To App, or not to App? That is the question.

[_jb_]

Refer to my response in the other thread.

[VirusCredit13]

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@_jb_ wrote:

Refer to my response in the other thread.

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Saw it, replied just to verify to call Chase for Amazon's visa. And not some Amazon Visa specific line(which I don't see listed)

[dddewdrop]

   I too think you have a great chance of being approved for the Chase Freedom and you should apply now and start it aging. This card is better than the others for rewards and rate. I say App away. You have a great credit score and should have access to great credit. Hwever I deferr to the gurus here and waiting 6 months to be sure isnt a bad idea. I still think you have a good chance now though. Citi appears to be harder to get than Chase to me. I was recently denied both of them but I have horrible credit so that makes sense.

[ObeyJohnny12]

I suggest waiting a least 6 months. Use your Discover more and pif and try to get a cli on it after 6 months and then apply for freedom. Chase might end up matching your cl on Discover or possibly give you more.

[SnackTrader]

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@eviLution wrote:
Chase requires at least 1 year of revolving history, unless you bank with them with assets to show.

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I received a $5,000 credit line Freedom with only 6 months of revolving history on a $3,000 Cap1 Cash Rewards.  I hardly think this is an absolute rule.  I do not bank with Chase, and have only modest liquid assets.