributor

Re: Tip in cash or credit card?

I always use cash and put cash in the tip line. Lessens the chance of them being dishonest.

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Message 9 of 47
Valued Contributor

Re: Tip in cash or credit card?

I always tip in cash and pay with CC.

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Message 10 of 47