Tires Plus/CFNA Reporting

[daisyduke]

Anyone know how this will report to the CB's? Previous posts have indicated that they don't report the limits...just high balance.

I just applied over the phone as I'm getting some work done tomorrow, tire, oil and filter change and inspection - approved for 1200 - TU pull I think (not frozen on that one so eliminates the other two) .

[Creditaddict]

from what I know, you are correct, high balance only

[daisyduke]

thanks credit addict - i'm hoping it doesn't report as a consumer finance account.

i could have just paid cash but decided to have another positive tradeline....

[Anonymous]

CFNA reports credit limit for Firestone accounts, why not for Tires Plus?

They are inept, though - sometimes it takes a complaint or two to get the CL reporting to stick ...

[Creditaddict]

my Firestone does not report a CL, but I also have not used it, does it suddenly report CL if you charge on it?

[Anonymous]

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@Creditaddict wrote:

my Firestone does not report a CL, but I also have not used it, does it suddenly report CL if you charge on it?

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Firestone/CFNA "officially" changed their policy around summer '08 (?) to start reporting CL as any other normal CC does. Of course, this should occur whether or not you make a purchase. After I read about their policy change, I had to complain once before they started reporting my CL, then complain a second time when they stopped reporting a month or two later. After my second complaint, they have reported faithfully for about 2 years, even though my last purchase was 15 months ago ...

[Pushto700]

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@Anonymous wrote:

CFNA reports credit limit for Firestone accounts, why not for Tires Plus?

They are inept, though - sometimes it takes a complaint or two to get the CL reporting to stick ...

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For some reason, they report the limits to EQ only (as evidenced from my Firestone card), Experian and TU only show high/current balance, no CL. Do not understand why.

[Pushto700]

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@Anonymous wrote:

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@Creditaddict wrote:

my Firestone does not report a CL, but I also have not used it, does it suddenly report CL if you charge on it?

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Firestone/CFNA "officially" changed their policy around summer '08 (?) to start reporting CL as any other normal CC does. Of course, this should occur whether or not you make a purchase. After I read about their policy change, I had to complain once before they started reporting my CL, then complain a second time when they stopped reporting a month or two later. After my second complaint, they have reported faithfully for about 2 years, even though my last purchase was 15 months ago ...

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This shows on your Experian and TU reports as well? I only see it on my EQ (Credit Limit). It would be nice to have the Credit Limit (instead of balance only) actually report to the other two....

[Anonymous]

My Firestone card was reporting the limit at $196, even though i had a $1200 limit.  I disputed it and it was corrected, which bumped my score up by almost 50 points since it had previously looked like i was charged up way over my limit.

[Pushto700]

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@Anonymous wrote:

My Firestone card was reporting the limit at $196, even though i had a $1200 limit.  I disputed it and it was corrected, which bumped my score up by almost 50 points since it had previously looked like i was charged up way over my limit.

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With Experian? Really....so what did you do exactly to get the limit to actually report?